An Aussie mortgage broker can help you find the right loan and walk you through every step of the process.


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If you're looking for a good home loan but don't know where to start, an Aussie mortgage broker can help you find a competitive deal.

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Enter your details and get a free consultation with an expert broker from Aussie.

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Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

Credit services for Aussie Select, Aussie Activate and Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 (“Aussie”) and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133 (“RMG”). RMG is a wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. Credit for Aussie Activate products is provided by Pepper Finance Corporation Limited ACN 094 317 647 (“Pepper”). Pepper Group Limited ACN 094 317 665, Australian Credit Licence 286655 acts on behalf of Pepper. Credit services for Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit Licence 246786 (“Aussie”) and its appointed credit representatives. Aussie is a trade mark of AHL Investments Pty Ltd ABN 27 105 265 861. Credit and any applicable offset accounts for Aussie Elevate are issued by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL / Australian Credit Licence 237879.

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. ©2020 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.

By submitting this form, you agree to the Aussie privacy policy.

After entering your details a mortgage broker from Aussie will call you. They will discuss your situation and help you find a suitable loan.

  • A comparison of home loans from multiple lenders.
  • Expert guidance through the entire application process.
  • Free suburb and property reports.

Aussie Home Loans Lender Logos

The Adviser’s number 1 placed mortgage broker 8 years running (2013-2020)

You probably know that when choosing a home loan, you when will need to compare and choose the lender as well as the loan. A choice you may not have known was open to you is using the services of a mortgage broker. A broker has the industry experience and the expert knowledge to help with your choices and comparisons.

Aussie mortgage brokers

Aussie can compare thousands of home loans to help find the right deal for you. You'll get a free appointment and will get to see all the features of a loan, like exit fees and penalties, as well as the rates.

Aussie has won The Advisor's Top Broker award every year since 2013. Aussie is a mortgage broker, not a bank. The company is a subsidiary of the Commonwealth Bank of Australia Ltd. Credit for Aussie's own mortgage products is provided by Residential Mortgage Group Pty Ltd, Pepper Finance Corporation Limited and Bendigo and Adelaide Bank Limited.

Who do Aussie mortgage brokers work with?

When you go to an Aussie mortgage broker they will compare home loans from over 20 different brands to find which one is right for you (keep in mind that not every Aussie broker will have access to loans from all 20 lenders):

  • AMP
  • ANZ
  • Aussie
  • Bank of Melbourne
  • BankSA
  • Bankwest
  • Commonwealth Bank
  • Heritage Bank
  • HomeStart
  • HSBC
  • ING
  • Keystart
  • Liberty Financial
  • Macquarie Bank
  • ME Bank
  • MyState
  • NAB
  • P&N Bank
  • Pepper Money
  • St. George
  • Suncorp Bank
  • Virgin Money
  • Westpac

What does a mortgage broker like Aussie do?

A mortgage broker will do all of the hard work and research in comparing loans and lenders based on your needs and eligibility. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal.

Aussie mortgage broker services will offer you:

  • A fee-free appointment. Aussie mortgage brokers are able to offer you their time and knowledge for free, because they are paid a commission by the lender you choose once your mortgage is settled.
  • Time-saving home loan comparison. The key to finding the right home loan and one which will see you through your home repayments as easily and affordably as possible is taking the time to make comparisons of each loan product. However, there are literally thousands of loans available in Australia at the moment and few people have the time to compare each one. That is where Aussie comes in because they do have the time and tools to help you.
  • Easy to understand guidance. If you have a host of questions about your home loan and were to spend the time asking a lender for all this information, you might feel obligated to sign with that lender. However, when you deal with an Aussie mortgage broker they will explain the details of each loan and answer all of your questions so you're happy with your choice and can make an informed decision.
  • Loan application assistance. Filling out the loan paperwork can be confusing and if you get it wrong, you could jeopardise your chances of loan approval. With Aussie making sure your eligibility criteria are satisfied and your application is completed correctly you have one less thing to worry about.
  • An ongoing service and relationship. You can use an Aussie broker for your first home, your second, third or fourth home, or for an investment property loan. Aussie can also help you negotiate a refinance of your existing loan to help you get a better deal or free up the equity in your property.

What are the benefits of choosing an Aussie mortgage broker?

