Homestar Finance specialises in online and phone-based lending with competitive rates.
Since 2004 Homestar Finance has offered Australians affordable home loan options. As an online mortgage provider, Homestar Finance functions without the normal costs associated with bank branches and is able to pass its competitive operating costs on to the consumer in the form of lower rates.
Homestar's funds are securely backed by major international banks. They offer home loan solutions for buyers, investors and refinancers.
Homestar Finance Home Loan Offer

Homestar Finance Variable Rate Home Loan - Owner Occupier ($1200 cashback)
variable rate
comparison rate
Homestar Finance Home Loan Offer
With the Homestar Finance Variable Rate Home Loan - Owner Occupier ($1200 cashback) enjoy a home loan with no application and ongoing fees.
- Interest rate of 3.54% p.a.
- Comparison rate of 3.58% p.a.
- Application fee of $0
- Maximum LVR: 80%
- Minimum borrowing: $200,000
- Max borrowing: $1,000,000
Who is Homestar?
Homestar is an online lender backed by major international banks. As an online mortgage provider, Homestar Finance functions without the normal costs associated with bank branches and is able to pass its competitive operating costs on to the consumer in the form of lower rates.
Home loans provided by Homestar
Homestar Fixed Rate Home Loans
Homestar’s Fixed Rate Home Loans are designed for customers looking for certainty with their home loan repayments. The loan is available to first home buyers, investors or people looking to refinance an existing home loan. Key features include flexible repayment and loan structure options, the ability to make extra repayments as well as the ability to pay interest only for a period of up to five years.
Homestar Variable Home Loans
Homestar’s Variable Home Loan has no application, settlement or annual fees. The loan can be converted to a fixed rate at any time. Repayments can be made for principal and interest or interest-only, and extra repayments can be made without penalty.
These loans also come with a 100% offset account that allows you to easily access your money if you need to redraw against the loan. The offset account comes with a Visa debit card to access your funds.
Homestar Investor Loans
Homestar offers fixed and variable rate investment loans for borrowers wishing to build or expand their property portfolio. The variable investment loans come with offset accounts, redraw facilities and the ability to split the loan. Fixed investment loans allow for $20,000 in extra repayments per year. Homestar offers principal and interest or interest only options for investors.
About how to compare home loans
What do you need to apply for a Homestar home loan?
To apply for a Homestar home loan you'll need to provide information about your income, the property you're buying/using as security, your debt and asset information and personal information such as your contact details and identification details.
Homestar offers multiple lending options to home buyers and investors. Look into the different home loan options before deciding on one loan, and compare home loans to find the best package for you.