Aussie Mortgage Brokers

An Aussie Mortgage Broker can help you find the right loan and walk you through every step of the process.

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You tend to get second opinions on the little things, so why not get one on your current home loan? A free expert second opinion from Aussie could potentially save you thousands of dollars. Even if you don't have a home loan now but you're in the market looking for one, an Aussie Mortgage Broker can help you find a competitive deal.

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Enter your details below to receive an obligation-free quote from an Aussie home loans expert today

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Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

Credit services for Aussie Select, Aussie IQ and Aussie Optimizer products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit Licence 246786 ("Aussie"), and its appointed credit representatives. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133 Australian Credit Licence 414133 (“RMG”). RMG is a wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. Credit for Aussie Optimizer products is provided by Perpetual Limited ABN 86 000 431 827 (Lender). Credit for Aussie IQ is provided by Macquarie Bank Limited ABN 46 008 583 542 AFSL and Australian Credit Licence 237502. Home loans issued by the Lender are serviced by Macquarie Securitisation Limited ABN 16 003 297 336, Australian Credit Licence 237863 (MSL).

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. ©2018 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.

By submitting this form, you agree to the finder.com.au Privacy and Cookies Policy, Terms of Use, Disclaimer & Privacy Policy and the Aussie privacy policy.

Aussie Home Loans is both a lender and a mortgage broker, and offers a range of services.

  • FREE Suburb and Property Report with every appointment.
  • Access 3,000+ loans from over 20 lenders.
  • Get expert help with your loan application, including paperwork and eligibility.
  • Over 1000 brokers who are able to help you in your local area.

Aussie Home Loans Lender Logos

The Adviser’s number 1 placed mortgage broker 5 years running (2013-2017)

You probably know that when choosing a home loan, you when will need to compare and choose the lender as well as the loan. A choice you may not have known was open to you is using the services of a mortgage broker. A broker has the industry experience and the expert knowledge to help with your choices and comparisons.

Aussie Mortgage Brokers

Enjoy a flexible range of options and low interest rates with Aussie Home Loans. Compare home loans from a panel of lenders, including the major banks.

Aussie can compare hundreds of home loans to help find the right deal for you. You'll get a free appointment and will get to see all the features of a loan, like exit fees and penalties, as well as the rates.

Aussie has been named Top Mortgage Broker by The Adviser magazine for the last four years.

To help you with your choice of broker, bank and home loan, we've compiled some of the information you need to make a comparison of Aussie Mortgage Brokers, including:

  • Details of mortgage broker services.
  • The qualifications and training of Aussie Mortgage Brokers.
  • The difference between a mortgage broker and a bank.
  • The benefits of using a mortgage broker.

Who do Aussie Mortgage Brokers work with?

When you go to an Aussie Mortgage Broker they will compare home loans from over 20 different brands to find which one is right for you:

  • Adelaide Bank
  • AMP
  • ANZ
  • Aussie
  • Bank of Melbourne
  • BankSA
  • Bankwest
  • Commonwealth Bank
  • Heritage Bank
  • HSBC
  • ING
  • Liberty Financial
  • Macquarie Bank
  • ME Bank
  • MyState
  • NAB
  • P&N Bank
  • Pepper Money
  • St. George
  • Suncorp Bank
  • Virgin Money
  • Westpac

What does a mortgage broker like Aussie do?

A mortgage broker will do all of the hard work and research in comparing loans and lenders based on your needs and eligibility. Your broker will also negotiate with your chosen lender on your behalf to make sure you are getting the right deal, and they could even organise to have annual or application fees waived.

