
Get exclusive money-saving offers and guides
Straight to your inbox
Updated
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Athena is a fintech mortgage provider that use its technology to streamline the home loan process and deliver low rates to borrowers.
Skip ahead to the full table of products or read more about the lender.
Compare Athena home loan products below. "Go to site" will direct you to Athena's website for the product you selected. You can also find more information on each individual product by clicking "more info".
Athena is an Australian fintech company but it is not a neobank. New digital banks like Xinja, Up and Volt Bank offer similar high-tech finance solutions, but they are competing with traditional banks in areas such as savings accounts and payments. Athena is solely focused on mortgages.
At the moment, Athena has a single product with different rates for owner occupier loans and investment loans.
Feature | Details |
---|---|
Deposit size | You can borrow up to 80% with an Athena mortgage. |
Rate match | Unlike many lenders, Athena promises that its lowest rate for new customers will always be the same for existing customers. In other words, you'll automatically have Athena's lowest rate for your mortgage type, every time. |
Redraw | Athena mortgages have fee-free redraw facilities. |
Rate reductions | As you repay your loan and your equity builds, Athena will gradually reduce your home loan rate. Borrowers with 60% loan-to-value ratios unlock the lowest interest rates. |
Digital innovation | Athena is a completely digital lender (with online and phone support). If you have all your details ready you can apply quickly online. |
Clicking "Go to Site" on Athena's comparison table will start your application process and redirect you through to their website.
Each Athena product has specific eligibility criteria but some will apply to all products. For example:
When you apply for a mortgage with Athena you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
Detailed guide to home loan applications and paperwork
Off the back of Christmas spending, a finance expert has warned that your Afterpay habits could negatively impact your home loan application.
A UCapital unsecured business loan can provide up to $300,000 without security, with repayment terms between 3 and 12 months.
Lenders often give discounts to new borrowers, but not to loyal existing customers. Here's how to work out if you're being charged too much.
Your guide to home loan LVRs and how you can determine your loan to value ratio.
Do you have to tell your lender if you rent out a room and turn your mortgage into an investment loan?
Need an owner-occupier home loan? Compare rates, understand home owner tax rules and more.
Here's what you'll want to consider to get ready to start your own legal firm.
Borrowers will be able to tap their phone and buy a coffee – via their home loan.
A new partnership between digital bank 86 400 and Mortgage Choice aims to deliver unconditional home approval within as little as two hours – can it really happen?
A detailed explainer of the concept of home equity and how property owners can make use of it.