Homestar Finance Home Loans

Rates and Fees verified correct on December 9th, 2016

homestar_small_logo1Homestar Finance specialises in online and phone-based lending with competitive rates.

As a non-bank lender, Homestar functions without the normal costs associated with bank branches and is able to pass its competitive operating costs on to the consumer.

All funds from Homestar are securely backed by major international banks. If you are a first home buyer, are looking into investment opportunities or in need of construction funds, Homestar may have a financing option for you. The company’s range of loan options come with competitive features and are structured to fit specific niches in the home loan market.

Rates last updated December 9th, 2016
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
Homestar Honeymoon Home Loan Owner Occupier
A competitive loan for those looking for extra flexibility at a competitive rate.
3.25% 3.86% $390 $10 monthly ($120 p.a.) 75% More info
Homestar Finance Basic Refinance Loan
A competitive loan to refinance to if you have at least 30% equity.
3.36% 3.40% $0 $0 p.a. 70% More info
3.48% 3.53% $495 $0 p.a. 95% More info
Homestar Fixed Rate Home Loan - 3 Years (Owner Occupier)
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
3.95% 3.83% $495 $15 monthly ($180 p.a.) 95% More info
Homestar Fixed Rate Home Loan - 2 Years (Owner Occupier)
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
3.95% 3.79% $495 $15 monthly ($180 p.a.) 95% More info
Homestar Fixed Rate Home Loan - 5 Years (Owner Occupier)
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.35% 4.06% $495 $15 monthly ($180 p.a.) 95% More info
Homestar Fixed Rate Home Loan - 4 Years (Owner Occupier)
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.25% 3.97% $495 $15 monthly ($180 p.a.) 95% More info
Homestar Fixed Rate Home Loan - 1 Year (Owner Occupier)
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
3.95% 3.75% $495 $15 monthly ($180 p.a.) 95% More info
Homestar Construction Home Loan - (Owner Occupier)
Build or renovate your home with features that include online account management, flexible repayment options and more!
3.98% 4.10% $495 $0 p.a. 90% More info
3.83% 3.88% $495 $0 p.a. 95% More info
Homestar Fixed Rate Home Loan - 3 Years (Investor)
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.15% 4.12% $495 $15 monthly ($180 p.a.) 95% More info
Homestar Fixed Rate Home Loan - 2 Years (Investor)
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.15% 4.09% $495 $15 monthly ($180 p.a.) 95% More info
Homestar Fixed Rate Home Loan - 1 Year (Investor)
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.15% 4.06% $495 $15 monthly ($180 p.a.) 95% More info
Homestar Fixed Rate Home Loan - 4 Years (Investor)
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.35% 4.21% $495 $15 monthly ($180 p.a.) 95% More info
Homestar Fixed Rate Home Loan - 5 Years (Investor)
A fixed rate home loan with no ongoing fee and borrow up to 95% LVR.
4.45% 4.29% $495 $15 monthly ($180 p.a.) 95% More info
3.95% 3.73% $495 $15 monthly ($180 p.a.) 95% More info
3.64% 3.72% $495 $15 monthly ($180 p.a.) 95% More info

Home loans provided by Homestar

Homestar Fixed Rate Home Loans

Homestar’s Fixed Rate Home Loan are designed for customers looking for certainty with their home loan repayments. The loan is available to first home buyers, investors or people looking to refinance an existing home loan. Key features include flexible repayment and loan structure options, the ability to make extra repayments as well as the ability to pay interest only for a period of up to five years.

Homestar Variable Home Loans

Homestar’s Variable Home Loan has no application, settlement or annual fees. The loan can be converted to a fixed rate at any time. Repayments can be made for principal and interest or interest-only, and extra repayments can be made without penalty.

These loans also come with a 100% offset account that allows you to easily access your money if you need to redraw against the loan. The offset account comes with a Visa debit card to access your funds.

Homestar Construction Home Loan

This is a variable rate loan for borrowers who want to buy land and build their own home on it, renovate their existing home or complete a full knock-down and rebuild of a property. Five to six progress payments are made during the various construction phases, and you are only required to make interest payments on the loan during this time. Interest is only charged on the funds you have used from the loan. This loan converts to one of Homestar’s Variable loans once construction is completed.

About how to compare home loans

How to apply for a Homestar home loan

Homestar makes it very easy to apply for a home loan online. Here’s how:

    • Submit a pre-approval application. You can submit an application to be pre-approved for your loan through a mortgage broker. Your mortgage broker will ask for details about your income, your contact information and the type of loan you want. You also need to let them know the purpose of the loan and the repayment type.

About mortgage brokers

  • Your mortgage broker will help you through the process. After submitting a pre-approval application, your mortgage broker will then help you with your application all the way through settlement.
  • Shop around for building insurance. You will need to have building insurance on the property you are buying before your application is processed to completion.

What do you need to apply for a Homestar home loan?

To apply for a Homestar home loan you'll need to provide information about your income, the property you're buying/using as security, your debt and asset information and personal information such as your contact details and identification details.

Homestar offers multiple lending options to home buyers and investors. Look into the different home loan options before deciding on one loan, and compare home loans to find the best package for you.

About more home loan options

Was this content helpful to you? No  Yes

This page was last modified on 17 October 2016 at 13:43.

HSBC Home Value Loan - Resident Owner Occupier only

Enjoy the low variable rate with $0 ongoing fee and borrow up to 90% LVR.

ME Bank Basic Home Loan - LVR <=80% Owner Occupier

A low variable rate loan with no application or ongoing fees.

NAB Choice Package Home Loan - 3 Year Fixed (Owner Occupier)

Receive discounts on interest rates with the Choice Package. 250,000 Velocity Frequent Flyer point offer, conditions apply.

Ask a Question

You are about to post a question on finder.com.au

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Disclaimer: At finder.com.au we provide factual information and general advice. Before you make any decision about a product read the Product Disclosure Statement and consider your own circumstances to decide whether it is appropriate for you.
Rates and fees mentioned in comments are correct at the time of publication.
By submitting this question you agree to the finder.com.au privacy policy, receive follow up emails related to finder.com.au and to create a user account where further replies to your questions will be sent.

Ask a question
feedback