Compare MOVE Banking Accounts

Members of the Australian railway industry have been benefiting from exclusive banking products from MOVE Bank for over 40 years.

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MOVE Bank
  • MOVE Bank has been a financial services provider for the Australian railways workforce since 1968. Through them, members can access a number of different banking accounts, each designed to suit a particular need. Employees of the Australian railway industry and their families are welcome to join and take advantage of any of credit union’s financial products and services.
Name Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
MOVE Bank Growth Saver
MOVE Bank logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.10%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $200 each month
  • No withdrawals
  • Balance up to $25,000
MOVE Bank Express Saver Account
MOVE Bank logo
Maximum Variable Rate p.a.
2.75%
Standard Variable Rate p.a.
2.75%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
MOVE Bank Bonus Saver
MOVE Bank logo
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.10%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit minimum $200 each month
  • No withdrawals
  • Balances up to $250,000
MOVE Bank Christmas Saver
MOVE Bank logo
Maximum Variable Rate p.a.
1.50%
Standard Variable Rate p.a.
1.50%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
MOVE Bank Online Saver
MOVE Bank logo
Maximum Variable Rate p.a.
4.40%
Standard Variable Rate p.a.
4.40%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
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Showing 5 of 5 results

Name Monthly fee Govt. Guarantee Own network ATM fee Card type
MOVE Bank Everyday Saver
MOVE Bank logo
Apple Pay Google Pay
Monthly fee
$5
Government Guarantee
Own network ATM fee
$0
Card type
Visa
MOVE Bank Everyday Transaction Account
MOVE Bank logo
Apple Pay Google Pay
Monthly fee
$5
Government Guarantee
Own network ATM fee
$0
Card type
Visa
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Showing 2 of 2 results
Name 3 Mths p.a. 4 Mths p.a. 5 Mths p.a. 6 Mths p.a. 7 Mths p.a. 11 Mths p.a. 12 Mths p.a. 24 Mths p.a.
MOVE Bank Term Deposit
MOVE Bank logo
$5,000 min. deposit$500,000 max. deposit
3 Mths p.a.
4.85%
4 Mths p.a.
4.80%
5 Mths p.a.
4.80%
6 Mths p.a.
4.80%
7 Mths p.a.
4.95%
11 Mths p.a.
4.80%
12 Mths p.a.
4.70%
24 Mths p.a.
4.30%
More Info
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Showing 1 of 1 results
1 - 12 of 185
Name Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
ING Savings Accelerator ($150,000 - $500,000)
ING logo
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
Ideal for higher balances, savers can earn up to 5.4% for the first 4 months and up to 4.7% thereafter. There are no conditions and $0 account-keeping fees.
Rabobank High Interest Savings Account
Rabobank logo
Maximum Variable Rate p.a.
5.60%
Standard Variable Rate p.a.
4.35%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Go to siteView details
Ubank High Interest Save Account
Ubank logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • Savings up to $100,000
Go to siteView details
ING Savings Accelerator ($150,000 - $500,000)
ING logo
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
Macquarie Savings Account
Macquarie Bank logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
5.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Go to siteView details
Suncorp Bank Growth Saver Account
Suncorp Bank logo
Maximum Variable Rate p.a.
5.05%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance by $200 each month (excl. interest)
  • Only 1 withdrawal
  • No balance limit on earning interest
Go to siteView details
Bank of Queensland Simple Saver Account
BOQ logo
Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
4.85%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $5,000,000
Go to siteView details
Newcastle Permanent Smart Saver Account
Newcastle Permanent logo
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance
  • No more than 2 withdrawals
Go to siteView details
ING Savings Maximiser
ING logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 transactions
  • Grow your balance
  • Balances up to $100,000
Go to siteView details
IMB Reward Saver Account
IMB logo
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $50
  • No withdrawals
  • Balances up to $1,000,000
Go to siteView details
Earn up to 3.25% p.a. after the introductory period ends.
Bankwest Easy Saver
Bankwest logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
4.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000.99
Go to siteView details
Rabobank PremiumSaver
Rabobank logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
1.45%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow your balance by $200+ each month
  • Balances up to $250,000
Go to siteView details
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Showing 12 of 13 results

Who is MOVE Bank?

