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Athena is a new fintech mortgage provider that use its technology to streamline the home loan process and deliver low rates to borrowers.
Skip ahead to the full table of products or read more about the lender.
Compare Athena home loan products below. "Go to site" will direct you to Athena’s website for the product you selected. You can also find more information on each individual product by clicking "more info".
Athena is an Australian fintech company but it is not a neobank. New digital banks like Xinja, Up and Volt Bank offer similar high-tech finance solutions, but they are competing with traditional banks in areas such as savings accounts and payments. Athena is solely focused on mortgages.
At the moment, Athena has a single product that's only for refinancers. However, the loan has rates for owner occupiers and investors, plus interest only options, making it a very versatile offering.
| Feature | Details |
|---|---|
| Deposit size | You can borrow up to 80% with an Athena mortgage. |
| Rate match | Unlike many lenders, Athena promises that its lowest rate for new customers will always be the same for existing customers. In other words, you'll automatically have Athena's lowest rate for your mortgage type, every time. |
| Interest only | The Athena Variable Home Loan has interest only rates for investors and owner occupiers. |
| Redraw | Athena mortgages have fee-free redraw facilities. |
| Digital innovation | Athena is a completely digital lender (with online and phone support). If you have all your details ready you can apply quickly online. |
Clicking "Go to Site" on Athena's comparison table will start your application process and redirect you through to their website.
Each Athena product has specific eligibility criteria but some will apply to all products. For example:
When you apply for a mortgage with Athena you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
Detailed guide to home loan applications and paperwork
