Compare Newcastle Permanent savings accounts

Whatever your financial goals are for the future, Newcastle Permanent has a savings plan that could help you meet them.

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Newcastle Permanent

Newcastle Permanent is a customer-owned mutual bank that has been operating around Newcastle, NSW for 120 years. Newcastle Permanent is part of NGM group and offers savings accounts along with home loans, personal loans and more.

Newcastle Permanent savings accounts, transaction accounts and term deposits

Newcastle Permanent savings accounts

7 of 7 results
Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly max rate conditions
Finder score
Maximum Variable Rate p.a.
3.75%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing rate
(conditions apply)
Grow balance
No more than 2 withdrawals
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Finder score
Finder score
Maximum Variable Rate p.a.
4.45%
Standard Variable Rate p.a.
1.00%
Intro/Ongoing
3 month intro rate
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Finder score
Finder score
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $50,001 to $100,000
Grow balance
No more than 2 withdrawals
Aged under 25
An easy way for young savers to earn a solid interest rate without jumping through too many hoops.
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Finder score
Maximum Variable Rate p.a.
1.60%
Standard Variable Rate p.a.
1.60%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance from $250,000
For pensioners, retirees and over 55's
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Finder score
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $0 to $50,000
Grow balance
No more than 2 withdrawals
Aged under 25
An easy way for young savers to earn a solid interest rate without jumping through too many hoops.
More info
Compare product selection
Newcastle Permanent logo
Finder score
Finder score
Maximum Variable Rate p.a.
4.25%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $100,001 to $250,000
Grow balance
No more than 2 withdrawals
Aged under 25
An easy way for young savers to earn a solid interest rate without jumping through too many hoops.
More info
Compare product selection
Newcastle Permanent logo
Finder score
Finder score
Maximum Variable Rate p.a.
4.00%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance from $250,000
Grow balance
No more than 2 withdrawals
Aged under 25
An easy way for young savers to earn a solid interest rate without jumping through too many hoops.
More info
Compare product selection
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Showing 7 of 7 results

How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full breakdown

Want more interest on your savings?

Compare now and find a better rate.

Newcastle Permanent transaction account

5 of 5 results
Finder Score Monthly fee Govt. Guarantee Own network ATM fee Card type
Finder score
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Get $50 cashback when you open a new Everyday Account with code 'bonus50' and make two $5+ card purchases within 30 days. This offer is only available for new customers who live in NSW. T&Cs apply.
$0 monthly fees, unlimited free transactions plus a Visa debit card and digital card.
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Finder score
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
More info
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Newcastle Permanent logo
Finder score
Newcastle Permanent Business Cheque Account
Apple Pay Google Pay
Finder score
Monthly fee
$10
Government Guarantee
Own network ATM fee
$0
Card type
Visa
More info
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Newcastle Permanent logo
Finder score
Newcastle Permanent Club Account
Apple Pay Google Pay
Finder score
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
More info
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Newcastle Permanent logo
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Newcastle Permanent Everyday Youth Account
Apple Pay Google Pay
Finder score
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
More info
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Showing 5 of 5 results

Finder Score for bank accounts

We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.

Read the full methodology

Looking for a better bank account?

Compare everyday accounts and find one that works harder for you.

Newcastle Permanent term deposits

2 of 2 results
Finder Score 3 Mths p.a. 6 Mths p.a. 10 Mths p.a. 12 Mths p.a. 24 Mths p.a.
Finder Score
3 Mths p.a.
3.75%
6 Mths p.a.
4.15%
10 Mths p.a.
3.60%
12 Mths p.a.
4.00%
24 Mths p.a.
3.30%
Lock in a rate as high as 4.15% for 6 months with a minimum $1,000 deposit.
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Finder Score
Newcastle Permanent Business Term Deposit
$1,000 min. deposit
Finder Score
3 Mths p.a.
3.75%
6 Mths p.a.
4.15%
10 Mths p.a.
3.60%
12 Mths p.a.
4.00%
24 Mths p.a.
3.30%
More info
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Showing 2 of 2 results

Finder Score for term deposits

Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.

Read the full methodology

Lock in a great rate

Compare term deposits to grow your savings with confidence.

What are the pros and cons of banking with Newcastle Permanent?

Pros

  • Competitive savings accounts with bonus interest.
  • Free access to Australia-wide rediATMs

Cons

  • Limited branch

How to apply for a Newcastle Permanent savings account

Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.

Sources

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Senior Money Editor

Richard Whitten is Finder’s Senior Money Editor, with over eight years of experience in home loans, property, credit cards and personal finance. His insights appear in top media outlets like Yahoo Finance, Money Magazine, and the Herald Sun, and he frequently offers expert commentary on television and radio, helping Australians navigate mortgages and property ownership. Richard started his career in education and textbook publishing in South Korea. He holds multiple industry certifications, including a Certificate IV in Mortgage Broking (RG 206) and Tier 1 and Tier 2 certifications (RG 146), as well as a Bachelor of Education from the University of Sydney and a Graduate Certificate in Communications from Deakin University. See full bio

Richard's expertise
Richard has written 688 Finder guides across topics including:
  • Home loans
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  • Personal finance
  • Money-saving tips

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