One of Australia's largest banks, Macquarie offers several mortgages for home buyers and investors, including a Flyer home loan that lets you earn Qantas Points.
Find everything you need to know about Macquarie Bank’s home loans on this page. Skip ahead to the full table of products or read more about Macquarie Bank’s home loans below.
Macquarie Bank's lowest rate for...
- Home buyers. The Macquarie Bank Basic Fixed Home Loan - 3 Year Fixed Rate LVR ≤ 70% (Owner Occupier, P&I) has a 3.69% p.a. interest rate and lets you borrow up to 70%.
- Investors. The Macquarie Bank Basic Fixed Home Loan - 1 Year Fixed Rate LVR ≤ 70% (Investor, P&I) has a 3.99% p.a. interest rate and lets you borrow up to 70%.
Compare Macquarie Bank home loans
Compare Macquarie Bank home loans below. Hit "load more" to see a fuller selection of home loans and hit "Enquire now" to start your application process.
Macquarie Bank lender profile
- Macquarie Bank is part of the global Macquarie Group, and is the largest investment banking group in Australia.
- Macquarie Bank provides a large set of financial services, from investments and loans to insurance, financial planning and funds management. It has an extensive and diverse range of home loans to suit different borrowers’ requirements.
- Macquarie Bank also offers a savings account, credit cards and other products.
Macquarie Bank mortgage features
Macquarie Bank provides a large set of financial services, from investments and loans to insurance, financial planning and funds management. It has an extensive and diverse range of home loans to suit different borrowers’ requirements.
| Feature | Details |
|---|---|
| Deposit size | You can borrow up to 80% with most Macquarie Bank product’s, but some of its more competitive offers require a 30% deposit (meaning you can only borrow 70%). |
| Offset account | Macquarie Bank has specific offset mortgages that come with 100% offset accounts. |
| Redraw facility | The Macquarie Bank Offset Home Loan has a fee free redraw facility. |
| Package offer | Macquarie Bank’s package home loans let you earn Qantas Points and other benefits on credit cards and bank accounts. |
How do I apply for a Macquarie Bank mortgage?
You can learn more about a specific Macquarie Bank home loans by clicking through to that product's review page. Clicking the Enquire Now button will let you enter your details and start the process of talking to a Macquarie Bank lending specialist.
Eligibility
Each Macquarie Bank product have specific eligibility criteria but some will apply to all products. For example:
- Age. You must be over 18 years of age.
- Residency. You should be a resident of Australia.
- Employment. You should have a regular source of income.
Documents required
When you apply for a mortgage with Macquarie Bank you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
- Identification documents. You will need identification such as a driver's license, passport or birth certificate.
- Proof of income documents. Recent payslips can establish your income.
- Asset and liability documents. You need to provide documents showing your current assets (savings accounts, investments) and liabilities (your outstanding debt).
Detailed guide to home loan applications and paperwork
Looking for more mortgage options?
- Big Four banks. Check out home loan rates from Australia's Big Four banks.
- Online lenders. Compare more mortgages from online lenders.
- Non-bank lenders. Compare loans from non-bank lenders.
- Mortgage brokers. Find out how to get free, expert guidance from a mortgage broker.
