Macquarie Bank Home Loans

Rates and fees last updated on

From standard and retirement home loans to loans that let you earn Qantas Points, Macquarie could be worth including in your comparison.

Macquarie Bank Home LoansMacquarie Bank is part of the global Macquarie Group, founded in 1969 in Sydney. It is now a major financial institution not only in Australia, but also internationally. It is the largest investment banking group in Australia and is regulated by the Australian Prudential Regulation Authority (APRA).

Macquarie Bank provides a large range of financial services, from investments and loans to insurance, financial planning and funds management. It has an extensive and diverse range of home loans to suit different borrowers’ requirements.

Compare Macquarie Bank home loans

Rates last updated September 24th, 2017
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
3.79%
3.79%
$0
$0 p.a.
80%
Pay no application and ongoing fees with Macquarie Bank Basic Home Loan.
3.99%
3.84%
$0
$0 p.a.
80%
Borrow up to $750K with this basic 3 years fixed rate home loan.
3.99%
3.99%
$0
$0 p.a.
90%
Borrow up to $5000000 and pay no application fees with this basic loan.
3.99%
4.24%
$0
$398 p.a.
80%
Borrow up to $750K with this 3 years fixed rate home loan make use of the 100% offset account.
3.79%
3.79%
$0
$0 p.a.
80%
Minimum loan amount for this basic home loan is $750001.
3.88%
4.20%
$0
$398 p.a.
80%
Lock in your rate for 2 years when you borrow up to $750K and have access to an offset account.
3.79%
4.19%
$0
$398 p.a.
80%
Has a 100% offset account which helps you save on the amount of interest you pay on your mortgage.
3.99%
4.38%
$0
$398 p.a.
90%
Enjoy a competitive package home loan when you borrow more than $750k.
3.79%
4.19%
$0
$398 p.a.
80%
Macquarie Bank Offset Home Loan Package helps you save on interest with 100% offset account facility.
3.99%
3.99%
$0
$0 p.a.
90%
Borrow up to $750K with an LVR ≤ 90% and pay no application fee.
3.88%
3.81%
$0
$0 p.a.
80%
Enjoy 2 years fixed rate which gives you certainty on your repayments with this basic home loan.
4.39%
4.03%
$0
$0 p.a.
80%
Lock in your rate for 5 years when you borrow up to $750,000 with this basic home loan.
4.39%
4.42%
$0
$398 p.a.
80%
Borrow up to $750K with 5 years lock in rate and make use of the 100% offset account to help you pay your loan off sooner.
3.99%
4.38%
$0
$398 p.a.
90%
Enjoy a an offset account with an LVR of ≤ 90% when you borrow up to $750,000.

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Rates last updated September 24th, 2017
$
Loan purpose
Offset account
Loan type
Your filter criteria do not match any product
Name Product Interest Rate (p.a.) Comp Rate^ (p.a.) Application Fee Ongoing Fees Max LVR Monthly Payment Short Description
4.29%
4.29%
$0
$0 p.a.
80%
A no frills variable rate home loan with flexible repayment options.
4.24%
4.28%
$0
$0 p.a.
80%
Borrowers can borrow up to $750K with 2 years lock in rate for their investment property.
4.54%
4.54%
$0
$0 p.a.
90%
Enjoy a low rate home loan with no application fee when borrowing with an LVR ≤ 90% and up to $750,000.
4.29%
4.68%
$0
$398 p.a.
80%
A home loan that you can borrow more than $750K with a 100% offset account.
4.39%
4.70%
$0
$398 p.a.
80%
Borrow up to $750,000, lock in your rate for 3 years and make use of a 100% offset account.
4.29%
4.68%
$0
$398 p.a.
80%
4.39%
4.32%
$0
$0 p.a.
80%
Investors can be confident in their budgeting by locking in this 3 years fixed rate.
4.54%
4.92%
$0
$398 p.a.
90%
4.54%
4.92%
$0
$398 p.a.
90%
4.24%
4.67%
$0
$398 p.a.
80%
Limited extra repayments allowed that you can also redraw for no extra cost.
4.29%
4.29%
$0
$0 p.a.
80%
Take out a basic home loan for your investment loan with an LVR ≤ 80% when you borrow more than $750K.
4.59%
4.41%
$0
$0 p.a.
80%
A basic investor home loan where you can lock in your rate for 5 years when you borrow up to $750,000.
4.54%
4.54%
$0
$0 p.a.
90%
Enjoy a low rate home loan for your investment property with no application fee when you borrow more than $750K.
4.59%
4.80%
$0
$398 p.a.
80%
Allows restricted extra repayments as well as having a 100% offset account to help you pay off your loan sooner.

