homeloans.com.au

Compare interest rates from homeloans.com.au and learn more about its products.

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Homeloans

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On this page you can find information about homeloans.com.au home loans. Skip ahead to the full table of products or read more about the lender.

Compare homeloans.com.au home loans

Compare homeloans.com.au home loan products below and hit "load more" to see a fuller selection of loans. "Go to site" will direct you to homeloans.com.au's website for the product you selected.

Data indicated here is updated regularly
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years
Name Product Interest Rate (p.a.) Comp. Rate^ Application Fee Ongoing Fees Max LVR Monthly Payment
homeloans.com.au Low Rate Home Loan with Offset
2.14%
2.16%
$0
$0 p.a.
60%
$566.11
A competitive rate with no application or ongoing fee. This loan is not available for construction.
homeloans.com.au Low Rate Home Loan with Offset
2.29%
2.31%
$0
$0 p.a.
60%
$577.55
A competitive rate with no application or ongoing fee. This loan is not available for construction.
homeloans.com.au Low Rate Home Loan with Offset
2.44%
2.27%
$0
$0 p.a.
60%
$589.12
A competitive rate with no application or ongoing fee. This loan is not available for construction.
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homeloans.com.au lender profile

  • homeloans.com.au is an online Australian lender with a range of competitive home loan products, including loans with offset accounts and loans for self-employed borrowers.
  • The lender is a subsidiary of Resimac Group, a non-bank lender with more than 50,000 customers. Resimac has been operating since 1985 and provides the funding for homeloans.com.au mortgages.
  • As a 100% online lender, homeloans.com.au has an online application process plus phone support.

homeloans.com.au mortgage features

homeloans.com.au offers competitive variable rate mortgages for owner-occupiers and investors.

FeatureDetails
Deposit sizeMost homeloans.com.au home loans let you borrow 90–95% of your property's value. You need to find a guarantor or pay lenders mortgage insurance if your deposit is under 20%.
Offset accountThe homeloans.com.au Low Rate Home Loan with Offset, as the name suggests, comes with a 100% offset account.
RedrawMost homeloans.com.au products allow you to redraw extra repayments from your mortgage to spend as you need it.
Loan purpose and repaymenthomeloans.com.au mortgages have options for investors and homebuyers. You can also choose between interest-only and principal and interest repayments.

How do I apply for a homeloans.com.au mortgage?

Clicking "Go to site" on homeloans.com.au's comparison table will start your application process and redirect you through to homeloans.com.au's website.

Eligibility

Each homeloans.com.au product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with homeloans.com.au you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 90% of the property's value. (Terms, conditions & exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)

Get a competitive variable interest rate with no application fee or ongoing fees.

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