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Aussie Mortgage Brokers

An Aussie Mortgage Broker can help you find the right loan and walk you through every step of the process.

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You tend to get second opinions on the little things, so why not get one on your current home loan? A free expert second opinion from Aussie could potentially save you thousands of dollars. Even if you don't have a home loan now but you're in the market looking for one, an Aussie Mortgage Broker can help you find a competitive deal.

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Enter your details below to receive an obligation-free quote from an Aussie home loans expert today

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Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

Credit services for Aussie Select, Aussie IQ and Aussie Optimizer products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit Licence 246786 ("Aussie"), and its appointed credit representatives. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133 Australian Credit Licence 414133 (“RMG”). RMG is a wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. Credit for Aussie Optimizer products is provided by Perpetual Limited ABN 86 000 431 827 (Lender). Credit for Aussie IQ is provided by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502. Home loans issued by the Lender are serviced by Macquarie Securitisation Limited ABN 16 003 297 336, Australian Credit Licence 237863 (MSL).

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. ©2018 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.

By submitting this form, you agree to the finder.com.au privacy policy and the Aussie privacy policy.

Aussie Home Loans is both a lender and a mortgage broker, and offers a range of services.

  • FREE Suburb and Property Report with every appointment.
  • Access 3,000+ loans from over 20 lenders.
  • Get expert help with your loan application, including paperwork and eligibility.
  • Over 1000 brokers who are able to help you in your local area.

Aussie Home Loans Lender Logos

The Adviser’s number 1 placed mortgage broker 5 years running (2013-2017)

You probably know that when choosing a home loan, you when will need to compare and choose the lender as well as the loan. A choice you may not have known was open to you is using the services of a mortgage broker. A broker has the industry experience and the expert knowledge to help with your choices and comparisons.

Aussie Mortgage Brokers

Enjoy a flexible range of options and low interest rates with Aussie Home Loans. Compare home loans from a panel of lenders, including the major banks.

Aussie can compare hundreds of home loans to help find the right deal for you. You'll get a free appointment and will get to see all the features of a loan, like exit fees and penalties, as well as the rates.

Aussie has been named Top Mortgage Broker by The Adviser magazine for the last four years.

To help you with your choice of broker, bank and home loan, we've compiled some of the information you need to make a comparison of Aussie Mortgage Brokers, including:

  • Details of mortgage broker services.
  • The qualifications and training of Aussie Mortgage Brokers.
  • The difference between a mortgage broker and a bank.
  • The benefits of using a mortgage broker.

Who do Aussie Mortgage Brokers work with?

When you go to an Aussie Mortgage Broker they will compare home loans from over 20 different brands to find which one is right for you:

  • Adelaide Bank
  • AMP
  • ANZ
  • Aussie
  • Bank of Melbourne
  • BankSA
  • Bankwest
  • Commonwealth Bank
  • Heritage Bank
  • HSBC
  • ING
  • Liberty Financial
  • Macquarie Bank
  • ME Bank
  • MyState
  • NAB
  • P&N Bank
  • Pepper Money
  • St. George
  • Suncorp Bank
  • Virgin Money
  • Westpac

What does a mortgage broker like Aussie do?

A mortgage broker will do all of the hard work and research in comparing loans and lenders based on your needs and eligibility. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal, and they could even organise to have annual or application fees waived.

Aussie Mortgage Broker services will offer you:

