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Suncorp Bank Home Loans
Explore Suncorp Bank home loan interest rates, fees and offers.
Home Loans
Guides & Help
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Find an overview of Suncorp Bank home loan products on this page. Skip ahead to the full table of products or read more about Suncorp Bank home loans below.
Competitive Suncorp Bank rates for...
- Home buyers. The Suncorp Home Package Plus Fixed - 2 Year Fixed Rate Special Offer $150k+ LVR ≤80% (Owner Occupier, P&I) has a 1.89% p.a. interest rate and lets you borrow up to 80%.
- Investors. The Suncorp Home Package Plus Fixed - 3 Year Fixed Rate Special Offer $150k+ LVR <80% (Investor, P&I) has a 2.28% p.a. interest rate and lets you borrow up to 80%.
Compare Suncorp Bank home loans
Compare Suncorp Bank home loans below. Hit "load more" to see a fuller selection of home loans or hit "Enquire now" to start your application process.
Suncorp Bank lender profile
- Suncorp Bank was founded in 1902 as Queensland Agricultural Bank. It now has more than 230 branches and 2,200 ATMs across Australia.
- Suncorp is focused on personal banking, small-to-medium enterprises, commercial lending and agribusiness.
- Bank accounts, saving accounts, business and personal loans, credit cards and investing services are all offered by Suncorp.
Suncorp Bank mortgage features
Suncorp has mortgages for home buyers and investors, package loans and line of credit equity loans.
| Feature | Details |
|---|---|
| Deposit size | You can borrow up to 95% with some of Suncorp Bank's Owner Occupier Fixed Rate home loans. |
| Offset account | Both the Suncorp Bank Home Package Plus Home Loan for owner occupiers and the Home Package Plus Home Loan for investors offer 100% offset account as a feature. |
| Redraw facility | Some of Suncorp Bank's products offer a redraw facility. Explore the home loans comparison table to see which home loans offer this feature. |
| Package offer | There are several home loan packages currently offered by Suncorp Bank. For example, the Suncorp Home Package Plus - Access Equity or the Suncorp Home Package Plus Fixed Home Loan. Please refer to the table above to explore the different packaged currently offered. |
How do I apply for an Suncorp Bank mortgage?
You can learn more about a specific Suncorp Bank mortgage by clicking through to each product review page. Clicking ''Enquire now'' will let you get started with your application process.
Eligibility
Each Suncorp Bank product have specific eligibility criteria but some will apply to all products. For example:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
Documents required
When you apply for a mortgage with Suncorp Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Detailed guide to home loan applications and paperwork
Looking for more mortgage options?
- Big Four banks. Check out home loan rates from Australia's Big Four banks.
- Mortgage brokers. Find out how to get free, expert guidance from a mortgage broker.
- Online lenders. Compare more mortgages from online lenders.
- Non-bank lenders. Compare loans from non-bank lenders.
More guides on Finder
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Suncorp Home Package Plus Fixed Home Loan
When you combine your fixed rate home loan with the Home Package Plus you may be eligible for discounted interest rates for a fixed period of time.
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Suncorp Home Package Plus – Access Equity
Combining your eligible home loan with the Suncorp Bank Home Package Plus means you save on interest and fees.
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Suncorp Standard Variable Rate Home Loan
The Suncorp Bank Standard Variable home loan is the type of loan you want when your main objective is to pay it off on your terms.
-
Suncorp Access Equity (Line of Credit) Home Loan
The Line of credit loan offered by Suncorp gives you manageability over your money by allowing you to invest in other projects with the equity from your current home.
-
Suncorp Back to Basics Home Loan
Flexible payment options and a competitive introductory interest rate are features to make you consider the Back to Basics home loan. You can work down the loan with unlimited repayments which can be redrawn if you ever need them.
Home Loan Offers
Important Information*Ask an Expert
does Suncorp have senior access home loans
Hello Jutta,
Thanks for your question.
Suncorp’s portfolio contains variable rate loans, fixed rate loans, line of credit loans and a home loan package. Suncorp home loans also offer features such as access to equity, redraw facilities, competitive interest rates and waived fees. Repayment customisation is another major feature that is available with Suncorp’s line of home loans.
You may visit this link to compare them https://www.finder.com.au/home-loans/suncorp-bank
Also once you have decided which type of loan you are interested in you can book an in-person meeting with a lender. This will require you to fill out a form in which you’ll need to specify some personal and financial details. You will enter your preferred method of contact and schedule a meeting with Suncorp. You can even choose between meeting at a branch or having a mobile lender come to you. You will be contacted within a few business days.
I hope this helps.
Cheers!
Chester
Hi, I`m trying to re-finance my investment property worth $620,000 currently owing $310,000 with CBA…I want to borrow $170,000 to consolidate my car loan of $15,000…Credit card with Citibank, $20,000 and $120,000 owing to my brother
Hi Malia,
Thanks for your enquiry.
You can read our guide about refinancing your home loan to consolidate debts and you can compare a range of loans that are suited for refinancing purposes.
However, please be mindful of any exit fees you may incur with your existing lender as well as application or start-up fees that may be charged by your new lender. It’s also important to realise that while consolidating your debts is convenient, it will take you longer to repay the combined debt.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Thanks,
Belinda
what is your best variable interest rate for home loan over 250000. with offset accounts and no yearly fee?
Hi Ly,
Thank you for reaching out.
The best loan for you will depend on how you will use your loan and what your goals are.
I would recommend comparing variable rate home loans with offset accounts and ordering the loans based on the interest rate, which you can do by clicking on the table heading. You can then also look at which loans have no annual fees or other costs involved.
Alternatively, you can contact a mortgage broker or the specific lender you had in mind to discuss what they can find as the best for you.
Regards,
Jodie
I would like to book a mobile lender from Suncorp to visit me at my home. I currently have all banking with Suncorp & considering seeking pre approval from Suncorp for another home loan.
Regards
Natasha
Hi Natasha,
thanks for the question.
We’re a comparison service, and do not offer any Suncorp products directly. I’d recommend contacting Suncorp directly to organise a mobile lender to visit you.
Cheers,
Marc.