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Heartland

Compare home loan rates from Heartland Reverse Mortgages.

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On this page you can find information about Heartland Reverse Mortgages. Skip ahead to the full table of products or read more about the lender.

Compare Heartland Reverse Mortgages home loans

Compare Heartland products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

1 - 3 of 3
$
years
Name Product Comparison Rate Fees Monthly Payment

Heartland Standard Reverse Mortgage
Principal & interestInterest onlyOwner-occupier50% min. deposit
Principal & interestInterest onlyOwner-occupier50% min. deposit
Interest Rate
5.50%
5.53%
  • Application: $0
  • Ongoing: $0 p.a.
$853
A reverse mortgage for homeowners over 60 wishing to access up to 50% of their property's value. Repayments are not required until the end of the loan.

Heartland Secondary Property Reverse Mortgage
Principal & interestInterest onlyInvestment66.25% min. deposit
Principal & interestInterest onlyInvestment66.25% min. deposit
Interest Rate
5.25%
5.62%
  • Application: $0
  • Ongoing: $0 p.a.
$830
A reverse mortgage that lets you access the equity in your investment property. Repayments are not required until the end of the loan.

Heartland Aged Care Option
Principal & interestInterest only50% min. deposit
Principal & interestInterest only50% min. deposit
Interest Rate
5.50%
5.65%
  • Application: $0
  • Ongoing: $0 p.a.
$853
A reverse mortgage designed to help fund your aged care costs. Repayments are not required until the end of the loan.
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Applications are subject to approval. Conditions, fees and charges apply. Please note that you need to be an Australian citizen or permanent resident to apply.

Credit services for Aussie Select, Aussie Activate and Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 (“Aussie”) and its appointed credit representatives, Australian Credit Licence 246786. Credit for Aussie Select products is provided by Residential Mortgage Group Pty Ltd ACN 152 378 133, Australian Credit Licence 414133 (“RMG”). RMG is a wholly-owned subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124 AFSL and Australian Credit Licence 234945. Credit for Aussie Activate products is provided by Pepper Finance Corporation Limited ACN 094 317 647 (“Pepper”). Pepper Group Limited ACN 094 317 665, Australian Credit Licence 286655 acts on behalf of Pepper. Credit services for Aussie Elevate products are provided by AHL Investments Pty Ltd ACN 105 265 861 Australian Credit Licence 246786 (“Aussie”) and its appointed credit representatives. Aussie is a trade mark of AHL Investments Pty Ltd ABN 27 105 265 861. Credit and any applicable offset accounts for Aussie Elevate are issued by Bendigo and Adelaide Bank Limited ABN 11 068 049 178 AFSL / Australian Credit Licence 237879.

Aussie is a trade mark of AHL Investments Pty Ltd. Aussie is a subsidiary of the Commonwealth Bank of Australia ABN 48 123 123 124. ©2020 AHL Investments Pty Ltd ABN 27 105 265 861 Australian Credit Licence 246786.

By submitting this form, you agree to the Aussie privacy policy.

After entering your details a mortgage broker from Aussie will call you. They will discuss your situation and help you find a suitable loan.

  • A comparison of home loans from multiple lenders.
  • Expert guidance through the entire application process.
  • Free suburb and property reports.

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Heartland Reverse Mortgages lender profile

  • Heartland Reverse Mortgages is one of Australia's leading reverse mortgage lenders. A reverse mortgage enables seniors to access the equity in their property to help them live comfortably in retirement without having to sell their home.
  • Heartland Reverse Mortgages was founded in 2004 and has served over 21,000 Australian seniors. The company is owned by New Zealand's Heartland Group Holdings Limited.
  • The company's products have borrower protection and a no negative equity guarantee, which mean that your reverse mortgage borrowing costs won't exceed the sale value of your house (ensuring that you or your family will be able to cover your debts).

How do I apply for a Heartland Reverse Mortgages mortgage?

If you'd like to apply for a home loan from Heartland Reverse Mortgages, please speak to a mortgage broker or contact the lender directly.

Eligibility

Each Heartland Reverse Mortgages product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Heartland Reverse Mortgages you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

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