Aussie Mortgage Brokers

An Aussie Mortgage Broker can help you find the right loan and walk you through every step of the process.

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You tend to get second opinions on the little things, so why not get one on your current home loan? A free expert second opinion from Aussie could potentially save you thousands of dollars. Even if you don't have a home loan now but you're in the market looking for one, an Aussie Mortgage Broker can help you find a competitive deal.

Get started now and speak to an expert for free about finding the right home loan


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Applications are subject to approval. Conditions, fees and charges apply.

Credit services for Aussie Select and Aussie Optimizer products are provided by AHL Investments Pty Ltd ACN 105 265 861 ("Aussie") and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133. Credit for Aussie Optimizer products is provided by Perpetual Ltd ACN 000 431 827.

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a partly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. © 2017 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.

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Aussie compares thousands of loans to cut through the confusion and find the right deal for you. Fill out the form on the left and a helpfull Aussie Mortgage Broker will contact you at a time of your choosing to get you started on your journey.

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You probably know that when choosing a home loan, you when will need to compare and choose the lender as well as the loan. A choice you may not have known was open to you is using the services of a mortgage broker. A broker has the industry experience and the expert knowledge to help with your choices and comparisons.

Aussie Mortgage Brokers

Enjoy a flexible range of options and low interest rates with Aussie Home Loans. Compare home loans from a panel of lenders, including the major banks.

Aussie can compare hundreds of home loans to help find the right deal for you. You'll get a free appointment and will get to see all the features of a loan, like exit fees and penalties, as well as the rates.

Aussie has been named Top Mortgage Broker by The Adviser magazine for the last four years.

To help you with your choice of broker, bank and home loan, we've compiled some of the information you need to make a comparison of Aussie Mortgage Brokers, including:

  • Details of mortgage broker services.
  • The qualifications and training of Aussie Mortgage Brokers.
  • The difference between a mortgage broker and a bank.
  • The benefits of using a mortgage broker.

Who do Aussie Mortgage Brokers work with?

When you go to an Aussie Mortgage Broker they will compare home loans from up to 20 different brands to find which one is right for you:

  • Adelaide Bank
  • AMP
  • ANZ
  • Aussie
  • Bank of Melbourne
  • BankSA
  • Bankwest
  • Commonwealth Bank
  • Citibank
  • ING Direct
  • Liberty Financial
  • Macquarie Bank
  • ME Bank
  • MyState
  • NAB
  • P&N Bank
  • Pepper
  • St George
  • Suncorp Bank
  • Westpac

What does a mortgage broker like Aussie do?

A mortgage broker will do all of the hard work and research in comparing loans and lenders based on your needs and eligibility. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal, and they could even organise to have annual or application fees waived.

Aussie Mortgage Broker services will offer you:

  • A fee-free appointment. Aussie Mortgage Brokers are able to offer you their time and advice for free, because they are paid a commission by the lender you choose once your mortgage is settled.
  • Time-saving home loan comparison. The key to finding the right home loan and one which will see you through your home repayments as easily and affordably as possible is taking the time to make comparisons of each loan product. However, there are literally hundreds of loans available in Australia at the moment and few people have the time to compare each one. That is where Aussie comes in because they do have the time.
  • Easy to understand guidance. If you have a host of questions about your home loan and were to spend the time asking a lender for all this information, you might feel obligated to sign with that lender. However, when you deal with an Aussie Mortgage Broker they will explain the details of each loan and answer all of your questions so you're happy with your choice and can make an informed decision.
  • Loan application assistance. Filling out the loan paperwork can be confusing and if you get it wrong, you could jeopardise your chances of loan approval. With Aussie making sure your eligibility criteria are satisfied and your application is completed correctly you have one less thing to worry about.
  • An ongoing service and relationship. You can use an Aussie Mortgage Broking service for your first home, your second, third or fourth home, or for an investment property loan. Aussie can also help you negotiate a refinance of your existing loan to help you get a better deal or free up the equity in your property.

Why choose Aussie Mortgage Brokers?

Aussie are not the only mortgage broker in Australia, and so to help you decide whether they can help you with your home loan needs, consider their experience, qualifications and approach to lending.

