Aussie

An Aussie mortgage broker can help you find the right loan and walk you through every step of the process.

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You probably know that when choosing a home loan, you when will need to compare and choose the lender as well as the loan. A choice you may not have known was open to you is using the services of a mortgage broker. A broker has the industry experience and the expert knowledge to help with your choices and comparisons.

Aussie mortgage brokers

Aussie can compare thousands of home loans to help find the right deal for you. You'll get a free appointment and will get to see all the features of a loan, like exit fees and penalties, as well as the rates.

Aussie has won The Advisor's Top Broker award every year since 2013. Aussie is a mortgage broker, not a bank. Credit for Aussie's own mortgage products is provided by Residential Mortgage Group Pty Ltd, Pepper Finance Corporation Limited and Bendigo and Adelaide Bank Limited.

Who do Aussie mortgage brokers work with?

When you go to an Aussie mortgage broker they will compare home loans from over 20 different brands to find which one is right for you (keep in mind that not every Aussie broker will have access to loans from all 20 lenders):

  • AMP
  • ANZ
  • Aussie
  • Bank of Melbourne
  • BankSA
  • Bankwest
  • Commonwealth Bank
  • Heritage Bank
  • HomeStart
  • HSBC
  • ING
  • Keystart
  • Liberty Financial
  • Macquarie Bank
  • ME Bank
  • MyState
  • NAB
  • P&N Bank
  • Pepper Money
  • St. George
  • Suncorp Bank
  • Virgin Money
  • Westpac

What does a mortgage broker like Aussie do?

A mortgage broker will do all of the hard work and research in comparing loans and lenders based on your needs and eligibility. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal.

Aussie mortgage broker services will offer you:

  • A fee-free appointment. Aussie mortgage brokers are able to offer you their time and knowledge for free, because they are paid a commission by the lender you choose once your mortgage is settled.
  • Time-saving home loan comparison. The key to finding the right home loan and one which will see you through your home repayments as easily and affordably as possible is taking the time to make comparisons of each loan product. However, there are literally thousands of loans available in Australia at the moment and few people have the time to compare each one. That is where Aussie comes in because they do have the time and tools to help you.
  • Easy to understand guidance. If you have a host of questions about your home loan and were to spend the time asking a lender for all this information, you might feel obligated to sign with that lender. However, when you deal with an Aussie mortgage broker they will explain the details of each loan and answer all of your questions so you're happy with your choice and can make an informed decision.
  • Loan application assistance. Filling out the loan paperwork can be confusing and if you get it wrong, you could jeopardise your chances of loan approval. With Aussie making sure your eligibility criteria are satisfied and your application is completed correctly you have one less thing to worry about.
  • An ongoing service and relationship. You can use an Aussie broker for your first home, your second, third or fourth home, or for an investment property loan. Aussie can also help you negotiate a refinance of your existing loan to help you get a better deal or free up the equity in your property.

What are the benefits of choosing an Aussie mortgage broker?

If you’re looking for a few more reasons to instil your trust in an Aussie mortgage broker to secure you the right home loan for you and your family, compare these exclusive Aussie benefits:

  • Consecutively awarded ‘Australia's Top Mortgage Broker’. Aussie has won The Advisor's Top Broker award every year since 2013.
  • Toolbox. The Aussie Toolbox software compares thousands of loans from a range of Australian lenders, including the big banks. The software is constantly updated and takes into account honeymoon interest rates and other discounted rates to give you an accurate picture of the true cost of a home loan.
  • Assess your eligibility and needs in minutes. The Toolbox software can also tell you how much you may borrow and what your repayments will be.
  • Organise preapproval. An expert Aussie mortgage broker can meet with you before you start your search for your dream home, so you can be sure of the budget you have available for repayments, and your borrowing capacity.
  • Qualifications. All Aussie mortgage brokers are fully accredited by the Mortgage & Finance Association of Australia (MFAA) and have a Certificate IV (Financial Services) Mortgage Broking.

