Aussie Mortgage Brokers

Information verified correct on April 25th, 2017

An Aussie Mortgage Broker can help you find the right loan and walk you through every step of the process.

You tend to get second opinions on the little things, so why not get one on your current home loan? A free expert second opinion from Aussie could potentially save you thousands of dollars. Even if you don't have a home loan now but you're in the market looking for one, an Aussie Mortgage Broker can help you find a competitive deal.

Enter your details to speak to a broker from Aussie about a home loan

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Credit services for Aussie Select and Aussie Optimizer products are provided by AHL Investments Pty Ltd ACN 105 265 861 ("Aussie") and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133. Credit for Aussie Optimizer products is provided by Perpetual Ltd ACN 000 431 827.

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a partly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. © 2017 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.

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Aussie Home Loans Logo

Aussie can save you time and effort by helping you research, organise and apply for your home loan. They compare thousands of home loans to help find the right deal for you. Fill out the form on the left and an Aussie Mortgage Broker will meet you at a time of your choosing to discuss your needs and help you find the right home loan.

Aussie Home Loans Lender Logos

You have probably realised that you will need to compare and choose the lender as well as the loan. A choice you may not have known was open to you is that of a mortgage broker, who has the industry experience and the expert knowledge to help with your choices and comparisons, and who has your needs and interests at heart, rather than just the need to secure you as a new customer.

Aussie Mortgage Brokers

Enjoy a flexible range of options and low interest rates with Aussie Home Loans. Compare home loans from a panel of lenders, including the major banks.

Aussie can compare hundreds of home loans to help find the right deal for you. You'll get a free appointment and will get to see all the features of a loan, like exit fees and penalties, as well as the rates.

Aussie has been named Top Mortgage Broker by The Adviser magazine for the last four years.

Therefore, to help you with your choice of broker, bank and home loan, we have compiled some of the information you need to make a comparison of Aussie Mortgage Brokers, including:

  • Details of mortgage broker services.
  • The qualifications and training of Aussie Mortgage Brokers.
  • The difference between a mortgage broker and a bank.
  • The benefits of using a mortgage broker.

Who do Aussie Mortgage Brokers work with?

When you go to an Aussie Mortgage Broker they will compare home loans from up to 20 different brands to find which one is right for you:

  • Adelaide Bank
  • AMP
  • ANZ
  • Aussie
  • Bank of Melbourne
  • BankSA
  • Bankwest
  • Commonwealth Bank
  • Citibank
  • ING Direct
  • Liberty Financial
  • Macquarie Bank
  • ME Bank
  • MyState
  • NAB
  • P&N Bank
  • Pepper
  • St George
  • Suncorp Bank
  • Westpac

What does a mortgage broker like Aussie do?

A mortgage broker will do all of the hard work and research in comparing loans and lenders based on your needs and eligibility. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal and they could even organise to have annual or application fees waived.

Aussie Mortgage Broker services will offer you:

  • A fee free appointment. Aussie Mortgage Brokers are able to offer you their time and advice for free, because they are paid a commission by the lender you choose once your mortgage is settled.
  • Time saving home loan comparison. The key to finding the right home loan and one which will see you through your home repayments as easily and affordably as possible is taking the time to make comparisons of each loan product. However, there are literally hundreds of loans available in Australia at the moment and few people have the time to compare each one. That is where Aussie comes in because they do have the time.
  • Easy to understand guidance. If you have several questions about your home loan and were to spend the time asking a lender for all of this information you might probably feel obligated to sign with that lender. However, when you deal with an Aussie Mortgage Broker they will explain the details of each loan and answer all of your questions so you are happy with your choice and can make an informed decision.
  • Loan application assistance. Filling out the loan paperwork can be confusing and if you get it wrong, you could jeopardise your chances of loan approval. With Aussie making sure your eligibility criteria are satisfied and your application is completed correctly you have one less thing to worry about.
  • An ongoing service and relationship. You can use an Aussie Mortgage Broking service for your first home, your second, third or fourth home, or for an investment property loan. Aussie can also help you negotiate a refinance of your existing loan to help you get a better deal or free up the equity in your property.

