Heartland Reverse Mortgage


Compare home loan rates from Heartland Reverse Mortgages.

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On this page you can find information about Heartland Reverse Mortgages. Skip ahead to the full table of products or read more about the lender.

Compare Heartland Reverse Mortgages home loans

Compare Heartland products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

Heartland Standard Reverse Mortgage P&IHome≥ 55% Deposit

Heartland Standard Reverse Mortgage
  • App: $0
  • Ongoing: $0 p.a.
A reverse mortgage for homeowners over 60 wishing to access up to 45% of their property's value. Repayments are not required until the end of the loan.

Heartland Secondary Property Reverse Mortgage P&IInvestment≥ 66.25% Deposit

Heartland Secondary Property Reverse Mortgage
  • App: $0
  • Ongoing: $0 p.a.
A reverse mortgage that lets you access the equity in your investment property. Repayments are not required until the end of the loan.

Heartland Aged Care Option P&I≥ 50% Deposit

Heartland Aged Care Option
  • App: $0
  • Ongoing: $0 p.a.
A reverse mortgage designed to help fund your aged care costs. Repayments are not required until the end of the loan.

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Heartland Reverse Mortgages lender profile

  • Heartland Reverse Mortgages is one of Australia's leading reverse mortgage lenders. A reverse mortgage enables seniors to access the equity in their property to help them live comfortably in retirement without having to sell their home.
  • Heartland Reverse Mortgages was founded in 2004 and has served over 21,000 Australian seniors. The company is owned by New Zealand's Heartland Group Holdings Limited.
  • The company's products have borrower protection and a no negative equity guarantee, which mean that your reverse mortgage borrowing costs won't exceed the sale value of your house (ensuring that you or your family will be able to cover your debts).

How do I apply for a Heartland Reverse Mortgages mortgage?

If you'd like to apply for a home loan from Heartland Reverse Mortgages, please speak to a mortgage broker or contact the lender directly.


Each Heartland Reverse Mortgages product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Heartland Reverse Mortgages you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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