  • A fee-free appointment. Aussie Mortgage Brokers are able to offer you their time and advice for free, because they are paid a commission by the lender you choose once your mortgage is settled.
  • Time-saving home loan comparison. The key to finding the right home loan and one which will see you through your home repayments as easily and affordably as possible is taking the time to make comparisons of each loan product. However, there are literally hundreds of loans available in Australia at the moment and few people have the time to compare each one. That is where Aussie comes in because they do have the time.
  • Easy to understand guidance. If you have a host of questions about your home loan and were to spend the time asking a lender for all this information, you might feel obligated to sign with that lender. However, when you deal with an Aussie Mortgage Broker they will explain the details of each loan and answer all of your questions so you're happy with your choice and can make an informed decision.
  • Loan application assistance. Filling out the loan paperwork can be confusing and if you get it wrong, you could jeopardise your chances of loan approval. With Aussie making sure your eligibility criteria are satisfied and your application is completed correctly you have one less thing to worry about.
  • An ongoing service and relationship. You can use an Aussie Mortgage Broking service for your first home, your second, third or fourth home, or for an investment property loan. Aussie can also help you negotiate a refinance of your existing loan to help you get a better deal or free up the equity in your property.

Why choose Aussie Mortgage Brokers?

Aussie are not the only mortgage broker in Australia, and so to help you decide whether they can help you with your home loan needs, consider their experience, qualifications and approach to lending.

With Aussie you are getting a mortgage broker who:

  • Takes a personal approach. Your Aussie Mortgage Broker will focus on your individual situation to identify your needs, and the type of loan, lender and features which will be the right one for you.
  • Identifies your individual needs. Using their unique Toolbox software Aussie can match your home loan needs to the hundreds of loans on offer from Australian lenders big and small.
  • Meets when and where you’re comfortable. You can organise to meet an Aussie Mortgage Broker at your home, an Aussie store or wherever else is convenient.
  • Sees your lending to the end, and beyond. Aussie Mortgage Brokers will identify your needs, match you to a loan, and stay with you through the application process. They will help you through settlement of your loan and explain where you have to sign, and more importantly what you’re signing. Plus, if you have any problems with your loan after settlement, your broker can talk to the bank on your behalf, or help you organise a refinance further down the track.
  • Is fully qualified and certified. All Aussie Mortgage Brokers are fully accredited by the Mortgage & Finance Association of Australia (MFAA) and have a Certificate IV (Financial Services) Mortgage Broking.

What is the difference between seeing a mortgage broker over a bank?

If you approach just one or two lenders you are not going to get an accurate picture of the loans available in Australia because if you see lender A and tell them your needs, they may not have a product which will meet those needs, and they’re not going to tell you to see lender B who does have the right loan. Instead you end up being told the loans on offer are the ones which are right for you.

When you work with a mortgage broker it is their job to tell you whether the loan from lender A or from lender B will be right for you, or whether the new product from lender C is really the way to go.

Your Aussie Mortgage Broker will also read and explain all of the fine print. Understanding the fine print also allows you to accurately compare the cost of each loan because a low interest rate loan may have a high monthly fee or penalise you severely for additional repayments or a redraw facility.

What are the benefits of choosing an Aussie Mortgage Broker?

If you’re looking for a few more reasons to instil your trust in an Aussie Mortgage Broker to secure you the best home loan for you and your family, compare these exclusive Aussie benefits:

  • Consecutively awarded ‘Australia's Top Mortgage Broker’. Aussie Mortgage Brokers have been named 'Australia's Top Mortgage Broker' at The Adviser's awards consistently between 2013-2015.
  • Toolbox. The Aussie Toolbox software compares hundreds of loans from up to 20 Australian lenders, including the big banks. The software is constantly updated and takes into account honeymoon interest rates and other discounted rates to give you an accurate picture of the true cost of a home loan.
  • Assess your eligibility and needs in minutes. The Toolbox software can also tell you how much you may borrow and what your repayments will be.
  • Organise preapproval. An expert Aussie Mortgage Broker can meet with you before you start your search for your dream home, so you can be sure of the budget you have available for repayments, and your borrowing capacity.

Aussie Mortgage Brokers can offer you a comprehensive service and personalised advice at a time when there is a lot of information coming at you, and very little time to digest it all.

Enquire with Aussie today

Ask an Expert

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89 Responses

  1. Default Gravatar
    PollyJune 18, 2018

    Hi I am enquiring about a loan to complete the construction of a home. We are owner builders with $100k in a savings account but would like to borrow another 350k to finish the build. We own the land valued at $350,000 We have an annual gross income of 124,649 no personal loans or credit card debt or dependants. We have a $201,000 mortgage with Combank which we are comfortable repaying at $500 per month.

