Adelaide Bank

Adelaide Bank Home Loans

Compare home loan rates from Adelaide Bank.

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On this page you can find information about Adelaide Bank home loans. Skip ahead to the full table of products or read more about the lender.

Compare Adelaide Bank home loans

Compare Adelaide Bank home loan products below and hit "load more" to see a fuller selection of loans. You can also find more information on each individual product by clicking "more info".

Name Product Interest Rate (p.a.) Comp. Rate (p.a.) Fees Monthly Payment

Adelaide Bank SmartSaver Fixed P&IHome 3Y Fixed≥ 5% Deposit

Adelaide Bank SmartSaver Fixed
  • App: $299
  • Ongoing: $0 p.a.

Adelaide Bank SmartSaver Fixed P&IInvestment 3Y Fixed≥ 10% Deposit

Adelaide Bank SmartSaver Fixed
  • App: $299
  • Ongoing: $0 p.a.

Adelaide Bank SmartFix Home Loan P&IHome 3Y Fixed≥ 5% Deposit

Adelaide Bank SmartFix Home Loan
  • App: $299
  • Ongoing: $15 per month
A three year fixed rate loan with 100% offset account.

Adelaide Bank SmartFit Home Loan IOInvestment≥ 10% Deposit

Adelaide Bank SmartFit Home Loan
  • App: $299
  • Ongoing: $15 per month

Adelaide Bank SmartSaver Fixed P&IHome 1Y Fixed≥ 5% Deposit

Adelaide Bank SmartSaver Fixed
  • App: $299
  • Ongoing: $0 p.a.

Compare up to 4 providers

Adelaide Bank lender profile

  • Adelaide Bank was established in 1994. In 2007 it merged with Bendigo Bank.
  • In addition to mortgages Adelaide Bank offers credit cards, savings accounts, insurance and commercial loans.
  • The bank is listed on the Australian Stock Exchange and has over 110,000 shareholders.

How do I apply for a Adelaide Bank mortgage?

If you'd like to apply for a home loan from Adelaide Bank, please speak to a mortgage broker or contact the lender directly.


Each Adelaide Bank product has specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Adelaide Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

More guides on Finder

  • Adelaide Bank SmartFit Home Loan

    This variable rate home loan offered by Adelaide Bank enables borrowers to pay their loans off sooner. Given its competitive interest rate and a range of features, it definitely requires your attention.

  • Adelaide Bank SmartSaver Home Loan

    The Adelaide Bank SmartSaver is a basic home loan with a competitive rate and fees. Find out more and add it to your comparison today.

  • Adelaide Bank SmartFix Home Loan

    The Adelaide Bank SmartFix is a fixed rate home loan with the ability to make up to $20,000 in extra payments per year and a 100% offset account.

Home Loan Offers

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