St.George Home Loans Comparison | Finder

St.George Home Loans

Compare interest rates, fees and product features on a range of St.George home loans.

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On this page you can find information about St.George home loans. Skip ahead to the full table of products or read more about the lender.

Compare St.George home loans

Compare the St.George home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

Data updated regularly
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years
Name Product Interest Rate (p.a.) Comp. Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment
St.George Basic Home Loan
2.49%
2.51%
$0
$0 p.a.
80%
$593.01
Up to $4,000 refinance cashback
Get this low-rate variable loan with a 20% deposit and pay $0 application fee. Borrow from $150k (or $250k to be eligible for the cashback offer) (terms, conditions & exclusions apply).
St.George Fixed Rate Advantage Package
2.24%
3.89%
$0
$395 p.a.
80%
$573.72
Up to $4,000 refinance cashback.
Investors can lock in a competitive rate for two years with this package loan. You will need at least a 20% deposit. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply).
St.George Fixed Rate Advantage Package
1.94%
3.21%
$0
$395 p.a.
80%
$551.07
Up to $4,000 refinance cashback
Lock in a very low rate for four years. Requires a 20% deposit. Refinancers borrowing $250,000 or more can get up to $4,000 cashback (Other terms, conditions and exclusions apply).
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St.George lender profile

  • St.George was established in 1937 in south Sydney. The St.George group merged with Westpac in 2008.
  • St.George offers a large range of mortgages for almost all types of borrowers and also has credit cards, personal loans and other products.

St.George mortgage features

St.George has a range of mortgages for many types of borrowers. that are aimed towards different segments of the market. It offers loans for first home buyers, investors, those looking to refinance, and those who want to access their existing home equity.

FeatureDetails
Deposit sizeYou can borrow up to 95% with many St.George mortgages.
Split rateMost St.George mortgages allow you to split your loan into fixed and variable portions.
Interest onlyThe St.George Advantage Package Home Loan has interest only rates for investors and owner occupiers.
Offset AccountThere is an offset account offered with the St.George Advantage Package loan.
Package benefitsThe St.George Advantage Package loan lets you package your mortgage with a credit card and transaction account.

How do I apply for a St.George mortgage?

Clicking "Go to Site" on St.George's comparison table will start your application process and redirect you through to St.George's website.

Eligibility

Each St.George product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with St.George you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

  • St.George Portfolio Home Loan review

    St.George Portfolio Home Loan is available for property or a vacant land purchase while only the variable rate option can be used for building.

  • St George Advantage Package home loan

    Find out how you could save with the St George Advantage Package Home loan by bundling some of your financial products together.

  • St.George Basic Home Loan

    The St.George Basic Home Loan offers you an affordable interest rate, low fees and the opportunity to repay your loan sooner if you choose.

  • St.George Fixed Rate Home Loan

    When you fix the interest rate on your home loan, you can prepare your budget for the fixed amount and know exactly what your repayments will be over this time.

  • St.George Standard Variable Rate Home Loan

    The St.George Standard Variable Rate Home Loan is a full-featured home loan that offers a low interest rate. You can combine this with other St.George offers and get a discounted interest rate and include it in an Advantage package based on how much you borrow.

Home Loan Offers

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