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Home loans provided by Macquarie Bank

Basic Home Loan

The Basic package provides competitive interest rates and no account-keeping or annual fees. The loan can be a variable or fixed rate, and offers the option to split the account into up to six sub-accounts on different rates. The Basic Home Loan is available for the purchase of an existing home or for the construction of a new home, with online redraw facilities allowing you to avoid additional fees. Add a Macquarie Visa RateSaver Credit Card and pay no annual fee. The Basic Home Loan

Offset Home Loan Package

The Offset package is a fully transactional home loan with a 100% offset account that can work to reduce your interest. This loan package also has all the features of the Basic package, but with the option of unlimited sub-accounts allowing for flexibility on repayments. The Offset Home Loan Package


Features and benefits of a Macquarie Bank home loan

  • Ability to make additional repayments - Most Macquarie Bank home loans allow you to put extra money towards your home loan. This is one of the best ways to reduce your loan term and pay less in interest.
  • Redraw facilities - Most of the home loans offered by Macquarie Bank also allow you to withdraw additional repayments. This is an extra degree of flexibility which is useful in the event you need extra cash for unforeseen expenses.
  • Interest-only options - You can opt to pay only the interest portion of your repayments each month rather than the interest and the principal. This is useful for investors wanting to increase their cash flow or those wanting to reduce their repayments for a time.
  • Complete online access - A Macquarie Bank home loan gives you complete access to your loan account whenever you need.

What else does Macquarie Bank offer?

Macquarie Bank offers a full suite of financial services. Some of these include:

      • Bank accounts - Macquarie Bank has a cash management account and term deposit account for those looking for a flexible cash hub or those looking to invest.

More About Macquarie Savings and Transaction accounts.

        • Loans - Borrowers can apply for car finance and margin loans which have a range of innovative features, such as a car sourcing service.
        • Credit cards - Macquarie Bank has a range of rewards credit cards and low rate credit cards which have features such as 55 interest-free days and balance transfer promotions.

More About Macquarie Bank Credit Cards

        • Investments - You can put your money to work with managed funds, cash investments and more with Macquarie Bank.

More About Macquarie Bank Investment Solutions

        • International funds transfer - Need to get money overseas, Macquarie offers a range of options.

More About Macquarie Bank International Money Transfers


How to apply for a Macquarie Bank home loan

If you want to find out more about a home loan from Macquarie Bank, you can read more on the review page for the loan product you are interested in. These pages will list the most important information regarding the loan so you can quickly and easily compare it with other loans. If you’d like to apply for a home loan from Macquarie Bank, please contact a mortgage broker or visit the Macquarie Bank website to start the application or make an enquiry. About a Mortgage Broker

Information required

The application form is very detailed and allows for two joint applicants or for an application by a business, corporation or trust. You will need to fill in each mandatory section, which includes your personal details, address, employment details and information about your assets, as well as the type and amount of loan you require. The main documents required are a passport or driver’s licence, and you can send in certified copies of these with the form. If one of Macquarie Bank’s home loan options sounds like a good choice for you, use finder.com.au’s comparison tools to ensure you find the best possible home loan.

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This page was last modified on 13 September 2017 at 12:31pm.

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