Aussie Mortgage Broker services will offer you:

  • A fee-free appointment. Aussie Mortgage Brokers are able to offer you their time and advice for free, because they are paid a commission by the lender you choose once your mortgage is settled.
  • Time-saving home loan comparison. The key to finding the right home loan and one which will see you through your home repayments as easily and affordably as possible is taking the time to make comparisons of each loan product. However, there are literally hundreds of loans available in Australia at the moment and few people have the time to compare each one. That is where Aussie comes in because they do have the time.
  • Easy to understand guidance. If you have a host of questions about your home loan and were to spend the time asking a lender for all this information, you might feel obligated to sign with that lender. However, when you deal with an Aussie Mortgage Broker they will explain the details of each loan and answer all of your questions so you're happy with your choice and can make an informed decision.
  • Loan application assistance. Filling out the loan paperwork can be confusing and if you get it wrong, you could jeopardise your chances of loan approval. With Aussie making sure your eligibility criteria are satisfied and your application is completed correctly you have one less thing to worry about.
  • An ongoing service and relationship. You can use an Aussie Mortgage Broking service for your first home, your second, third or fourth home, or for an investment property loan. Aussie can also help you negotiate a refinance of your existing loan to help you get a better deal or free up the equity in your property.

Why choose Aussie Mortgage Brokers?

Aussie are not the only mortgage broker in Australia, and so to help you decide whether they can help you with your home loan needs, consider their experience, qualifications and approach to lending.

With Aussie you are getting a mortgage broker who:

  • Takes a personal approach. Your Aussie Mortgage Broker will focus on your individual situation to identify your needs, and the type of loan, lender and features which will be the right one for you.
  • Identifies your individual needs. Using their unique Toolbox software Aussie can match your home loan needs to the hundreds of loans on offer from Australian lenders big and small.
  • Meets when and where you’re comfortable. You can organise to meet an Aussie Mortgage Broker at your home, an Aussie store or wherever else is convenient.
  • Sees your lending to the end, and beyond. Aussie Mortgage Brokers will identify your needs, match you to a loan, and stay with you through the application process. They will help you through settlement of your loan and explain where you have to sign, and more importantly what you’re signing. Plus, if you have any problems with your loan after settlement, your broker can talk to the bank on your behalf, or help you organise a refinance further down the track.
  • Is fully qualified and certified. All Aussie Mortgage Brokers are fully accredited by the Mortgage & Finance Association of Australia (MFAA) and have a Certificate IV (Financial Services) Mortgage Broking.

What is the difference between seeing a mortgage broker over a bank?

If you approach just one or two lenders you are not going to get an accurate picture of the loans available in Australia because if you see lender A and tell them your needs, they may not have a product which will meet those needs, and they’re not going to tell you to see lender B who does have the right loan. Instead you end up being told the loans on offer are the ones which are right for you.

When you work with a mortgage broker it is their job to tell you whether the loan from lender A or from lender B will be right for you, or whether the new product from lender C is really the way to go.

Your Aussie Mortgage Broker will also read and explain all of the fine print. Understanding the fine print also allows you to accurately compare the cost of each loan because a low interest rate loan may have a high monthly fee or penalise you severely for additional repayments or a redraw facility.

What are the benefits of choosing an Aussie Mortgage Broker?

If you’re looking for a few more reasons to instil your trust in an Aussie Mortgage Broker to secure you the best home loan for you and your family, compare these exclusive Aussie benefits:

  • Consecutively awarded ‘Australia's Top Mortgage Broker’. Aussie Mortgage Brokers have been named 'Australia's Top Mortgage Broker' at The Adviser's awards consistently between 2013-2015.
  • Toolbox. The Aussie Toolbox software compares hundreds of loans from up to 20 Australian lenders, including the big banks. The software is constantly updated and takes into account honeymoon interest rates and other discounted rates to give you an accurate picture of the true cost of a home loan.
  • Assess your eligibility and needs in minutes. The Toolbox software can also tell you how much you may borrow and what your repayments will be.
  • Organise preapproval. An expert Aussie Mortgage Broker can meet with you before you start your search for your dream home, so you can be sure of the budget you have available for repayments, and your borrowing capacity.

Aussie Mortgage Brokers can offer you a comprehensive service and personalised advice at a time when there is a lot of information coming at you, and very little time to digest it all.

Enquire with Aussie today

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97 Responses

  1. Default Gravatar
    HaydenDecember 9, 2018

    Can I use my parents as a guarantee instead of using as deposit

    • finder Customer Care
      MayDecember 14, 2018Staff

      Hi Hayden,

      Thanks for your question.

