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homeloans.com.au
Compare interest rates from homeloans.com.au and learn more about its products.
Home Loans
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On this page you can find information about homeloans.com.au home loans. Skip ahead to the full table of products or read more about the lender.
Compare homeloans.com.au home loans
Compare homeloans.com.au home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to homeloans.com.au's website for the product you selected.
homeloans.com.au lender profile
- homeloans.com.au is an online Australian lender with a range of competitive home loan products, including loans with offset accounts and loans for self-employed borrowers.
- The lender is a subsidiary of Resimac Group, a non-bank lender with more than 50,000 customers. Resimac has been operating since 1985 and provides the funding for homeloans.com.au mortgages.
- As a 100% online lender, homeloans.com.au has an online application process plus phone support.
homeloans.com.au mortgage features
homeloans.com.au offers competitive variable rate mortgages for owner-occupiers and investors.
| Feature | Details |
|---|---|
| Deposit size | Most homeloans.com.au home loans let you borrow 90–95% of your property's value. You need to find a guarantor or pay lenders mortgage insurance if your deposit is under 20%. |
| Offset account | The homeloans.com.au Low Rate Home Loan with Offset, as the name suggests, comes with a 100% offset account. |
| Redraw | Most homeloans.com.au products allow you to redraw extra repayments from your mortgage to spend as you need it. |
| Loan purpose and repayment | homeloans.com.au mortgages have options for investors and homebuyers. You can also choose between interest-only and principal and interest repayments. |
How do I apply for a homeloans.com.au mortgage?
Clicking "Go to site" on homeloans.com.au's comparison table will start your application process and redirect you through to homeloans.com.au's website.
Eligibility
Each homeloans.com.au product has specific eligibility criteria but some will apply to all products. For example:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
Documents required
When you apply for a mortgage with homeloans.com.au you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Detailed guide to home loan applications and paperwork
Looking for more mortgage options?
- Online lenders. Compare more mortgages from online lenders.
- Big Four banks. Check out home loan rates from Australia's Big Four banks.
- Investors. Compare loans for property investors.
- Mortgage brokers. Find out how to get free, expert guidance from a mortgage broker.
More guides on Finder
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homeloans.com.au Low Rate Home Loan with Offset
The homeloans.com.au Low Rate Home Loan with Offset is fee-free and features a 100% offset account.
