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Yard home loans

Compare home loan rates from Yard, an online Australian lender.

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Yard

On this page, you can find information about Yard and its home loans. Skip ahead to the full table of products or read more about the lender.

Compare Yard home loans

Compare Yard home loan products in the table below.

Data indicated here is updated regularly
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Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Yard Variable Home Loan - LVR 80% Special (Owner Occupier, P&I)
2.39%
2.42%
$0
$0 p.a.
80%
A very low variable rate loan for home buyers with an optional offset account ($10 monthly fee). 20% deposit required.
Yard Variable Investor Loan -  LVR 80% (P&I)
2.92%
2.95%
$0
$0 p.a.
80%
A very low variable rate loan for home buyers with an optional offset account ($10 monthly fee). 20% deposit required.
Yard Variable Home Loan - LVR 90% (Owner Occupier, P&I)
2.49%
2.52%
$0
$0 p.a.
90%
A competitive variable rate for home buyers with 10% deposits saved. Optional offset account (with $10 monthly fee).
Yard Variable Investor Loan - LVR 90% (P&I)
3.02%
3.05%
$0
$0 p.a.
90%
A variable rate loan for property investors. Principal-and-interest repayments. Optional offset account ($10 monthly fee). 10% deposit required.
Yard Variable Investor Loan -  LVR 80% (IO)
3.27%
3.42%
$0
$0 p.a.
80%
A very low variable rate loan for home buyers with an optional offset account ($10 monthly fee). 20% deposit required.
Yard Variable Investor Loan - LVR 90% (IO)
3.37%
3.53%
$0
$0 p.a.
90%
A variable rate loan for property investors. Interest only repayments. Optional offset account ($10 monthly fee). 10% deposit required.
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Yard lender profile

  • Yard is an online lender that's Australian owned. Yard only offers home loans and no other financial products, with a focus on convenience and competitive offerings.
  • Yard offers variable rate loans for home buyers, investors and anyone looking to refinance. Loans are available for PAYG or self-employed borrowers. Yard also has a construction loan, a bridging loan and an SMSF loan.
  • As an online lender, Yard communicates with customers via phone, email and online chat. Yard has an Australian team of mortgage consultants who can help you through the application process.

Yard mortgage features

Here is some more information about Yard's loans.

FeatureDetails
Deposit sizeYou can borrow up to 90% with a Yard mortgage, depending on your circumstances.
Loan purposeYou can use a Yard mortgage to buy a home to live in, an investment property, construction loan or a house and land package.
Digital lendingYard is an online lender (with online and phone support). You can apply online and will need to have your identity verified.

How do I apply for a Yard mortgage?

Clicking the green button on Yard's comparison table will start your application process and redirect you through to its website.

Eligibility

Each Yard product has specific eligibility criteria but some will apply to all products:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Yard, you are required to provide specific information, so make sure you have all your documents ready before you apply. You will be expected to provide the following documents:

  • Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Read more on this topic

Home Loan Offers

Important Information*
Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I (*now 2.59%, drops to 2.54% on 30 Sep)
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I (*now 2.59%, drops to 2.54% on 30 Sep)

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan. This rate will drop to 2.54% p.a on 30 September 2020 for new and existing customers. You can get this rate if you apply today.

Logo for UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate
UBank UHomeLoan Variable Rate - Discount Offer for Owner Occupiers, Variable P&I Rate

Take advantage of a low-fee mortgage with a special interest rate of just 2.49% p.a. and a 2.49% p.a. comparison rate.

Logo for HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)
HSBC Home Value Loan - Promotional Offer (Owner Occupier P&I)

Get a low interest rate loan with no ongoing fees. Plus you can make extra repayments and free redraw online.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)

Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000. Refinance to an eligible Suncorp loan and get a cashback of $2,000 or $3,000, depending on your loan amount. Other conditions apply.

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