Homestar Finance home loans

homestar_small_logo1Homestar Finance specialises in online and phone-based lending with competitive rates.

Since 2004 Homestar Finance has offered Australians affordable home loan options. As an online mortgage provider, Homestar Finance functions without the normal costs associated with bank branches and is able to pass its competitive operating costs on to the consumer in the form of lower rates.

Homestar's funds are securely backed by major international banks. They offer home loan solutions for buyers, investors and refinancers.

Homestar Finance Home Loan Offer

Homestar Finance Variable Rate Home Loan - Owner Occupier ($900 cashback)

3.54 % p.a.

variable rate

3.59 % p.a.

comparison rate

Homestar Finance Home Loan Offer

With the Homestar Finance Variable Rate Home Loan - Owner Occupier ($900 cashback) enjoy a home loan with no application and ongoing fees.

  • Interest rate of 3.54% p.a.
  • Comparison rate of 3.59% p.a.
  • Application fee of $0
  • Maximum LVR: 80%
  • Minimum borrowing: $200,000
  • Max borrowing: $1,000,000
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Rates last updated August 17th, 2018
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Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
3.54%
3.59%
$0
$0 p.a.
80%
Get a competitive rate, save on fees and access a 100% offset account plus redraw facility.
3.94%
3.69%
$0
$0 p.a.
80%
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
3.94%
3.66%
$0
$0 p.a.
80%
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.34%
3.91%
$0
$0 p.a.
80%
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.14%
3.79%
$0
$0 p.a.
80%
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.04%
4.09%
$0
$0 p.a.
80%
4.54%
4.26%
$0
$0 p.a.
80%
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.59%
4.17%
$0
$0 p.a.
80%
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
3.94%
3.63%
$0
$0 p.a.
80%
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
3.89%
3.94%
$0
$0 p.a.
80%
4.19%
4.02%
$0
$0 p.a.
80%
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.19%
3.99%
$0
$0 p.a.
80%
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.19%
3.97%
$0
$0 p.a.
80%
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.39%
4.11%
$0
$0 p.a.
80%
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.59%
4.23%
$0
$0 p.a.
80%
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.

Compare up to 4 providers

Who is Homestar?

Homestar is an online lender backed by major international banks. As an online mortgage provider, Homestar Finance functions without the normal costs associated with bank branches and is able to pass its competitive operating costs on to the consumer in the form of lower rates.

Home loans provided by Homestar

Homestar Fixed Rate Home Loans

Homestar’s Fixed Rate Home Loans are designed for customers looking for certainty with their home loan repayments. The loan is available to first home buyers, investors or people looking to refinance an existing home loan. Key features include flexible repayment and loan structure options, the ability to make extra repayments as well as the ability to pay interest only for a period of up to five years.

Homestar Variable Home Loans

Homestar’s Variable Home Loan has no application, settlement or annual fees. The loan can be converted to a fixed rate at any time. Repayments can be made for principal and interest or interest-only, and extra repayments can be made without penalty.

These loans also come with a 100% offset account that allows you to easily access your money if you need to redraw against the loan. The offset account comes with a Visa debit card to access your funds.

Homestar Investor Loans

Homestar offers fixed and variable rate investment loans for borrowers wishing to build or expand their property portfolio. The variable investment loans come with offset accounts, redraw facilities and the ability to split the loan. Fixed investment loans allow for $20,000 in extra repayments per year. Homestar offers principal and interest or interest only options for investors.

About how to compare home loans

What do you need to apply for a Homestar home loan?

To apply for a Homestar home loan you'll need to provide information about your income, the property you're buying/using as security, your debt and asset information and personal information such as your contact details and identification details.

Homestar offers multiple lending options to home buyers and investors. Look into the different home loan options before deciding on one loan, and compare home loans to find the best package for you.

About more home loan options

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Home Loan Offers

Important Information*
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 3.59% p.a. and a 3.59% p.a. comparison rate.

loans.com.au Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 3.64% p.a.
comp rate of 3.66% p.a.

Greater Bank Ultimate Home Loan - Discounted 1 Year Fixed LVR ≤90% ($150K+ Owner Occupier)

Loans over $150k get a discount off an already low fixed rate. Available for NSW, QLD and ACT residents only.

Newcastle Permanent Building Society Premium Plus Package Home Loan - New Customer Offer ($150k+ Owner Occupier, P&I) Discount 1

New borrowers or refinancers from another lender get a discounted rate with this package loan.

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