Whether it be an account that takes care of your daily expenses, or a special savings product to see you through Christmas, MOVE Bank services are competitive with what you find at larger banks. Through features such as Internet banking and Visa debit cards linked to your account, you have full access to your savings whenever you want or the option to earn higher interest with limited access through term deposit accounts.

You are able register for the MOVE Internet banking system over the phone to help with managing your finances. You will also be given an access code and a guide that will help you in getting accustomed to banking online. Once set up, you will be able to make transactions through a number of different features.

Notable features include:

  • Around the clock availability and access to your accounts via desktop, mobile or myMOVE Bank APP
  • Funds transfer between your different MOVE Bank accounts
  • Transfer funds to and from other Australian financial institutions
  • Check your balances, transactions, and earned interest on your savings account
  • Use BPAY to pay your bills online
  • Confirm when your pay has been deposited or a cheque has been presented
  • Receive statements electronically

What about the mobile app?

Image Source: App Store
LoginMenuCards

What transaction accounts are offered by MOVE Bank?

  • Everyday Saver. This account allows you to manage your daily finances without any monthly account keeping fee. You have the option of choosing whether you interest is calculated on your daily balance or on the minimum monthly balance.

What high interest savings accounts are offered by MOVE Bank?

  • First Home Saver Club Account. Designed specifically to help you meet your down payment needs, this high interest savings account has no fees and access to your money when you need with no penalty.
  • Christmas Saver. The Christmas Saver gives you an easy way to prepare for the holiday shopping season by allowing you to add to the account during the entire year and have the money, plus the interest earned, transferred to your Everyday Saver on the last day of October.

What term deposits are offered by MOVE Bank?

For a length of time that can range from three months to two years you can earn competitive interest on your savings at a fixed interest rate. The minimum deposit required by MOVE Bank is $5,000 with interest calculated daily and paid to you monthly or at one time when the term deposit reaches maturity.

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What are the pros and cons of banking with MOVE Bank?

Pros

  • Visa debit card. For at call accounts you have the choice of linking a Visa debit card for easy access to your funds.
  • Fees. With most accounts you will not be charged a monthly account-keeping fee.
  • ATM network. The transaction fees are reduced when you use a rediATMs or ATMs in the Westpac or StGeorge networks.
  • Bank@Post. Withdrawals can be made at any one of the thousands of Bank@Post locations found in Australia using your Visa debit card.

Cons

  • Bonus rate conditions apply. In order to receive the bonus interest rate on the First Home Christmas Saver, a minimum monthly deposit must be made, and no withdrawals in the calendar month. Otherwise, only the base interest will be applied to the account.
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How do I apply for a MOVE Bank?

To open an account, you need to submit an application form online. A MOVE Bank representative will be in touch.

Compare other products from MOVE Bank

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Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs. See full bio

More guides on Finder

  • MOVE Bank Growth Saver

    The MOVE Bank Growth Saver account is an online account that lets you earn a competitive rate. Learn more about this high interest savings account.

  • MOVE Bank Term Deposit

    With competitive interest rates and terms ranging from 3 to 24 months, a MOVE Bank Term Deposit can help you reach your financial goals.

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6 Responses

    Default Gravatar
    PhillipOctober 17, 2023

    Does the Move Bank online saver & term deposits allow for SMSF deposits?

      AvatarFinder
      AngusOctober 18, 2023Finder

      These products are designed for individual retail clients, not SMSF clients, according to the Move target market determination (TMD). Hope this helps.

    Default Gravatar
    TaliJuly 18, 2023

    Does Move bank also have government grantee?

      AvatarFinder
      AlisonJuly 21, 2023Finder

      Hi, yes it does.

    Default Gravatar
    albertJuly 21, 2016

    lost debit card in atm transaction ING bank haarlem holland could you help please regards A.Schuurman.

      AvatarFinder
      ClarizzaJuly 22, 2016Finder

      Hi Albert,

      Thanks for your question.

      Sorry to hear about your situation. In this case, it’s best to contact your bank direct to organise cancelling your debit card and sending out a replacement to you.

      Hope this helps.

      Clarizza

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