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Macquarie Bank Home Loans

One of Australia's largest banks, Macquarie offers several mortgages for home buyers and investors, including a Flyer home loan that lets you earn Qantas Points.

Richard Whitten
Richard Whitten

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Macquarie Bank

Find everything you need to know about Macquarie Bank’s home loans on this page. Skip ahead to the full table of products or read more about Macquarie Bank’s home loans below.

Compare Macquarie Bank home loans

Compare Macquarie Bank home loans below. Hit "load more" to see a fuller selection of home loans and hit "Enquire now" to start your application process.

Rates last updated September 22nd, 2019
$
Loan purpose
Offset account
Loan type
Repayment type
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Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
Macquarie Bank Basic Fixed Home Loan - 3 Year Fixed Rate LVR ≤ 70% (Owner Occupier, P&I)
Macquarie Bank Basic Fixed Home Loan - 3 Year Fixed Rate LVR ≤ 70% (Owner Occupier, P&I)
3.19%
3.23%
$0
$0 p.a.
70%
Get a low interest rate and a mortgage with flexible, basic features. No application or ongoing fees. Requires a 30% deposit.
Enquire now More info
Macquarie Bank Basic Fixed Home Loan - 3 Year Fixed Rate LVR ≤ 70% (Investor, P&I)
Macquarie Bank Basic Fixed Home Loan - 3 Year Fixed Rate LVR ≤ 70% (Investor, P&I)
3.49%
3.53%
$0
$0 p.a.
70%
A principal and interest loan for property investors with a 30% deposit.
Enquire now More info
Macquarie Bank Basic Home Loan - LVR ≤ 80% (Owner Occupier, P&I)
Macquarie Bank Basic Home Loan - LVR ≤ 80% (Owner Occupier, P&I)
3.34%
3.34%
$0
$0 p.a.
80%
Low fee loan with extra repayments. Pay no application and ongoing fees and take advantage of split and redraw options.
Enquire now More info

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Macquarie Bank lender profile

  • Macquarie Bank is part of the global Macquarie Group, and is the largest investment banking group in Australia.
  • Macquarie Bank provides a large set of financial services, from investments and loans to insurance, financial planning and funds management. It has an extensive and diverse range of home loans to suit different borrowers’ requirements.
  • Macquarie Bank also offers a savings account, credit cards and other products.

Macquarie Bank mortgage features

Macquarie Bank provides a large set of financial services, from investments and loans to insurance, financial planning and funds management. It has an extensive and diverse range of home loans to suit different borrowers’ requirements.

FeatureDetails
Deposit sizeYou can borrow up to 80% with most Macquarie Bank product’s, but some of its more competitive offers require a 30% deposit (meaning you can only borrow 70%).
Offset accountMacquarie Bank has specific offset mortgages that come with 100% offset accounts.
Redraw facilityThe Macquarie Bank Offset Home Loan has a fee free redraw facility.
Package offerMacquarie Bank’s package home loans let you earn Qantas Points and other benefits on credit cards and bank accounts.

How do I apply for a Macquarie Bank mortgage?

You can learn more about a specific Macquarie Bank home loans by clicking through to that product's review page. Clicking the Enquire Now button will let you enter your details and start the process of talking to a Macquarie Bank lending specialist.

Eligibility

Each Macquarie Bank product have specific eligibility criteria but some will apply to all products. For example:

  • Age. You must be over 18 years of age.
  • Residency. You should be a resident of Australia.
  • Employment. You should have a regular source of income.

Documents required

When you apply for a mortgage with Macquarie Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:

  • Identification documents. You will need identification such as a driver's license, passport or birth certificate.
  • Proof of income documents. Recent payslips can establish your income.
  • Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).

Detailed guide to home loan applications and paperwork

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Macquarie Bank Basic Fixed Home Loan

Waived application fees and yearly account maintenance charges make the Macquarie Bank Basic Fixed home loan one to think about, if you are in the market for a standard mortgage.

Macquarie Bank Basic Home Loan

Macquarie’s Basic Home Loan is the ideal, no-frills home loan for a straightforward purchase or a cash injection to finance construction, renovations and/or investments.

Macquarie Bank Offset Home Loan Package

Learn more about the Macquarie Bank Offset Home Loan Package and benefit from many great features, a competitive interest rate and flexible loan structure that gives you more control over your mortgage repayments.

Macquarie Bank Offset Flyer Home Loan Package

Compare the features and fees of Macquarie Bank’s Offset Flyer Home Loan Package.

Home Loan Offers

Important Information*
Logo for UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000
UBank UHomeLoan Variable Rate - Discount offer for Owner Occupiers, P&I Borrowing over $200,000

Take advantage of a low-fee mortgage with a special interest rate of just 3.09% p.a. and a 3.09% p.a. comparison rate.

More info
Logo for Athena Variable Home Loan - Refinance (Owner Occupier, P&I)
Athena Variable Home Loan - Refinance (Owner Occupier, P&I)

Low variable rate mortgage for owner occupiers looking to switch. Refinancers only.

More info

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