Yard home loans

Compare home loan rates from Yard, an online Australian lender.

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Yard

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On this page, you can find information about Yard and its home loans. Skip ahead to the full table of products or read more about the lender.

Compare Yard home loans

Compare Yard home loan products in the table below.

Data indicated here is updated regularly
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years
Name Product Interest Rate (p.a.) Comp. Rate^ Application Fee Ongoing Fees Max LVR Monthly Payment
Yard Variable Home Loan
2.39%
2.42%
$0
$0 p.a.
80%
$585.25
A very low variable rate loan for home buyers with an optional offset account ($10 monthly fee). 20% deposit required.
Yard Variable Home Loan
2.65%
2.68%
$0
$0 p.a.
90%
$605.55
A competitive variable rate for home buyers with 10% deposits saved. Optional offset account (with $10 monthly fee).
Yard Variable Home Loan
2.92%
2.95%
$0
$0 p.a.
80%
$627.04
A very low variable rate loan for home buyers with an optional offset account ($10 monthly fee). 20% deposit required.
Yard Variable Home Loan
3.02%
3.05%
$0
$0 p.a.
90%
$635.11
A variable rate loan for property investors. Principal-and-interest repayments. Optional offset account ($10 monthly fee). 10% deposit required.
Yard Variable Home Loan
3.27%
3.42%
$0
$0 p.a.
80%
$655.53
A very low variable rate loan for home buyers with an optional offset account ($10 monthly fee). 20% deposit required.
Yard Variable Home Loan
3.37%
3.53%
$0
$0 p.a.
90%
$663.8
A variable rate loan for property investors. Interest only repayments. Optional offset account ($10 monthly fee). 10% deposit required.
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Yard lender profile

  • Yard is an online lender that's Australian owned. Yard only offers home loans and no other financial products, with a focus on convenience and competitive offerings.
  • Yard offers variable rate loans for home buyers, investors and anyone looking to refinance. Loans are available for PAYG or self-employed borrowers. Yard also has a construction loan, a bridging loan and an SMSF loan.
  • As an online lender, Yard communicates with customers via phone, email and online chat. Yard has an Australian team of mortgage consultants who can help you through the application process.

Yard mortgage features

Here is some more information about Yard's loans.

FeatureDetails
Deposit sizeYou can borrow up to 90% with a Yard mortgage, depending on your circumstances.
Loan purposeYou can use a Yard mortgage to buy a home to live in, an investment property, construction loan or a house and land package.
Digital lendingYard is an online lender (with online and phone support). You can apply online and will need to have your identity verified.

How do I apply for a Yard mortgage?

Clicking the green button on Yard's comparison table will start your application process and redirect you through to its website.

Eligibility

Each Yard product has specific eligibility criteria but some will apply to all products:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Yard, you are required to provide specific information, so make sure you have all your documents ready before you apply. You will be expected to provide the following documents:

  • Identification documents. You will need identification such as a driver's licence, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

  • Yard Variable Home Loan

    The Variable Home Loan from Yard is a variable rate home loan with low rates for investors and home buyers.

Home Loan Offers

Important Information*
Logo for Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)
Westpac Flexi First Option Home Loan - Basic Variable Rate (Owner Occupier, P&I)

Up to $3,000 refinance cashback. A flexible and competitive variable rate loan. Eligible borrowers refinancing $250,000 or more can get $2,000 cashback per property plus a bonus $1,000 for their first application. Other conditions apply.

Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Up to $4,000 refinance cashback. With this competitive variable rate loan from St.George, refinancers borrowing $250,000+ can get up $4,000 cashback and borrow up to 90% of the property's value. (Terms, conditions & exclusions apply).

Logo for Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I
Athena Liberate Home Loan - 70% to 80% LVR Owner Occupier, P&I

A competitive variable rate mortgage for owner occupiers $0 application and $0 ongoing fees. This interest rate falls over time as you pay off the loan.

Logo for Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR ≤ 80% (Owner Occupier, P&I)

Get a competitive variable interest rate with no application fee or ongoing fees.

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