With Aussie you are getting a mortgage broker who:

  • Takes a personal approach. Your Aussie Mortgage Broker will focus on your individual situation to identify your needs, and the type of loan, lender and features which will be the right one for you.
  • Identifies your individual needs. Using their unique Toolbox software Aussie can match your home loan needs to the hundreds of loans on offer from Australian lenders big and small.
  • Meets when and where you’re comfortable. You can organise to meet an Aussie Mortgage Broker at your home, an Aussie store or wherever else is convenient.
  • Sees your lending to the end, and beyond. Aussie Mortgage Brokers will identify your needs, match you to a loan, and stay with you through the application process. They will help you through settlement of your loan and explain where you have to sign, and more importantly what you’re signing. Plus, if you have any problems with your loan after settlement, your broker can talk to the bank on your behalf, or help you organise a refinance further down the track.
  • Is fully qualified and certified. All Aussie Mortgage Brokers are fully accredited by the Mortgage & Finance Association of Australia (MFAA) and have a Certificate IV (Financial Services) Mortgage Broking.

What is the difference between seeing a mortgage broker over a bank?

If you approach just one or two lenders you are not going to get an accurate picture of the loans available in Australia because if you see lender A and tell them your needs, they may not have a product which will meet those needs, and they’re not going to tell you to see lender B who does have the right loan. Instead you end up being told the loans on offer are the ones which are right for you.

When you work with a mortgage broker it is their job to tell you whether the loan from lender A or from lender B will be right for you, or whether the new product from lender C is really the way to go.

Your Aussie Mortgage Broker will also read and explain all of the fine print. Understanding the fine print also allows you to accurately compare the cost of each loan because a low interest rate loan may have a high monthly fee or penalise you severely for additional repayments or a redraw facility.

What are the benefits of choosing an Aussie Mortgage Broker?

If you’re looking for a few more reasons to instil your trust in an Aussie Mortgage Broker to secure you the best home loan for you and your family, compare these exclusive Aussie benefits:

  • Consecutively awarded ‘Australia's Top Mortgage Broker’. Aussie Mortgage Brokers have been named 'Australia's Top Mortgage Broker' at The Adviser's awards consistently between 2013-2015.
  • Toolbox. The Aussie Toolbox software compares hundreds of loans from up to 20 Australian lenders, including the big banks. The software is constantly updated and takes into account honeymoon interest rates and other discounted rates to give you an accurate picture of the true cost of a home loan.
  • Assess your eligibility and needs in minutes. The Toolbox software can also tell you how much you may borrow and what your repayments will be.
  • Organise preapproval. An expert Aussie Mortgage Broker can meet with you before you start your search for your dream home, so you can be sure of the budget you have available for repayments, and your borrowing capacity.

Aussie Mortgage Brokers can offer you a comprehensive service and personalised advice at a time when there is a lot of information coming at you, and very little time to digest it all.

Enquire with Aussie today

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65 Responses

  1. Default Gravatar
    MargieMay 14, 2017

    Single mom, 2 dependents, personal income $23,000 but receive $34,500 child support plus $2400 Centrelink payments annually to make total of $59,900 annual income

    Currently, have $400,000 equity in a rural lifestyle loan.

    Can I get a loan from utilizing child support and Centrelink payments on top of my annual income?

    • Staff
      LiezlMay 15, 2017Staff

      Hi Margie,

      Thanks for your question.

      Just to confirm though, you have reached finder, not actually Aussie Mortgage Brokers. If you want to speak to a broker from Aussie about a home loan, please enter your details on the online form above and click the Enquire now button.

      Some lenders will accept child support and Centrelink payments as income if you decide to take a loan. You can check the lenders listed, who might grant you a loan, on this page. Please get in touch with a few lenders or a mortgage broker to discuss your options and eligibility.

      Meanwhile, you may want to read our guides on home loans for Centrelink recipients on this link and this link, too.

      I hope this has helped


  2. Default Gravatar
    RachApril 19, 2017

    Hi – am an Australian citizen currently based overseas, looking to remortgage Aussie investment property.
    Any issues with foreign salary (USA) as proof of income?