    • Staff
      ArnoldJune 18, 2018Staff

      Hi Polly,

      Thanks for your inquiry

      If you are looking to apply for a loan to finish the construction of your home, A construction loan may be the right loan for you. This loan is for making major renovations to your existing home or to a property you have bought but which needs a bit (or a lot) of work before you call it home.

      Please click here to check and compare options for a construction loan.

      Hope this information helps

      Cheers,
      Arnold

  2. Default Gravatar
    ElaineApril 24, 2018

    I want to make face to face appointment with a broker today. Postcode 2256

    • Staff
      JeniApril 24, 2018Staff

      Hi Elaine,

      Thank you for getting in touch with finder.

      In this page, please enter your full name, phone number, postcode or suburb and email address then you’ll get a call from a mortgage broker.

      Since you want to have a face-to-face appointment then you can let them know while on the phone and they’d certainly give you options on your request.

      I hope this helps.

      Have a great day!

      Cheers,
      Jeni

  3. Default Gravatar
    MicApril 13, 2018

    I earn about $40,000, and would like to buy a home. No debts.

    • Staff
      MayApril 13, 2018Staff

      Hi Mic,

      Thank you for reaching out. If you like to get advice from Aussie Mortgage Brokers, please fill out the form above and someone will in touch. Otherwise, you can also speak other mortgage brokers on this page who can take all your circumstance in to account and offer you a range of lending options.

      Meantime, if you like to check and compare the home loans offered in the market, you can check this page as well. Please review the criteria, details of the loan product and contact the lender directly to discuss your loan options and eligibility.

      Cheers,
      May

  4. Default Gravatar
    SusanMarch 14, 2018

    Hi,
    I am looking into renovations for my home….. I have estimated I will need around 25,000 for the renovations. My current home loan is with Westpac and my interest rate is 3.96%. I owe 169,000 on the loan and my home is valued at a little over 195,000 without the renovations. My loan repayments are 400.00 per month I could afford to pay around 480.00 per month if required. It appears that my best option is to refinance, I would really appreciate any advice you could offer.
    Thank you

    • Staff
      JoshuaMarch 22, 2018Staff

      Hi Susan,

      Thanks for getting in touch with finder.

      Indeed, one of the options that you have is to refinance your home loans. You may want to check this page to find lenders who can help you do home loan refinancing.

      Moreover, another option you can explore is to look for home improvement and renovation loans.

      Finally, if you need a more personalised answer, please feel free to contact Aussie Home Loan brokers by using the form above or consider other brokers too through this page.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  5. Default Gravatar
    IsratFebruary 9, 2018

    My husband is doing masters here and doing solo business. And i am doing casual job in Accounting administration Officer in business consultant company. Both together we earn enough money so we could afford to buy a house. can we get a Islamic shariah home mortgage loan ?could u please suggest me as well?

    • Staff
      AshMarch 1, 2018Staff

      Hi Israt,

      Thank you for reaching out to us.

      Yes, you may take a Sharia Compliant Home Loan. You need to contact and coordinate with the Financial Institution and Bank regarding the eligibility requirements as well as the deposit that they will require of you.

      Kindly check this page for more information regarding the Shariah compliant products offered in Australia.

      Some of the banks that offers Shariah compliant products are Arab Bank, HSBC, Westpac and NAB (offers interest free Personal Loan which can be used as an alternative). You need to reach out to the Institutions and/ or Bank to have more information regarding their loan option.

      Lastly, you may consult and contact Aussie Mortgage Brokers at 1300 445566 to help you in finding the suitable home loan for your needs.
      I hope this helps.

      Please do not hesitate to reach out to us again if you have additional questions.

