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Homestar Finance Home Loans

Compare home loan rates from Homestar Finance.

Updated

Homestar Finance

Find essential information about Homestar Finance home loans on this page. Skip ahead to the full table of products or read more about Homestar Finance home loans below.

Compare Homestar Home Loans

Compare Homestar Finance home loans below. Hit "load more" to see a fuller selection of home loans and hit "Go to site" to start your application process.

Data indicated here is updated regularly
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Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Homestar Star Essentials Home Loan - $150K to $850K LVR up to 80% (Owner Occupier, P&I)
2.39%
2.42%
$0
$0 p.a.
80%
A low rate variable mortgage with minimal fees and redraw facility. Requires a 20% deposit.
Homestar Finance Variable Rate Home Loan - $150K to $850K LVR 70.01 to 80% (Investor, P&I)
2.84%
2.87%
$0
$0 p.a.
80%
Investors with 20% deposits can get this competitive rate. This is a low fee principal and interest loan.
Homestar Star Gold  - 1 Year Fixed (Owner Occupier, P&I)
2.19%
2.74%
$0
$395 p.a.
60%
Refinance your owner-occupier mortgage to this competitive fixed rate loan. Requires 40% equity.
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Homestar Finance lender profile

  • Homestar Finance has offered Australians affordable home loan options since 2004.
  • As an online mortgage provider, Homestar Finance functions without the normal costs associated with bank branches and is able to pass its competitive operating costs on to the consumer in the form of lower rates.
  • Homestar's funds are securely backed by major international banks. They offer home loan solutions for buyers, investors and refinancers.

Homestar Finance mortgage features

Homestar has a range of low rate home loans for home buyers and investors.

FeatureDetails
Offset accountSome Homestar Finance mortgages come with a 100% offset account, depending on the product and your borrowing situation.
Redraw facilitySome of Homestar Finance Home Loans come with a redraw facility.
Split LoansSome of Homestar Finance home loans (fixed and variable) offer a split loan facility
ServiceHomestar is an online lender and offers customer service via email and phone.

How do I apply for a mortgage with Homestar Finance?

You can learn more about a specific Homestar Finance mortgage by clicking through to that product's review page. Clicking the "Go to site" button will let you enter your details and start the process of talking to an Homestar Finance lending specialist.

Eligibility

Each Homestar Finance product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Homestar Finance you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate(*now 2.59%, drops to 2.49% on 17 Jul)
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate(*now 2.59%, drops to 2.49% on 17 Jul)

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

Logo for HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.

Logo for ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)
ME Flexible Home Loan Fixed with Members Package - 2 Year Fixed Rate LVR <= 80% (Owner Occupier, P&I)

Lock in a competitive rate for owner occupiers for two years. Comes with a 100% offset account.

Logo for Virgin Money Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)
Virgin Money Reward Me Fixed Rate Home Loan - 2 Year $300k+ Special offer (Owner Occupier, P&I)

Buy your home and lock in a low rate for the first two years. Get a $2,500 cashback when you switch to Virgin Money with a loan amount of $300,000 or more with an LVR up to 80%. You must apply by 28 August and settle by 30 October 2020.

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