Why choose Aussie Mortgage Brokers?

Aussie are not the only mortgage broker in Australia and so to help you decide whether they can help you with your home loan needs, consider their experience, qualifications and approach to lending.

With Aussie you are getting a mortgage broker who:

  • Takes a personal approach. Your Aussie Mortgage Broker will focus on your individual situation to identify your needs, and the type of loan, lender and features which will be the right one for you.
  • Identifies your individual needs. Using their unique Toolbox software Aussie can match your home loan needs to the hundreds of loans on offer from Australian lenders big and small.
  • Meets when and where you’re comfortable. You can organise to meet an Aussie Mortgage Broker at your home, an Aussie store or wherever else is convenient.
  • Sees your lending to the end, and beyond. Aussie Mortgage Brokers will identify your needs, match you to a loan, and stay with you through the application process. They will help you through settlement of your loan and explain where you have to sign, and more importantly what you’re signing. Plus, if you have any problems with your loan after settlement, your broker can talk to the bank on your behalf, or help you organise a refinance further down the track.
  • Is fully qualified and certified. All Aussie Mortgage Brokers are fully accredited by the Mortgage & Finance Association of Australia (MFAA) and have a Certificate IV (Financial Services) Mortgage Broking.

Use the loan calculator to get an estimate of your repayments

What is the difference between seeing a mortgage broker over a bank?

If you approach just one or two lenders you are not going to get an accurate picture of the loans available in Australia because if you see lender A and tell them your needs, they may not have a product which will meet those needs, and they’re not going to tell you to see lender B who does have the right loan. Instead you end up being told the loans on offer are the ones which are right for you.

When you work with a mortgage broker it is their job to tell you whether the loan from lender A or from lender B will be right for you, or whether the new product from lender C is really the way to go. There is little incentive for a broker to recommend one loan or lender over another, instead they will recommend the one which is right for you.

Your Aussie Mortgage Broker will also read and explain all of the fine print, where a lender may gloss over additional fees or exit constraints if you leave your loan early. Understanding the fine print also allows you to accurately compare the cost of each loan because a low interest rate loan may have a high monthly fee or penalise you severely for additional repayments or a redraw facility.

What are the benefits of choosing an Aussie Mortgage Broker?

If you’re looking for a few more reasons to instil your trust in an Aussie Mortgage Broker to secure you the best home loan for you and your family, compare these exclusive Aussie benefits:

  • Consecutively awarded ‘Australia's Top Mortgage Broker’. Aussie Mortgage Brokers have been named 'Australia's Top Mortgage Broker' at The Adviser's awards consistently between 2013-2015.
  • Toolbox. The Aussie Toolbox software compares hundreds of loans from up to 20 Australian lenders, including the big banks. The software is constantly updated and takes into account honeymoon interest rates and other discounted rates to give you an accurate picture of the true cost of a home loan.
  • Assess your eligibility and needs in minutes. The Toolbox software can also tell you how much you may borrow and what your repayments will be.
  • Organise preapproval. An expert Aussie Mortgage Broker can meet with you before you start your search for your dream home, so you can be sure of the budget you have available for repayments, and your borrowing capacity.

Aussie Mortgage Brokers can offer you a comprehensive service and personalised advice at a time when there is a lot of information coming at you, and very little time to digest it all.

Enquire with Aussie today

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61 Responses to Aussie Mortgage Brokers

  1. Default Gravatar
    Mandy | June 30, 2016

    Hello my name is Mandy I would like to know about getting a home loan, I am on a Disability Pension and I have a bad credit.

    • Staff
      Marc | July 1, 2016

      Hi Mandy,
      thanks for the question.

      Please read our ‘home loans for pensioners’ guide to find out more, or alternatively to speak to a mortgage broker from Aussie by filling out the form on this page.

      I hope this helps,

  2. Default Gravatar
    Tony | May 26, 2016

    can I get a home loan on an aged pension?

    • Staff
      Marc | May 30, 2016

      Hi Tony,
      thanks for the question.