      Yes, your parents can be your guarantor for your home loan. There are also lenders who will let you borrow 100% of the value of the property, which means, you need not to pay for deposit. Although, it may be helpful as well if you’ve saved up, say 5% for the deposit, so your loan-to-value-ratio (LVR) will be lesser, equivalent to 95% of the property value.

      If you like to check the lenders that offer guarantor home loans, please visit this page. It also explains how guarantor home loan works and its benefits. Meantime, you can also speak to a mortgage broker who can consider your circumstance and offer a range of home loan options for you.

      Hope this has helped.

      Cheers,
      May

  2. Default Gravatar
    DebNovember 30, 2018

    Can you find us a loan for a retirement village and Centrelink income only for $100,000 approx

    • finder Customer Care
      JohnDecember 6, 2018Staff

      Hi Deb,

      Thank you for reaching finder.

      If you are pertaining to Aussie Mortgage Brokers, you may need to complete the form available on the page we are currently on and click on “Enquire now”. Once this is submitted, a representative will contact you to discuss your request on looking for a loan for a retirement village. Hope this helps!

      Cheers,
      Reggie

  3. Default Gravatar
    JamesOctober 5, 2018

    Hello – do you finance container homes?

    • finder Customer Care
      NikkiOctober 5, 2018Staff

      Hi James,

      Thanks for reaching out. If you’re looking to speak to one of Aussie Mortgage brokers, you may do this by filling out the form above and someone will get in touch. Otherwise, you may speak to other mortgage brokers on this page.

      Please review the criteria, details of the loan and contact the lender directly to discuss your loan options and eligibility. Should you need more information on container homes, you may go to this page.

      Hope this was helpful. Don’t hesitate to message us back if you have more questions.

      Cheers,
      Nikki

  4. Default Gravatar
    KylieSeptember 4, 2018

    I have a great job, earning near $85k a year on paper. I have a car loan of $15k on finance. I also have a poor credit rating due to a couple of defaults. I want to buy a unit for my daughter and I, and I am looking at about $250k – $300k. I only have a small deposit of $5k-$10k. I currently pay private rent of $1500 a month and afford that easily. I am needing help to get into my own home due to little deposit and low credit score, who can help me, is a mortgage broker free of charges?

    • finder Customer Care
      JeniSeptember 6, 2018Staff

      Hi Kylie,

      Thank you for getting in touch with finder.

      They are free of charge because mortgage brokers receive a commission from lenders. This compensation will vary depending on the lender as well as the size of the transaction.

      Basically, low deposit home loans require 5% deposit. In your case if you need to apply for a low deposit home loan of $250,000 your deposit must be at $12,500. You may use this PAGE as your guide in applying and getting approved for a home loan, even with bad credit. Please make sure that you seek professional help from a mortgage broker regarding your home loan application.

      I hope this helps.

      Please feel free to reach out to us if you have any other enquiries.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

  5. Default Gravatar
    PollyJune 18, 2018

    Hi I am enquiring about a loan to complete the construction of a home. We are owner builders with $100k in a savings account but would like to borrow another 350k to finish the build. We own the land valued at $350,000 We have an annual gross income of 124,649 no personal loans or credit card debt or dependants. We have a $201,000 mortgage with Combank which we are comfortable repaying at $500 per month.

    • Default Gravatar
      ArnoldJune 18, 2018

      Hi Polly,

      Thanks for your inquiry

      If you are looking to apply for a loan to finish the construction of your home, A construction loan may be the right loan for you. This loan is for making major renovations to your existing home or to a property you have bought but which needs a bit (or a lot) of work before you call it home.

      Please click here to check and compare options for a construction loan.

      Hope this information helps

      Cheers,
      Arnold

  6. Default Gravatar
    ElaineApril 24, 2018

    I want to make face to face appointment with a broker today. Postcode 2256

    • finder Customer Care
      JeniApril 24, 2018Staff

      Hi Elaine,

      Thank you for getting in touch with finder.

      In this page, please enter your full name, phone number, postcode or suburb and email address then you’ll get a call from a mortgage broker.

