Ubank Spend Account
$0
Monthly fee
Monthly fee
$0
ATM withdrawal fees
ATM withdrawal fees
Visa
Debit Card
Debit Card
The Ubank Spend account is one of the best bank accounts for no fees. Pay no account keeping fees, no local ATM fees at all major bank ATMs, no overseas ATM fees and no foreign transaction fees plus see your other bank accounts, super and investments all within your ubank app for free.
- No account keeping fees
- No overseas ATM fees or foreign transaction fees
- Spending tracking tools
- Access thousands of ATMs in Australia for free
- Apple Pay and Google Pay available
| Rewards program | N/A |
|---|---|
| Annual Fee | $0 |
| Purchase Rate | |
| Welcome offer | |
| Interest-free period | Up to days on purchases |
| Balance transfer | N/A |
| Bonus points |
N/A |
| Rewards points per $ spent | N/A |
| Foreign currency conversion fee |
We live in a real world, how about some list of how the banks answer the telephone, whether their call centres are in Australia or overseas? I am currently with Westpac who have carried out a very underhand move and not publicised it, how do I choose a new bank that cares about its customers?
Hi Dave,
I understand that customer service is one of the deciding factors in choosing a bank. You can explore your options by checking Finder’s list of banks with the highest satisfaction ratings for 2022.
Best,
Alison
Our CBA business bank account has been cmpromised by online fraud more than once and I am not satisfied with the bank. Which bank is the most secure in this area please?
Hi David,
Thank you for getting in touch with Finder.
Sorry to hear about your experience with CBA. Each bank has its own unique way of securing its customers’ accounts. While the chances of a major Australian bank going bust are a lot rarer than they may have been in the past, the Australian Government Guarantee Scheme even guarantees deposits of up to $250,000 in authorised deposit-taking institutions.
In a world where online-only banks and lenders are on the rise, it’s just as important as ever to make sure you deal with a bank you can trust. I suggest that you contact your chosen bank about their security feature to help you decide on changing banks then.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
I am now resident in the UK but have inherited funds in Australia – presently sitting in an account at 0.5%. I have relatives in Australia but no permanent residential address. Are there any accounts that will give a better return for a non-resident? Term deposits are not allowed by my present bank.
Hi Tecmanarthur,
Thank you for reaching out to Finder.
You may compare savings accounts for ex-pats or temporary residents. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!
Cheers,
Reggie
Hi, we want to invest $150,000 in a term deposit to give us the best interest rate, prefer 6 monthly, don’t mind if it is an advance notice etc.
Hi Rsibs,
Thank you for leaving a question.
You may refer to our list of 6-month term deposit account. You may also compare the different interest rates that each bank provides via this page. Kindly review and compare your options on the table displaying the available providers. Once you have chosen a particular provider, you may then click on the “Go to site” button and you will be redirected to the provider’s website where you can proceed with the application or get in touch with their representatives for further inquiries you may have.
Before applying, please ensure that you meet all the eligibility criteria and read through the details of the needed requirements as well as the relevant Product Disclosure Statements/Terms and Conditions when comparing your options before making a decision on whether it is right for you. Hope this helps!
Cheers,
Reggie
I’m referring to the NAB’s savings interest rate, this appears to be an introductory rate for 4 months. Can’t find what it reverts to after.
Hello Lyn,
Thank you for your comment.
You may be referring to the NAB iSaver wherein the maximum variable rate is 2.55% p.a. (combined standard variable rate of 0.50% p.a. and bonus variable rate of 2.05% p.a.) for the first 4 months on balances up to $20,000,000. This will revert to 0.50% p.a. after the introductory period.
Should you wish to have real-time answers to your questions, try our chatbox on the lower right corner of our page.
Regards,
Jhezelyn