Bluestone Group Home Loans

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Enjoy a flexible home loan with Bluestone Group, even if you’re self-employed or have impaired credit.

Bluestone Group was established in 2000 as a mortgage origination and securitisation business in Australia. To date, the company has originated more than $4.8 billion worth of loans for more than 22,000 customers.

Since the company is a risk-based lender, not a bank, the interest rate on all loans is determined by funding costs, loan-to-value ratios, the borrower’s credit, and mortgage/rental repayment history. This means that Bluestone Group will consider home loans for those with bad credit, discharged bankrupts or those with rental and mortgage arrears.

Interested in a home loan from Bluestone Group?

Bluestone Group is part of Choice Home Loan's panel of lenders, so to discuss a loan from Bluestone with a professional mortgage broker fill out the form below.

Home loans provided by Bluestone Group

Clean slate

This variable rate home loan is for borrowers who can provide full income details. This means the company or trust must have payslips or full financial notices or tax assessment notices.

Borrowers will have access to BlueWay, redraw options, interest-only options for three or five years, and flexible repayment options with weekly, fortnightly, or monthly repayment options available. There is also no LMI and split loans are available, as are further advances.

About the clean slate home loan

Crystal Blue Alt Doc Home Loan

A mortgage for self-employed borrowers who can't use PAYG information to prove their income. You can also fund an investment or take out cash for business purposes.

Existing borrower options

There are also options for existing Bluestone Group customers which include reverse mortgages and residential mortgages. Existing customers can increase their existing loan, or they can move their loan to a new security property. Existing customers are encouraged to contact Bluestone Group for information regarding these options, but keep in mind that conditions will apply.

How to apply for Bluestone Group home loans

In order to apply for any of the available home loans from Bluestone Group you’ll first need to make sure you meet the eligibility requirements. Currently, they require all potential borrowers to be a permanent Australian resident with a valid Australian address. They must also be at least 18 years old, or 25 years old if the borrower’s income is self-certified for an investment property.

Once eligibility is established, you should decide which available loan is right for you. Make sure you have all of your financial records available to make the application process easier.

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