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Suncorp Bank Home Loans

Explore Suncorp Bank home loan interest rates, fees and offers.

Marc Terrano
Marc Terrano

Last updated:

Suncorp Bank

Find an overview of Suncorp Bank home loan products on this page. Skip ahead to the full table of products or read more about Suncorp Bank home loans below.

Compare Suncorp Bank home loans

Compare Suncorp Bank home loans below. Hit "load more" to see a fuller selection of home loans or hit "Enquire now" to start your application process.

Rates last updated January 20th, 2020
$
Loan purpose
Offset account
Loan type
Repayment type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
Suncorp Back to Basics Home Loan - Better Together Special Offer $150k+ LVR<=90% Incl. LMI (Owner Occupier, P&I)
3.03%
3.04%
$0
$0 p.a.
90%
Get one free online redraw per month and pay no ongoing fees. Application fees are waived for loans above $150,000.
Enquire now More info
Suncorp Home Package Plus Fixed - 3 Year Fixed Rate Special Offer $150k+ LVR ≤90% (Investor, P&I)
Suncorp Home Package Plus Fixed - 3 Year Fixed Rate Special Offer $150k+ LVR ≤90% (Investor, P&I)
3.19%
3.89%
$0
$375 p.a.
90%
Lock in a low rate for your investment mortgage for 3 years and pay minimal fees.
Enquire now More info
Suncorp Home Package Plus Fixed - 3 Year Fixed Rate Special Offer $150k+ LVR ≤90% (Owner Occupier, P&I)
Suncorp Home Package Plus Fixed - 3 Year Fixed Rate Special Offer $150k+ LVR ≤90% (Owner Occupier, P&I)
2.89%
3.59%
$0
$375 p.a.
90%
Get a very competitive 3 year fixed rate with low fees and only a 10% deposit. Refinance to this loan and receive a $2,000 cashback when borrowing $250,000 or more.
Enquire now More info

Compare up to 4 providers

Suncorp Bank lender profile

  • Suncorp Bank was founded in 1902 as Queensland Agricultural Bank. It now has more than 230 branches and 2,200 ATMs across Australia.
  • Suncorp is focused on personal banking, small-to-medium enterprises, commercial lending and agribusiness.
  • Bank accounts, saving accounts, business and personal loans, credit cards and investing services are all offered by Suncorp.

Suncorp Bank mortgage features

Suncorp has mortgages for home buyers and investors, package loans and line of credit equity loans.

FeatureDetails
Deposit sizeYou can borrow up to 95% with some of Suncorp Bank's Owner Occupier Fixed Rate home loans.
Offset accountBoth the Suncorp Bank Home Package Plus Home Loan for owner occupiers and the Home Package Plus Home Loan for investors offer 100% offset account as a feature.
Redraw facilitySome of Suncorp Bank's products offer a redraw facility. Explore the home loans comparison table to see which home loans offer this feature.
Package offerThere are several home loan packages currently offered by Suncorp Bank. For example, the Suncorp Home Package Plus - Access Equity or the Suncorp Home Package Plus Fixed Home Loan. Please refer to the table above to explore the different packaged currently offered.

How do I apply for an Suncorp Bank mortgage?

You can learn more about a specific Suncorp Bank mortgage by clicking through to each product review page. Clicking ''Enquire now'' will let you get started with your application process.

Eligibility

Each Suncorp Bank product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Suncorp Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

Looking for more mortgage options?

Home Loan Offers

Important Information*
Logo for St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)
St.George Basic Home Loan - LVR 60% to 80% (Owner Occupier, P&I)

Online only cashback offer: Refinancers borrowing $250,000 or more can get a $4,000 cashback for their first application (Other terms, conditions and exclusions apply). Buyers and refinancers can get this competitive variable interest rate. Application fee waived for loans above $150,000.

More info
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 2.84% p.a. and a 2.84% p.a. comparison rate.

More info
Logo for loans.com.au Smart Home Loan - (Owner Occupier, P&I)
loans.com.au Smart Home Loan - (Owner Occupier, P&I)

Get one of the lowest variable interest rates on the market and pay 0 application or ongoing fees.

More info

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8 Responses

  1. Default Gravatar
    mrsSeptember 17, 2016

    does Suncorp have senior access home loans

    Reply
    • Default Gravatar
      ChesterSeptember 20, 2016

      Hello Jutta,

      Thanks for your question.

      Suncorp’s portfolio contains variable rate loans, fixed rate loans, line of credit loans and a home loan package. Suncorp home loans also offer features such as access to equity, redraw facilities, competitive interest rates and waived fees. Repayment customisation is another major feature that is available with Suncorp’s line of home loans.

      You may visit this link to compare them https://www.finder.com.au/home-loans/suncorp-bank

      Also once you have decided which type of loan you are interested in you can book an in-person meeting with a lender. This will require you to fill out a form in which you’ll need to specify some personal and financial details. You will enter your preferred method of contact and schedule a meeting with Suncorp. You can even choose between meeting at a branch or having a mobile lender come to you. You will be contacted within a few business days.

      I hope this helps.

      Cheers!
      Chester

      Reply
  2. Default Gravatar
    MaliaAugust 25, 2015

    Hi, I`m trying to re-finance my investment property worth $620,000 currently owing $310,000 with CBA…I want to borrow $170,000 to consolidate my car loan of $15,000…Credit card with Citibank, $20,000 and $120,000 owing to my brother

    Reply
    • Avatarfinder Customer Care
      BelindaAugust 26, 2015Staff

      Hi Malia,

      Thanks for your enquiry.

      On this page you can read our guide about refinancing your home loan to consolidate debts and you can compare a range of loans that are suited for refinancing purposes.

      However, please be mindful of any exit fees you may incur with your existing lender as well as application or start-up fees that may be charged by your new lender. It’s also important to realise that while consolidating your debts is convenient, it will take you longer to repay the combined debt.

      Thanks,
      Belinda

      Reply
  3. Default Gravatar
    LyApril 23, 2015

    what is your best variable interest rate for home loan over 250000. with offset accounts and no yearly fee?

    Reply
    • Default Gravatar
      JodieApril 29, 2015

      Hi Ly,

      Thank you for reaching out.

      What is the best loan for you will depend on how you will use your loan and what your goals are.

      I would recommend comparing variable rate home loans with offset accounts and ordering the loans based on the interest rate, which you can do by clicking on the table heading. You can then also look at which loans have no annual fees or other costs involved.

      Alternatively you can contact a mortgage broker or the specific lender you had in mind to discuss what they can find as the best for you.

      Regards
      Jodie

      Reply
  4. Default Gravatar
    NatashaMarch 25, 2015

    I would like to book a mobile lender from Suncorp to visit me at my home. I currently have all banking with Suncorp & considering seeking pre approval from Suncorp for another home loan.
    Regards
    Natasha

    Reply
    • Avatarfinder Customer Care
      MarcMarch 26, 2015Staff

      Hi Natasha,
      thanks for the question.

      We’re a comparison service, and do not offer any Suncorp products directly. I’d recommend contacting Suncorp directly to organise a mobile lender to visit you.

      Cheers,
      Marc.

      Reply
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