      Cheers,
      Ash

  6. Default Gravatar
    KiranJanuary 5, 2018

    Hi I am in search for my first home.
    Currently following up with few brokers but not getting enough support.
    We have $80000 gross income per year and $2700 per year for family benefits.
    Around $19000 credit loan.
    Saving 25000 at account and will get 25000 as gift from family.
    My question is how much loan can I get ?
    If I buy a house, Do I get FHOG ?
    Can I organise 10% of buying property after I can get pre approval of the loan ? Or it has to be now in the account ?
    Is stamp duty free ?
    Can I get enouh loan to pay credit loan and home loan accumulated ?
    I need someone who is available all the time and do require process for loan.

    Thanks

    • Staff
      RenchJanuary 5, 2018Staff

      Hi Kiran,

      Thanks for your inquiry. Please note that we are not affiliated with Aussie Mortgage Brokers or any company we feature on our site and so we can only offer you general advice.

      Please fill out the form on this page and click on ‘Enquire Now’ button. I suggest to get advice directly from a mortgage broker regarding your concern. Once you filled out the form, someone will get in touch with you.

      Best regards,
      Rench

  7. Default Gravatar
    TroyDecember 31, 2017

    I am self employed since May 2017 what are my chances of getting a loan.I have one employee on my payroll .I have no major debts at present and own a tip truck and two bobcats.

    • Staff
      ArnoldJanuary 2, 2018Staff

      Hi Troy,

      Thanks for your inquiry

      There are options for getting a home loan even if you’re self-employed. Please check out this page for more information.

      Hope this information helps

      Cheers,
      Arnold

  8. Default Gravatar
    kenDecember 5, 2017

    I am wanting to develop our already existing coffee shop to a food takeaway
    I am looking for an equity line of credit that works in the same manner as an overdraft.
    Ie — say I get equity of an amount and I only use half to 2/3rd of it, I pay each month an amount on the used portion and the balance remains available to be drawn on,, if required later on, for touch ups or wages and we pay the interest amount on that portion used.

    • Staff
      MayDecember 13, 2017Staff

      Hi Ken,

      Thank you for your inquiry.

      Just to confirm, what type of line of credit you’re looking for, is it line of credit personal loan or home loan? If ever you’re looking for a line of credit personal loan, you may like to check this page to get information from our guide and compare your options. For home loans, you can refer to this page instead. Please review the criteria, details of the loan product and contact the lender directly to discuss your loan options and chances of approval.

      Hope this helps.

      Cheers,
      May

  9. Default Gravatar
    johnNovember 20, 2017

    I own my own home in Sydney lower north shore. I need to borrow around $400000 against my home equity, currently valued at $1.6M. I am a self funded retiree and am considering to buy a holiday house in the Sunshine Coast. Does any lender cater for this?

    • Staff
      JoanneNovember 20, 2017Staff

      Hi John,

      Thank you for visiting finder, we are an Australian financial comparison website and general information service.

      Should you wish to know more about equity loan and line of credit loan, you may go ahead and read this guide to learn how they work and what they can do for you. Listed on the same page is the list of lenders that offer this type of loan.

      Alternatively you may also enter your details on the boxes found above for you to speak directly with an expert.

      Cheers,
      Joanne

  10. Default Gravatar
    kevinNovember 12, 2017

    Gooday! i wish to purchase a workshop in lockhart nsw,the purchase price is $85000, i have over $50000 in my account,I’m on a dsp pension and can make repayments easliy, it dosen’t have a kitchen or bathroom as yet so a home loan cant be it’s a workshop,so what kind of loan do i apply for?

    • Staff
      JoanneNovember 13, 2017Staff

      Hi Kevin,

      Thanks for reaching out.

      If the property itself is to be leased by businesses, then a commercial loan can be used for that option. Examples of this include warehouses, office buildings and retail stores. If the purchase is a residential property for investment, another option to be considered would be investment property loans.

      Alternatively, you may opt to speak with an expert or mortgage broker that way they can offer you a more specialised advise.

      Cheers,
      Joanne

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