    • Staff
      AnndyMay 7, 2017Staff

      Hi Rach,

      Thanks for your question.

      One of the main issues to consider when you apply for an expat home loan (for Australian citizens, living abroad) is that each lender has its own approach when it comes to foreign income. Most Australian lenders will only accept a certain percentage of your foreign income, which allows a lender to protect itself against factors such as fluctuating exchange rates.

      Using foreign income for a mortgage is a complex and confusing topic. It would be best if you seek legal and taxation advice to make sure you satisfy all regulatory requirements.


  3. Default Gravatar
    MandyJune 30, 2016

    Hello my name is Mandy I would like to know about getting a home loan, I am on a Disability Pension and I have a bad credit.

    • Staff
      MarcJuly 1, 2016Staff

      Hi Mandy,
      thanks for the question.

      Please read our ‘home loans for pensioners’ guide to find out more, or alternatively to speak to a mortgage broker from Aussie by filling out the form on this page.

      I hope this helps,

  4. Default Gravatar
    TonyMay 26, 2016

    can I get a home loan on an aged pension?

    • Staff
      MarcMay 30, 2016Staff

      Hi Tony,
      thanks for the question.

      Borrowers can get a home loan on an aged pension but there may be extra restrictions or requirements. Lenders will look at this on a case-by-case basis. To speak with a broker about your situation please fill out the form on this page.

      I hope this helps,

  5. Default Gravatar
    DebFebruary 1, 2016

    Are their any lenders who will take family tax benefit and Newstart income into account when my sole dependent is 15. I work part-time also.

    • Staff
      ElizabethFebruary 1, 2016Staff

      Hi Deb,

      You can read our guide on borrowing while receiving Centrelink payments, as well as find a list of lenders who may consider you on this page.

      I hope this will help.



  6. Default Gravatar
    SaniraNovember 9, 2015

    Hi I’m on Centrelink payment and so is my husband. I need a home loan amount of $130,000 as I want to transfer house from my daughters name to ours cause she’s getting married, and there’s $1,300,000 owing on it which bank will lend me?


    • Staff
      MarcNovember 10, 2015Staff

      Hi Sanira,
      thanks for the question.

      You’ve come through to To speak with an expert from Aussie please fill out the form at the top of this page, and you will be put into contact with a local Aussie Mortgage Broker in one business day.

      I hope this helps,

  7. Default Gravatar
    KevinApril 16, 2015

    Can I get an asset based loan on my city unit in order to purchase a second property in the country?

    • Staff
      JodieApril 28, 2015Staff

      Hi Kevin,

      Thank you for your enquiry.

      Generally speaking you should be able to use any equity you have on your unit to help with the purchase of a second property but you may want to contact a mortgage broker or lender directly to speak to about your specific needs and whether or not it would be possible


  8. Default Gravatar
    nadirApril 1, 2015

    hi there, I just want to get home loan for the near future can I get someone to get a home loan with a low rates?

    • Staff
      ShirleyApril 7, 2015Staff

      Hi Nadir,

      Thanks for your question.

      Please note that is an online comparison service and does not represent Aussie Mortgage Brokers.

      If you would like to discuss your eligibility or options, please get in touch with Aussie by clicking on ‘enquire’.


  9. Staff
    ShirleyMarch 30, 2015Staff

    Hi Jodie,

    Thanks for your question.

    Please note that is an online comparison service and does not represent Aussie. If you would like to speak to Aussie, please click on ‘enquire’ above.

    Generally speaking, if your friend’s sole income is the pension she may find that her options are somewhat limited, as lenders tend to want a supplementary source of income.


  10. Default Gravatar
    jamieFebruary 26, 2015

    Need to consolidate our loan have a 340 345k home loan a car loan of 22k a say 10k in credit cards need to find a lender to help us, thank you jamie

    • Staff
      ShirleyFebruary 27, 2015Staff

      Hi Jamie,

      Thanks for your question.

      Please note that is an online comparison service and does not represent Aussie Mortgage Brokers.

      To submit your enquiry, please click on ‘enquire’ to request your free appointment with an Aussie Mortgage Broker.


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