Bluestone Group Home Loans


Enjoy a flexible home loan with Bluestone Group, even if you’re self-employed or have impaired credit.

Bluestone Group was established in 2000 as a mortgage origination and securitisation business in Australia. To date, the company has originated more than $4.8 billion worth of loans for more than 22,000 customers.

Since the company is a risk-based lender, not a bank, the interest rate on all loans is determined by funding costs, loan-to-value ratios, the borrower’s credit, and mortgage/rental repayment history. This means that Bluestone Group will consider home loans for those with bad credit, discharged bankrupts or those with rental and mortgage arrears.

Interested in a home loan from Bluestone Group?

Bluestone Group is part of Choice Home Loan's panel of lenders, so to discuss a loan from Bluestone with a professional mortgage broker fill out the form below.

Home loans provided by Bluestone Group

Lite blue

This variable rate home loan is designed for self-employed borrowers and trusts that have been trading for 12 months or more and have had an Australian Business Number (ABN) registered for the same time. The borrower must also be GST-registered if applying for this loan.

You can choose to make principal and interest repayments or interest-only payments for periods of three or five years. There’s no lenders mortgage insurance (LMI), and repayments can be made weekly, fortnightly or monthly. There are also redraw options and split loans are available. Borrowers for this loan will also have access to BlueWay, an all-in-one mortgage account complete with Salary Crediting.

About the lite blue home loan

Clean slate

This variable rate home loan is for borrowers who can provide full income details. This means the company or trust must have payslips or full financial notices or tax assessment notices.

Borrowers will have access to BlueWay, redraw options, interest-only options for three or five years, and flexible repayment options with weekly, fortnightly, or monthly repayment options available. There is also no LMI and split loans are available, as are further advances.

About the clean slate home loan

Existing borrower options

There are also options for existing Bluestone Group customers which include reverse mortgages and residential mortgages. Existing customers can increase their existing loan, or they can move their loan to a new security property. Existing customers are encouraged to contact Bluestone Group for information regarding these options, but keep in mind that conditions will apply.

How to apply for Bluestone Group home loans

In order to apply for any of the available home loans from Bluestone Group you’ll first need to make sure you meet the eligibility requirements. Currently, they require all potential borrowers to be a permanent Australian resident with a valid Australian address. They must also be at least 18 years old, or 25 years old if the borrower’s income is self-certified for an investment property.

Once eligibility is established, you should decide which available loan is right for you. Make sure you have all of your financial records available to make the application process easier.

Each loan comes with application fees. To apply for a home loan from Bluestone, please speak to a mortgage broker.

Was this content helpful to you? No  Yes

Related Posts

Home Loan Offers

Important Information* Essentials - Variable (Owner Occupier, P&I)

A competitive interest rate home loan with interest only options. Interest rate 3.52%p.a.
comp rate of 3.54%p.a.

Tic:Toc Live in Loan Variable Rate - Principal & Interest

A competitive variable rate product with no application or valuation fees offered by a 100% online lender.

NAB Choice Package Home Loan - 2 Year Fixed (Owner Occupier P&I) First Home Buyer Special

A special rate for first home buyers buying residential property and borrowing over $150K. 350K NAB Rewards Points offer available. Terms and conditions apply.

Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.
Ask a question