      Since you want to have a face-to-face appointment then you can let them know while on the phone and they’d certainly give you options on your request.

      I hope this helps.

      Have a great day!

      Cheers,
      Jeni

  7. Default Gravatar
    MicApril 13, 2018

    I earn about $40,000, and would like to buy a home. No debts.

    • finder Customer Care
      MayApril 13, 2018Staff

      Hi Mic,

      Thank you for reaching out. If you like to get advice from Aussie Mortgage Brokers, please fill out the form above and someone will in touch. Otherwise, you can also speak other mortgage brokers on this page who can take all your circumstance in to account and offer you a range of lending options.

      Meantime, if you like to check and compare the home loans offered in the market, you can check this page as well. Please review the criteria, details of the loan product and contact the lender directly to discuss your loan options and eligibility.

      Cheers,
      May

  8. Default Gravatar
    SusanMarch 14, 2018

    Hi,
    I am looking into renovations for my home….. I have estimated I will need around 25,000 for the renovations. My current home loan is with Westpac and my interest rate is 3.96%. I owe 169,000 on the loan and my home is valued at a little over 195,000 without the renovations. My loan repayments are 400.00 per month I could afford to pay around 480.00 per month if required. It appears that my best option is to refinance, I would really appreciate any advice you could offer.
    Thank you

    • finder Customer Care
      JoshuaMarch 22, 2018Staff

      Hi Susan,

      Thanks for getting in touch with finder.

      Indeed, one of the options that you have is to refinance your home loans. You may want to check this page to find lenders who can help you do home loan refinancing.

      Moreover, another option you can explore is to look for home improvement and renovation loans.

      Finally, if you need a more personalised answer, please feel free to contact Aussie Home Loan brokers by using the form above or consider other brokers too through this page.

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.

      Have a wonderful day!

      Cheers,
      Joshua

  9. Default Gravatar
    IsratFebruary 9, 2018

    My husband is doing masters here and doing solo business. And i am doing casual job in Accounting administration Officer in business consultant company. Both together we earn enough money so we could afford to buy a house. can we get a Islamic shariah home mortgage loan ?could u please suggest me as well?

    • Default Gravatar
      AshMarch 1, 2018

      Hi Israt,

      Thank you for reaching out to us.

      Yes, you may take a Sharia Compliant Home Loan. You need to contact and coordinate with the Financial Institution and Bank regarding the eligibility requirements as well as the deposit that they will require of you.

      Kindly check this page for more information regarding the Shariah compliant products offered in Australia.

      Some of the banks that offers Shariah compliant products are Arab Bank, HSBC, Westpac and NAB (offers interest free Personal Loan which can be used as an alternative). You need to reach out to the Institutions and/ or Bank to have more information regarding their loan option.

      Lastly, you may consult and contact Aussie Mortgage Brokers at 1300 445566 to help you in finding the suitable home loan for your needs.
      I hope this helps.

      Please do not hesitate to reach out to us again if you have additional questions.

      Cheers,
      Ash

  10. Default Gravatar
    KiranJanuary 5, 2018

    Hi I am in search for my first home.
    Currently following up with few brokers but not getting enough support.
    We have $80000 gross income per year and $2700 per year for family benefits.
    Around $19000 credit loan.
    Saving 25000 at account and will get 25000 as gift from family.
    My question is how much loan can I get ?
    If I buy a house, Do I get FHOG ?
    Can I organise 10% of buying property after I can get pre approval of the loan ? Or it has to be now in the account ?
    Is stamp duty free ?
    Can I get enouh loan to pay credit loan and home loan accumulated ?
    I need someone who is available all the time and do require process for loan.

    Thanks

    • finder Customer Care
      RenchJanuary 5, 2018Staff

      Hi Kiran,

      Thanks for your inquiry. Please note that we are not affiliated with Aussie Mortgage Brokers or any company we feature on our site and so we can only offer you general advice.

      Please fill out the form on this page and click on ‘Enquire Now’ button. I suggest to get advice directly from a mortgage broker regarding your concern. Once you filled out the form, someone will get in touch with you.

      Best regards,
      Rench

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