Bluestone Group Home Loans

Learn more about Bluestone and its home loan products.

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On this page you can find information about Bluestone home loans.

Compare Bluestone Home Loan

Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

Bluestone Prime Direct (Owner Occupier, P&I) P&IHome≥ 30% Deposit

Bluestone Prime Direct (Owner Occupier, P&I)
  • App: $0
  • Ongoing: $0 p.a.
Bluestone's Prime Direct is a competitive variable rate home loan for borrowers with 30% deposits.

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Bluestone lender profile

  • Bluestone was founded in Sydney in 2000. The company has served over 60,000 customers in Australia and New Zealand.
  • Bluestone serves PAYG borrowers, self-employed borrowers and borrowers with past credit difficulties.
  • Since Bluestone is a risk-based lender, interest rates on its loans are determined by funding costs, loan-to-value ratios, the borrower's credit history, and individual circumstances. mortgage/rental repayment history.

Bluestone mortgage features

Bluestone has loans for home buyers, investors, self-employed borrowers and borrowers with irregular income.

Deposit sizeYou will need at least a 20% deposit to qualify for a Bluestone loan.
Debt consolidationBluestone lets you consolidate multiple debts into your home loan.
Self-employed borrowersBluestone offers mortgages for self-employed borrowers who may not have regular PAYG income.

How do I apply for a Bluestone mortgage?


Each Bluestone product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Bluestone you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. You can use recent payslips or Business Activity Statements to establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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