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The Capricornian is a credit union that offers a range of home loans for Australian borrowers. Check out the full table of The Capricornian products below or read more about the lender.
Here are the key features and details you need to know about The Capricornian's mortgage products.
| Feature | Details |
|---|---|
| Minimum deposit | It is possible to get a home loan from The Capricornian with a deposit as low as 5%. |
| Offset account? | You can get an offset account with several The Capricornian loans. |
| Repayment options | Several The Capricornian home loans allow you to make interest-only repayments for a limited period. The lender also offers the standard principal-and-interest repayments on its loans. |
📄 Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.
📄 Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
📄 Proof of income documents. Recent payslips can establish your income.
📄 Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
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