      Borrowers can get a home loan on an aged pension but there may be extra restrictions or requirements. Lenders will look at this on a case-by-case basis. To speak with a broker about your situation please fill out the form on this page.

      I hope this helps,

  3. Default Gravatar
    Deb | February 1, 2016

    Are their any lenders who will take family tax benefit and Newstart income into account when my sole dependent is 15. I work part-time also.

    • Staff
      Elizabeth | February 1, 2016

      Hi Deb,

      You can read our guide on borrowing while receiving Centrelink payments, as well as find a list of lenders who may consider you on this page.

      I hope this will help.



  4. Default Gravatar
    Sanira | November 9, 2015

    Hi I’m on Centrelink payment and so is my husband. I need a home loan amount of $130,000 as I want to transfer house from my daughters name to ours cause she’s getting married, and there’s $1,300,000 owing on it which bank will lend me?


    • Staff
      Marc | November 10, 2015

      Hi Sanira,
      thanks for the question.

      You’ve come through to To speak with an expert from Aussie please fill out the form at the top of this page, and you will be put into contact with a local Aussie Mortgage Broker in one business day.

      I hope this helps,

  5. Default Gravatar
    Kevin | April 16, 2015

    Can I get an asset based loan on my city unit in order to purchase a second property in the country?

    • Staff
      Jodie | April 28, 2015

      Hi Kevin,

      Thank you for your enquiry.

      Generally speaking you should be able to use any equity you have on your unit to help with the purchase of a second property but you may want to contact a mortgage broker or lender directly to speak to about your specific needs and whether or not it would be possible


  6. Default Gravatar
    nadir | April 1, 2015

    hi there, I just want to get home loan for the near future can I get someone to get a home loan with a low rates?

    • Staff
      Shirley | April 7, 2015

      Hi Nadir,

      Thanks for your question.

      Please note that is an online comparison service and does not represent Aussie Mortgage Brokers.

      If you would like to discuss your eligibility or options, please get in touch with Aussie by clicking on ‘enquire’.


  7. Staff
    Shirley | March 30, 2015

    Hi Jodie,

    Thanks for your question.

    Please note that is an online comparison service and does not represent Aussie. If you would like to speak to Aussie, please click on ‘enquire’ above.

    Generally speaking, if your friend’s sole income is the pension she may find that her options are somewhat limited, as lenders tend to want a supplementary source of income.


  8. Default Gravatar
    jamie | February 26, 2015

    Need to consolidate our loan have a 340 345k home loan a car loan of 22k a say 10k in credit cards need to find a lender to help us, thank you jamie

    • Staff
      Shirley | February 27, 2015

      Hi Jamie,

      Thanks for your question.

      Please note that is an online comparison service and does not represent Aussie Mortgage Brokers.

      To submit your enquiry, please click on ‘enquire’ to request your free appointment with an Aussie Mortgage Broker.


  9. Default Gravatar
    Ken | February 3, 2015

    i need to know what your interest rate is to borrow $100k variable and how much i can pay off over the period of the loan, thanks.

    • Staff
      Marc | February 3, 2015

      Hi Ken,
      thanks for the question.

      You can find out the current rates for Aussie home loans by visiting our page. Alternatively, you might wish to contact Aussie directly to find out what home loan options may be available to you. How much you can pay off during the loan period will be decided by the loan you choose. Some loans will allow you to make unlimited extra repayments on your loan, while others will limit the amount of extra repayments you can make each year.


  10. Default Gravatar
    Benu | December 15, 2014

    I did sold my house and I’ll have some equity to finance more than 50% of the property I’m interested to buy. The property has a 4 bedroom house in front and the back has a factory where I can move my business. Currently I’m paying 3125.00 pm rent for my business.
    Will you be able to arrange me a loan 250-300K.
    Kind Regards,

    • Staff
      Shirley | December 16, 2014

      Hi Benu,

      Thanks for your question.

      Please pass through your information to Aussie by clicking on ‘enquire’ and entering your details on the page. An Aussie mortgage broker will get in touch with you shortly.


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