If you’re looking for a few more reasons to instil your trust in an Aussie mortgage broker to secure you the right home loan for you and your family, compare these exclusive Aussie benefits:

  • Consecutively awarded ‘Australia's Top Mortgage Broker’. Aussie has won The Advisor's Top Broker award every year since 2013.
  • Toolbox. The Aussie Toolbox software compares thousands of loans from a range of Australian lenders, including the big banks. The software is constantly updated and takes into account honeymoon interest rates and other discounted rates to give you an accurate picture of the true cost of a home loan.
  • Assess your eligibility and needs in minutes. The Toolbox software can also tell you how much you may borrow and what your repayments will be.
  • Organise preapproval. An expert Aussie mortgage broker can meet with you before you start your search for your dream home, so you can be sure of the budget you have available for repayments, and your borrowing capacity.
  • Qualifications. All Aussie mortgage brokers are fully accredited by the Mortgage & Finance Association of Australia (MFAA) and have a Certificate IV (Financial Services) Mortgage Broking.

Aussie mortgage brokers can offer you a comprehensive service and personalised advice at a time when there is a lot of information coming at you, and very little time to digest it all.

Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 80% of the property's value (terms, conditions & exclusions apply).


Credit for Aussie Elevate home loans and offset accounts (if applicable) is provided by Bendigo and Adelaide Bank Limited ACL 237879. Credit for Aussie Select home loans is provided by Residential Mortgage Group Pty Ltd ACL 414133. Credit for Aussie Activate home loans is provided by Pepper Finance Corporation Limited, which is serviced by Pepper Group Pty Ltd ACL 286655. AHL Investments Pty Ltd ("Aussie") Australian Credit Licence 246786 is a subsidiary of the Commonwealth Bank of Australia.

Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

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98 Responses

    Default Gravatar
    NikkiMay 18, 2019

    Hi Kiri,

    Thanks for getting in touch and for your interest in asking for assistance with Aussie Mortgage Brokers. To know your loan options, please fill out the online form on our page above and someone from Aussi Mortgage Brokers team will get in touch with you as soon as they receive your application.

    As a friendly reminder, review the eligibility criteria of the loan before applying to increase your chances of approval. Read up on the terms and conditions and product disclosure statement and contact the bank should you need any clarifications about the policy.

    Hope this helps!

    With care,

    Default Gravatar
    HaydenDecember 9, 2018

    Can I use my parents as a guarantee instead of using as deposit

      Avatarfinder Customer Care
      MayDecember 14, 2018Staff

      Hi Hayden,

      Thanks for your question.

      Yes, your parents can be your guarantor for your home loan. There are also lenders who will let you borrow 100% of the value of the property, which means, you need not to pay for deposit. Although, it may be helpful as well if you’ve saved up, say 5% for the deposit, so your loan-to-value-ratio (LVR) will be lesser, equivalent to 95% of the property value.

      If you like to check the lenders that offer guarantor home loans, please visit this page. It also explains how guarantor home loan works and its benefits. Meantime, you can also speak to a mortgage broker who can consider your circumstance and offer a range of home loan options for you.

      Hope this has helped.


    Default Gravatar
    DebNovember 30, 2018

    Can you find us a loan for a retirement village and Centrelink income only for $100,000 approx

      Avatarfinder Customer Care
      JohnDecember 6, 2018Staff

      Hi Deb,

      Thank you for reaching finder.

      If you are pertaining to Aussie Mortgage Brokers, you may need to complete the form available on the page we are currently on and click on “Enquire now”. Once this is submitted, a representative will contact you to discuss your request on looking for a loan for a retirement village. Hope this helps!


    Default Gravatar
    JamesOctober 5, 2018

    Hello – do you finance container homes?

      Default Gravatar
      NikkiOctober 5, 2018

      Hi James,

      Thanks for reaching out. If you’re looking to speak to one of Aussie Mortgage brokers, you may do this by filling out the form above and someone will get in touch. Otherwise, you may speak to other mortgage brokers on this page.

      Please review the criteria, details of the loan and contact the lender directly to discuss your loan options and eligibility. Should you need more information on container homes, you may go to this page.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.


    Default Gravatar
    KylieSeptember 4, 2018

    I have a great job, earning near $85k a year on paper. I have a car loan of $15k on finance. I also have a poor credit rating due to a couple of defaults. I want to buy a unit for my daughter and I, and I am looking at about $250k – $300k. I only have a small deposit of $5k-$10k. I currently pay private rent of $1500 a month and afford that easily. I am needing help to get into my own home due to little deposit and low credit score, who can help me, is a mortgage broker free of charges?

      Avatarfinder Customer Care
      JeniSeptember 6, 2018Staff

      Hi Kylie,

      Thank you for getting in touch with finder.

