Commonwealth Bank, Westpac, NAB and ANZ are known as Australia's "Big Four" banks. Together these institutions dominate the market. Most Australians have a bank account, credit card or home loan with one or more of the Big Four.
Biggest doesn't necessarily mean best, and there's no simple way to determine which is the best bank in Australia.
However, you can use Finder's monthly top picks and our annual Finder Awards to find some of the best bank accounts and loans on the market.
Every month Finder analyses the bank accounts in our database to find the best bank accounts for different types of customer.
Every month Finder analyses the savings accounts in our database to find the best savings accounts for different types of savers.
This table shows savings accounts rates from the Big Four and many smaller banks. You can sort these accounts from lowest to highest interest rate.
{"userFilters":[{"componentType":"MULTI-SELECT CHECKBOX","options":{"comparator":"contains","includeAllSelection":false,"defaultMatcher":"ANY","values":["Introductory Rate","Minimum Deposit"],"fields":[{"label":"Introductory Rate","value":"Introductory Rate","comparator":"contains"},{"label":"Minimum Deposit","value":"Minimum Deposit","comparator":"contains"}]},"dataSelector":{"recordType":"PRODUCT","fieldCode":"DETAILS.TYPE_SAVINGS"},"dataType":"TEXT","label":"Type","queryParameter":"type","order":0},{"componentType":"SINGLE-SELECT CHECKBOX","options":{"fields":[{"label":"Joint Application Available","fieldCode":"DETAILS.JOINT_APPLICATION","value":1},{"label":"Government Guarantee","fieldCode":"DETAILS.GOVT_GUARANTEED","value":1}]},"dataSelector":{"recordType":"PRODUCT","fieldCode":null},"dataType":null,"label":"Features","queryParameter":"features","order":1},{"componentType":"PROVIDER","options":null,"dataSelector":{"recordType":"PROVIDER","fieldCode":"GENERAL.ID"},"dataType":"UUID","label":"Providers","queryParameter":null,"order":2},{"componentType":"FULL MARKET COMPARISON","options":null,"dataSelector":{"recordType":null,"fieldCode":null},"dataType":null,"label":"Finder Partner","queryParameter":null,"order":3}],"niche":{"currencySymbol":"$","decimalPoint":".","decimalPlaces":"2","thousandsSeparator":","},"prefilled":false}
{"userFilters":[{"componentType":"MULTI-SELECT CHECKBOX","options":{"comparator":"contains","includeAllSelection":false,"defaultMatcher":"ANY","values":["Owner-occupier","Investor"],"fields":[{"label":"Owner-occupier","value":"Owner-occupier","comparator":"contains"},{"label":"Investor","value":"Investor","comparator":"contains"}]},"dataSelector":{"recordType":"VARIANT","fieldCode":"DETAILS.LOAN_PURPOSE"},"dataType":"TEXT","label":"Loan Purpose","queryParameter":"loanpurpose","order":0},{"componentType":"MULTI-SELECT CHECKBOX","options":{"comparator":"contains","includeAllSelection":false,"defaultMatcher":"ANY","values":["Fixed","Variable"],"fields":[{"label":"Fixed","value":"Fixed","comparator":"contains"},{"label":"Variable","value":"Variable","comparator":"contains"}]},"dataSelector":{"recordType":"PRODUCT","fieldCode":"DETAILS.PRODUCT_TYPE"},"dataType":"TEXT","label":"Loan type","queryParameter":"loantype","order":1},{"componentType":"MULTI-SELECT CHECKBOX","options":{"comparator":"contains","includeAllSelection":false,"defaultMatcher":"ANY","values":["5","10","20","30","40"],"fields":[{"label":"less than 5%","value":"5","comparator":"lte"},{"label":"10%","value":"10","comparator":"eq"},{"label":"20%","value":"20","comparator":"eq"},{"label":"30%","value":"30","comparator":"eq"},{"label":"40% or more","value":"40","comparator":"gte"}]},"dataSelector":{"recordType":"VARIANT","fieldCode":"DETAILS.MIN_DEPOSIT"},"dataType":"PERCENTAGE","label":"Min. deposit","queryParameter":null,"order":2},{"componentType":"SINGLE-SELECT CHECKBOX","options":{"fields":[{"label":"Offset account","fieldCode":"FEATURES.MORTGAGE_OFFSET","value":1},{"label":"Redraw facility","fieldCode":"FEATURES.FACILITY_REDRAW","value":1},{"label":"Extra repayments","fieldCode":"FEATURES.EXTRA_PAYMENTS","value":1},{"label":"Cashback","fieldCode":"GENERAL.CASHBACK","value":1},{"label":"Finder award winner","fieldCode":"GENERAL.FINDER_AWARDS_WINNER","value":1}]},"dataSelector":{"recordType":"VARIANT","fieldCode":null},"dataType":null,"label":"Features","queryParameter":"features","order":3},{"componentType":"PROVIDER","options":null,"dataSelector":{"recordType":"PRODUCT","fieldCode":"GENERAL.PROVIDER_ID"},"dataType":"UUID","label":"Lender","queryParameter":null,"order":4}],"niche":{"currencySymbol":"$","decimalPoint":".","decimalPlaces":"2","thousandsSeparator":","},"prefilled":false}