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67 age can i have a mortgage. working full time
Hi there, you may be able to get a home loan depending on your individual circumstances. The lender will want to know that you have the capacity to repay the loan, which means you can demonstrate you plan to continue working and earning an income for several year. The information on this guide might be helpful, and you may benefit from talking to a mortgage broker:
https://www.finder.com.au/home-loans/mortgages-for-over-55s
Hope this helps!
Hi, I am single mother income. Could I get loan and support to buy the first house up to $450.000 ? Thank you
Hi Maxine,
Thanks for getting in touch! The first thing you need to do in applying for a loan is to check the eligibility requirements then lodge an application for the 450k loan. Also, since this is your first home it helps to check if you are eligible for the First Home Owners Grant. Hope this helps!
Best,
Nikki
which lenders will lend 70% LVR for holiday letting properties whereby short-term leasing i.e. up to three months and a letting management contract of more than 5 years?
Hi Dee,
thanks for the question.
You’ve come through to finder.com.au, a comparison and information service. To chat with a mortgage broker from Yellow Brick Road about your query please fill out the form on this page and a local broker will get into contact with your shortly.
I hope this helps,
Marc.
Is there anyone that will give a home loan to 2 ppl on pension only need 280,000$
Hi Krystal,
Thanks for reaching out.
Yes, there are Home loans for Centrelink recipients who may accept pension benefits for a home loan application but they are generally only considered as a secondary source of income.
If your only income is the pension, you may still apply for a home loan. You can read more about our guide to home loans for pensioners. Here, you can enquire with a mortgage broker to discuss your borrowing needs or apply with a specialist lender who specialise in providing finance solutions to borrowers in difficult or unique circumstances.
Be mindful that you may need to provide bank statements showing the Centrelink benefit being deposited into your account (most lenders require 6 months of bank statements) and you may need to provide a letter from the Department of Human Services confirming the status of your pension.
All the best,
Belinda