Australian Mutual Bank Credit Cards
Australian Mutual Bank credit cards are made from recycled plastic and offer low rates and fees. Here's what else you need to know.

Australian Mutual Bank is a member-owned, ethical bank that formed after a merger between Endeavour Mutual Bank and Sydney Mutual Bank/Credit Union in 2019. It offers one credit card, made from 82% recycled plastic, with features that fit with the brand's ethical values.
We currently don't have that product, but here are others to consider:
How we picked theseThe Australian Mutual Bank Low Rate Visa Credit Card has a 10.49% p.a. interest rate for purchases and a $30 annual fee. Both of these features are very competitive with other low rate credit cards.
Credit cards and debit cards from Australian Mutual Bank are made from 82% recycled plastic. This includes a plastic body made from 99% recycled PVC and an inlay, antenna, magnetic stripe and chip module, which can't currently be made from recycled plastic.
Australian Mutual Bank is carbon neutral and will transition to 100% renewable energy across the business. It also has B Corp certification, which means it meets high, independent standards for ethical and environmental performance, accountability and transparency.
You can add an Australian Mutual Bank credit card to any of these digital wallets or apps:
With the Australian Mutual Bank mobile app, you can activate a card, check your balance, put a temporary block on your card and manage other account features. It also offers internet banking, as well as phone banking on 13 61 91.
As a Visa credit card, you can make payments in-store, online and over the phone, wherever Visa is accepted. When you shop online, you get an extra layer of protection with Visa Secure. You also get access to exclusive deals on shopping, dining, entertainment and travel through Visa Offers + Perks.
Before you can apply for a credit card, there are a few eligibility boxes you need to tick. We've listed the key ones for the Australian Mutual Bank Low Rate Visa credit card below:
As part of the application, you'll be asked for details about the new credit card. The key questions to think about are:
Australian Mutual Bank will send you an email with a summary and application reference number. You'll also get details about providing more supporting documentation, if that's needed.
If you want a credit card from a member-owned bank or one that's focused on sustainability, here are 3 others you can compare with Australian Mutual Bank:
Want to compare a wider range of credit cards? Check out the latest offers for rewards, balance transfers, low rates and more.
As well as a low purchase rate and low annual fee, Australian Mutual Bank’s Low Rate Visa is made of recycled plastic.