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Find everything you need to know about Bankwest home loans on this page. Skip ahead to the full table of products or read more about Bankwest home loans below.
Compare Bankwest home loans below. Hit "load more" to see a fuller selection of home loans and hit "Go to site" to go to Bankwest's website for the selected home loan.
Bankwest offers fixed and variable rate mortgages, with options for home buyers and investors plus package loans that bundle other Bankwest products together.
Feature | Details |
---|---|
Deposit size | Most Bankwest home loans are available with a 10% deposit (90% max insured LVR). Some of their most competitive rates require a 20% deposit. |
Offset account | The Bankwest Complete Home Loan Package Variable comes with a 100% offset account. |
Redraw facility | Most Bankwest products offer fee-free redraw facility. |
Package benefits | The Bankwest Complete Home Loan Package lets you combine a credit card, mortgage and transaction account (with offset) for one annual fee. |
You can learn more about a specific Bankwest mortgage by clicking through to that product's review page. Clicking "Go to site" on the Bankwest comparison table will take you through to the lender's website.
Each Bankwest product have specific eligibility criteria but some will apply to all products. For example:
When you apply for a mortgage with Bankwest you are required to provide certain information so make sure you have all your documents ready before you apply. The documents you will be expected to provide are:
Detailed guide to home loan applications and paperwork
The Bankwest Complete Home Loan Package - Fixed Rate offers flexibility through an offset account, a credit card with no annual fees and an option to make extra repayments.
Save with a Bankwest Premium Select Home Loan and get a generous discount on your home loan.
Do I make an appointment to come into a branch to apply for a home loan
Hi Pidge,
thanks for the question.
You can apply for a home loan in a number of ways. By clicking the ‘Go to Site’ button on this page, you’ll be taken to the Bankwest site where you can apply online, arrange a call back, or make an appointment to apply in person.
I hope this helps,
Marc.
Did Bankwest revise interest rates for home loan after the RBA reduction of 0.25%? Cant find any info.
Hi Alam,
thanks for the question.
Bankwest recently announced a rate reduction of 0.17%, which is effective for existing customers on the Tuesday 19 May.
Cheers,
Marc.
when paying off a mortgage in full, what charges are there
Hi Brown,
Thanks for your question.
If you repay your mortgage early, you will be liable for break fees and discharge costs.
The fees and charges will depend on your loan and how early you paid it off.
You may find this guide to home loan exit fees as your reference to know more about the fees if you want to pay off your loan ahead of time. Remember to revisit the relevant product disclosure statement and terms and conditions of your loan.
Cheers,
Shirley
retired 65 & 63- mortgage free home valuation $600000. impaired credit rating, defaults paid or being paid.
equity release is this possible
Hi Sharon,
Thanks for your question.
Please contact your home loan consultant or the customer service team at Bankwest to enquire about this.
Cheers,
Shirley
HI there
do you guys offer loan on land? will it be home loan or investment loan ?
thanks
Hi Xayn,
Thanks for your question.
Bankwest offers a few home loans if you intend to build a new home, it can be for both investment or purchasing a home.
You may refer to our page and compare construction home loans. Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you.
Cheers,
Shirley
I want to be a Guarantor for my daughter who wants to borrow $335000 to buy a unit in Merrylands. She wants to borrow 100% loan. I have two mortgages with bankwest. No problem with my repayments. Value of my houses $1800000. I owe bankwest on both mortgages $546000. If I can get a loan from the bank I may transfer my loans to a bank that will accept to give my daughter the loan and I am her guarantor. My daughter has permanent job with the department of corrective services on an income of $70000 plus a year.
Hello Joe,
thanks for the question.
You may wish to speak to Bankwest directly regarding this matter, as they’ll be able to help you with the ins and outs of guarantor loans.
Cheers,
Marc.
My 3 year fixed rate with you ends in March 2014. What is the going rate to refinance? At present it is an investment property, but I wish to reside in it if the price is right
Hi Ann,
thanks for the question.
This will depend on the Bankwest loan you choose to refinance to. It may be helpful to contact Bankwest directly regarding rate negotiation.
I hope this helps,
Marc.