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Yellow Brick Road home loans

Yellow Brick Road has home loan rates starting from .

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Yellow Brick Road offers a range of home loans for Australian borrowers. Check out the full table of Yellow Brick Road products below or read more about the lender.

Yellow Brick Road key facts

  • It's a leading non-bank lender and mortgage broking services company based in Sydney, Australia.
  • It offers home loan products for owner-occupiers and investors.
  • This lender also offers other financial products such as savings, insurance, credit cards and personal loans.

Yellow Brick Road home loan features

Here are the key features and details you need to know about Yellow Brick Road's mortgage products.

Minimum depositIt's possible to get a home loan with a deposit as low as 10%.
Offset accountYou can get an offset account with several of its loans.
Repayment optionsMany of its home loans allow you to make interest only repayments for a limited period. The lender also offers the standard principal and interest repayments on its loans.

How do I apply for a mortgage from Yellow Brick Road?

When applying for any home loan, you will need various documents to establish your identity, your financial situation, employment status and details about the property.


The following information is general in nature and applies to most home loans. There may be specific criteria that apply for this lender.

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Yellow Brick Road you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

πŸ“„ Property details. You can start a loan enquiry before you've bought a property. But to complete an application you need the address of the property and a signed contract of sale.

πŸ“„ Identification documents. You will need identification such as a driver's licence, passport or birth certificate.

πŸ“„ Proof of income documents. Recent payslips can establish your income.

πŸ“„ Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

How to apply for a home loan

More lenders to compare

Check out Finder's main home loans guide if you want to compare more home loans from a range of lenders. Or you could try one of the following lenders:

  • ING. This online bank is part of the global, Dutch financial group of the same name.
  • Commonwealth Bank. The nation's largest bank has a large selection of home loans and a convenient banking app.
  • UBank. This online bank is actually owned by NAB.
  • Athena. This digital fintech lender offers low-rate mortgages and an entirely online, convenient service.
  • Tic:Toc. This lender's online application tool can process your mortgage application fast. Backed by the Bendigo and Adelaide Bank.
  • Bank of Queensland. Outside of the Big Four this is one of Australia's larger banks. BOQ owns Virgin Money.
  • HSBC. The local Australian banking arm of this international bank offers various home loans.

More guides on Finder

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6 Responses

    Default Gravatar
    VickiFebruary 19, 2019

    I am looking to purchase a home. I receive $26000 wage, $26000 benefits, and $20000 child maintenance. I have $80000 deposit. I have 3 children under 12. I pay $2100 monthly in rent but so far the few lenders I have spoken to won’t allow child maintenance to be considered as an income and state my serviceability isn’t sufficient.

    Are you able to help? Looking to borrow between $420000-$450000.

      JoshuaFebruary 21, 2019Finder

      Hi Vicki,

      Thanks for getting in touch with Finder. I’m sorry to hear about your situation.

      You need to find out first if you qualify for the necessary fund as lenders reject applications because you are applying for a bigger amount of money. You can use a home loan eligibility calculator to help you know how much you can really borrow.

      Next, you may want to read our guide on the lending criteria for home loans. On this guide, you will know the approval policies banks have in place to determine if you qualify.

      From here, you may then compare your home loan options. On that page, you will see a table that allows you to conveniently compare home loans based on the interest rate, application fee, and monthly payment, to name a few. Once you found the right one for you, click on the “Go to Site” green button to learn more or initiate your application.

      Please make sure that you’ve read the relevant T&Cs or PDS of the loan products before making a decision. Moreover, check the eligibility requirements as well and consider whether the product is right for you. Alternatively, you can speak to a mortgage broker who can take your personal circumstance into account and offer you a range of borrowing options.

      I hope this helps. Should you have further questions, please don’t hesitate to reach out again.

      Have a wonderful day!


    Default Gravatar
    BRENDAMay 21, 2014

    I’ve a loan approved at the cwb, for $650000. as im looking for some property, I just read a article saying if u switch loans for .5% you could save $125. a month. Do I go with the bank I’ve always been with and they know me and happy to lend me money easy, or go with lower interest rate but they don’t know me. who can I go to to get me the best deal.

      ShirleyMay 22, 2014Finder

      Hi Brenda,

      Thanks for your question.

      This decision is entirely up to you. If you feel as though your current bank is willing to give you the best deal (in comparison to the rest of the market), then you may want to stay with them. However, if another lender is willing to give you a better offer, then you may want to consider switching.

      Our refinancing home loans guide can help you calculate your savings versus the costs of refinancing to determine whether it will make financial sense for you to do so.

      I recommend getting in touch with a licensed mortgage broker. A broker can help you understand your financial position and they can leverage their panel of networks to find a lender that is more inclined to review your application.


    Default Gravatar
    KerrieFebruary 1, 2014

    Just interested if my income could service a loan. Also the amount I would be able to borrow.?

      ShirleyFebruary 3, 2014Finder

      Hi Kerrie,

      Thanks for your comment.

      Please use our borrowing power calculator to give you an indication of how much you can borrow and your estimated repayments.


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