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Australian Mutual Bank home loans

Australian Mutual Bank has home loan rates starting from 1.98%.

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Australian Mutual Bank is a mutual bank. Australian Mutual Bank offers a range of home loans for Australian borrowers. Check out the full table of Australian Mutual Bank products below or read more about the lender.

Compare Australian Mutual Bank home loans for December 2021

$
years
Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

Australian Mutual Bank Fixed Home Loan P&IHome 3Y Fixed≥ 5% Deposit

Australian Mutual Bank Fixed Home Loan
1.98%
2.54%
  • App: $250
  • Ongoing: $0 p.a.
$555

Australian Mutual Bank Fixed Home Loan P&IInvestment 2Y Fixed≥ 5% Deposit

Australian Mutual Bank Fixed Home Loan
2.23%
3.05%
  • App: $250
  • Ongoing: $0 p.a.
$573

Australian Mutual Bank Fixed Home Loan P&IHome 2Y Fixed≥ 5% Deposit

Australian Mutual Bank Fixed Home Loan
1.98%
2.59%
  • App: $250
  • Ongoing: $0 p.a.
$555

Australian Mutual Bank Fixed Home Loan P&IHome 1Y Fixed≥ 5% Deposit

Australian Mutual Bank Fixed Home Loan
2.09%
2.65%
  • App: $250
  • Ongoing: $0 p.a.
$563

Australian Mutual Bank Fixed Home Loan P&IInvestment 3Y Fixed≥ 5% Deposit

Australian Mutual Bank Fixed Home Loan
2.23%
2.97%
  • App: $250
  • Ongoing: $0 p.a.
$573
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Australian Mutual Bank key facts

  • Australian Mutual Bank is an online lender based in New South Wales.
  • Australian Mutual Bank offers home loan products for owner-occupiers and investors.
  • This lender also offers other financial products such as credit cards, personal loans, savings accounts and insurance.

Australian Mutual Bank home loan features

FeatureDetails
Minimum depositIt is possible to get a home loan from Australian Mutual Bank with a deposit as low as 5%.
Offset account?You can get an offset account with several Australian Mutual Bank loans.
Repayment optionsSeveral Australian Mutual Bank home loans allow you to make interest-only repayments for a limited period. The lender also offers the standard principal-and-interest repayments on its loans.

How do I apply for an Australian Mutual Bank mortgage?

When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.

Eligibility

The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Australian Mutual Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.

📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.

📄 Proof of income documents. Recent payslips can establish your income.

📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

How to apply for a home loan

More lenders to compare

Check out Finder's main home loans guide if you want to compare more home loans from a range of lenders. Or you could try one of the following lenders:

  • ING. This online bank is part of the global, Dutch-based financial group of the same name.
  • Commonwealth Bank. The nation's largest bank has a large selection of home loans and a convenient banking app.
  • UBank. This online bank is actually owned by NAB.
  • Athena. This digital fintech lender offers low-rate mortgages and an entirely online, convenient service.
  • Tic:Toc. This lender's online application tool can process your mortgage application fast. Backed by the Bendigo and Adelaide Bank.
  • Bank of Queensland. Outside of the Big Four this is one of Australia's larger banks. BOQ owns Virgin Money.
  • HSBC. The local Australian banking arm of this international bank offers various home loans.

More guides on Finder

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