      They are free of charge because mortgage brokers receive a commission from lenders. This compensation will vary depending on the lender as well as the size of the transaction.

      Basically, low deposit home loans require 5% deposit. In your case if you need to apply for a low deposit home loan of $250,000 your deposit must be at $12,500. You may use this PAGE as your guide in applying and getting approved for a home loan, even with bad credit. Please make sure that you seek professional help from a mortgage broker regarding your home loan application.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!


    Default Gravatar
    PollyJune 18, 2018

    Hi I am enquiring about a loan to complete the construction of a home. We are owner builders with $100k in a savings account but would like to borrow another 350k to finish the build. We own the land valued at $350,000 We have an annual gross income of 124,649 no personal loans or credit card debt or dependants. We have a $201,000 mortgage with Combank which we are comfortable repaying at $500 per month.

      Default Gravatar
      ArnoldJune 18, 2018

      Hi Polly,

      Thanks for your inquiry

      If you are looking to apply for a loan to finish the construction of your home, A construction loan may be the right loan for you. This loan is for making major renovations to your existing home or to a property you have bought but which needs a bit (or a lot) of work before you call it home.

      Please click here to check and compare options for a construction loan.

      Hope this information helps


    Default Gravatar
    ElaineApril 24, 2018

    I want to make face to face appointment with a broker today. Postcode 2256

      Avatarfinder Customer Care
      JeniApril 24, 2018Staff

      Hi Elaine,

      Thank you for getting in touch with finder.

      In this page, please enter your full name, phone number, postcode or suburb and email address then you’ll get a call from a mortgage broker.

      Since you want to have a face-to-face appointment then you can let them know while on the phone and they’d certainly give you options on your request.

      I hope this helps.

      Have a great day!


    Default Gravatar
    MicApril 13, 2018

    I earn about $40,000, and would like to buy a home. No debts.

      Avatarfinder Customer Care
      MayApril 13, 2018Staff

      Hi Mic,

      Thank you for reaching out. If you like to get advice from Aussie Mortgage Brokers, please fill out the form above and someone will in touch. Otherwise, you can also speak other mortgage brokers on this page who can take all your circumstance in to account and offer you a range of lending options.

      Meantime, if you like to check and compare the home loans offered in the market, you can check this page as well. Please review the criteria, details of the loan product and contact the lender directly to discuss your loan options and eligibility.


    Default Gravatar
    SusanMarch 14, 2018

    I am looking into renovations for my home….. I have estimated I will need around 25,000 for the renovations. My current home loan is with Westpac and my interest rate is 3.96%. I owe 169,000 on the loan and my home is valued at a little over 195,000 without the renovations. My loan repayments are 400.00 per month I could afford to pay around 480.00 per month if required. It appears that my best option is to refinance, I would really appreciate any advice you could offer.
    Thank you

      Avatarfinder Customer Care
      JoshuaMarch 22, 2018Staff

      Hi Susan,

      Thanks for getting in touch with finder.

      Indeed, one of the options that you have is to refinance your home loans. You may want to check this page to find lenders who can help you do home loan refinancing.

      Moreover, another option you can explore is to look for home improvement and renovation loans.

      Finally, if you need a more personalised answer, please feel free to contact Aussie Home Loan brokers by using the form above or consider other brokers too through this page.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!


    Default Gravatar
    IsratFebruary 9, 2018

    My husband is doing masters here and doing solo business. And i am doing casual job in Accounting administration Officer in business consultant company. Both together we earn enough money so we could afford to buy a house. can we get a Islamic shariah home mortgage loan ?could u please suggest me as well?

      Default Gravatar
      Ash MunozMarch 1, 2018

      Hi Israt,

      Thank you for reaching out to us.

      Yes, you may take a Sharia Compliant Home Loan. You need to contact and coordinate with the Financial Institution and Bank regarding the eligibility requirements as well as the deposit that they will require of you.

      Kindly check this page for more information regarding the Shariah compliant products offered in Australia.

      Some of the banks that offers Shariah compliant products are Arab Bank, HSBC, Westpac and NAB (offers interest free Personal Loan which can be used as an alternative). You need to reach out to the Institutions and/ or Bank to have more information regarding their loan option.

      Lastly, you may consult and contact Aussie Mortgage Brokers at 1300 445566 to help you in finding the suitable home loan for your needs.
      I hope this helps.

      Please do not hesitate to reach out to us again if you have additional questions.


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