Aussie mortgage brokers can offer you a comprehensive service and personalised advice at a time when there is a lot of information coming at you, and very little time to digest it all.

Aussie is not currently available via Finder, but you can visit www.aussie.com.au for more information.

Disclaimer

Credit services for Aussie Select, Aussie Activate and Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 ("Aussie") and its appointed credit representatives, Australian Credit Licence 246786. © 2021 Aussie. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133 ("RMG"). RMG is a wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. Credit for Aussie Activate products is provided by Pepper Finance Corporation Limited ACN 094 317 647 ("Pepper"). Pepper Group Limited ACN 094 317 665, Australian Credit Licence 286655 acts on behalf of Pepper. Credit and any applicable offset accounts are issued by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL / Australian Credit Licence 237879.

Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

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100 Responses

    Default Gravatar
    robertJuly 15, 2021

    I am retired and have over 650 thousand in super and currently on disability pension.
    Can I get a loan of $220000 to buy a house to live in.
    Rob

      Avatarfinder Customer Care
      SarahJuly 16, 2021Staff

      Hi Rob,

      Yes, it is possible to get a home loan to live in when you’re a pensioner, however the bank will likely want you to contribute a deposit. The exact amount and interest rate will depend on the lender and their policy, but you will probably need to withdraw some of your super balance as a deposit.

      The bank or lender wants to be sure that you can afford the repayments on your pension, so the amount you can borrow will be limited to what they think you can afford.

      If a bank believes you can afford mortgage repayments worth $400 per week, for instance, then they may approve a home loan of around $100,000 (based on an interest rate of 2%, for a principal and interest loan).

      You can get more information on home loans for pensioners on this page: https://www.finder.com.au/home-loans-for-pensioners

      Hope this helps!

      Many thanks,
      Sarah

    Default Gravatar
    NikkiMay 18, 2019

    Hi Kiri,

    Thanks for getting in touch and for your interest in asking for assistance with Aussie Mortgage Brokers. To know your loan options, please fill out the online form on our page above and someone from Aussi Mortgage Brokers team will get in touch with you as soon as they receive your application.

    As a friendly reminder, review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.

    Hope this helps!

    With care,
    Nikki

    Default Gravatar
    HaydenDecember 9, 2018

    Can I use my parents as a guarantee instead of using as deposit

      Avatarfinder Customer Care
      MayDecember 14, 2018Staff

      Hi Hayden,

      Thanks for your question.

      Yes, your parents can be your guarantor for your home loan. There are also lenders who will let you borrow 100% of the value of the property, which means, you need not pay for a deposit. Although, it may be helpful as well if you’ve saved up, say 5% for the deposit, so your loan-to-value ratio (LVR) will be lesser, equivalent to 95% of the property value.

      Please refer to our guarantor home loans page to compare your options. It also explains how a guarantor home loan works and its benefits. Meantime, you can also speak to a mortgage broker who can consider your circumstance and offer a range of home loan options for you.

      Hope this has helped.

      Cheers,
      May

    Default Gravatar
    DebNovember 30, 2018

    Can you find us a loan for a retirement village and Centrelink income only for $100,000 approx

      Avatarfinder Customer Care
      JohnDecember 6, 2018Staff

      Hi Deb,

      Thank you for reaching finder.

      If you are pertaining to Aussie Mortgage Brokers, you may need to complete the form available on the page we are currently on and click on “Enquire now”. Once this is submitted, a representative will contact you to discuss your request on looking for a loan for a retirement village. Hope this helps!

      Cheers,
      Reggie

    Default Gravatar
    JamesOctober 5, 2018

    Hello – do you finance container homes?

      Default Gravatar
      NikkiOctober 5, 2018

      Hi James,

      Thanks for reaching out. If you’re looking to speak to one of the Aussie Mortgage brokers, you may do this by filling out the form above and someone will get in touch. Otherwise, you may speak to other mortgage brokers.

      Please review the criteria, details of the loan and contact the lender directly to discuss your loan options and eligibility. Check out our review page on shipping container homes if you need further details.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      Cheers,
      Nikki

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