St.George Home Loans

Compare interest rates, fees and product features on a range of St.George home loans.

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On this page you can find information about St.George home loans. Skip ahead to the full table of products or read more about the lender.

Compare St.George home loans

Compare the St.George home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

Rates last updated December 13th, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
2.99%
3.01%
$500 (waived for loans above $150,000)
$0 p.a.
80%
Online only cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.

St.George Fixed Rate Advantage Package - 2 Year Fixed (Investor, P&I)
3.28%
4.32%
$0
$395 p.a.
90%
A package investment loan with a competitive, discounted interest rate and $0 application fees.
St.George Fixed Rate Advantage Package - 5 Year Fixed Rate LVR 60% to 80% (Owner Occupier, P&I)
2.89%
3.64%
$0
$395 p.a.
80%
Lock in a competitive fixed rate for 5 years and pay no application fee with this package loan. $2,000 cashback on eligible Advantage Package loans when borrowing $250,000 or more.

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St.George lender profile

  • St.George was established in 1937 in south Sydney. The St.George group merged with Westpac in 2008.
  • St.George offers a large range of mortgages for almost all types of borrowers and also has credit cards, personal loans and other products.

St.George mortgage features

St.George has a range of mortgages for many types of borrowers. that are aimed towards different segments of the market. It offers loans for first home buyers, investors, those looking to refinance, and those who want to access their existing home equity.

FeatureDetails
Deposit sizeYou can borrow up to 95% with many St.George mortgages.
Split rateMost St.George mortgages allow you to split your loan into fixed and variable portions.
Interest onlyThe St.George Advantage Package Home Loan has interest only rates for investors and owner occupiers.
Offset AccountThere is an offset account offered with the St.George Advantage Package loan.
Package benefitsThe St.George Advantage Package loan lets you package your mortgage with a credit card and transaction account.

How do I apply for a St.George mortgage?

Clicking "Go to Site" on St.George's comparison table will start your application process and redirect you through to St.George's website.

Eligibility

Each St.George product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with St.George you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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Home Loan Offers

Important Information*
Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Online only cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.

Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.

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