The Newcastle Permanent Everyday Account is a transaction account designed for day-to-day spending, or to use as an offset account against your Newcastle Permanent home loan.
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Newcastle Permanent Everyday Account
- Account keeping fee
- $0
- ATM withdrawal fee
- $0
- Overseas ATM withdrawal fee
- $5
- Overseas transaction fee of transaction value
- 3%
Our verdict
There’s no monthly account keeping fee with the Everyday Account.
This account could be suited to customers with a Newcastle Permanent home loan, as you'll pay no account keeping fees and you can use this as an offset account against your loan. If you like to bank in branches, keep in mind that most of Newcastle Permanent’s bank branches are within the Newcastle region.
Pros
-
No account keeping fee
-
Can choose the colour of your debit card
-
Can use the account to offset a Newcastle Permanent home loan
Cons
-
International transaction fee applies
-
$5 overseas ATM withdrawal fee
Details
Key details
| Product Name | Newcastle Permanent Everyday Account |
| Monthly account fee | $0 |
| Card access | Visa |
| Own network ATM fee | $0 |
| International ATM Fee | $5 |
| International transaction fee | 3% |
| Monthly deposit required to waive account fee | N/A |
| Contactless Payments | Apple Pay, Google Pay |
Eligibility
| Joint account availability | Yes |
| Minimum opening deposit | N/A |
| Residency status | Permanent Australian residents with an Australian address |
Your reviews
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Alison Finder
Editor
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Angus Kidman Finder
October 18, 2023
Newcastle Permanent currently does not offer cardless cash from ATMs, but does let you make payments via its mobile app. Hope this helps.
Wal
August 29, 2018
Is there a limit on the amount of an eftpos transaction, for buying a car for example?
Joshua Finder
August 30, 2018
Hi Wal,
Thanks for getting in touch with finder. I hope all is well with you. :)
Yes, there’s a limit to EFTPOS usage. It’s set to $1,000. The same is true for branch and ATM withdrawals.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Joshua
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Nicole
October 12, 2023
Can I withdraw cash from my account using my wallet or cardless cash