MOVE Bank
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Compare MOVE Banking Accounts

Members of the Australian railway industry have been benefiting from exclusive banking products from MOVE Bank for over 40 years.

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  • MOVE Bank has been a financial services provider for the Australian railways workforce since 1968. Through them, members can access a number of different banking accounts, each designed to suit a particular need. Employees of the Australian railway industry and their families are welcome to join and take advantage of any of credit union’s financial products and services.
Name Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro Period Government Guarantee Monthly Max Rate Conditions
MOVE Bank Growth Saver
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.10%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance by $200
  • No withdrawals
View details
MOVE Bank Express Saver Account
Maximum Variable Rate p.a.
2.75%
Standard Variable Rate p.a.
2.75%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
View details
MOVE Bank Bonus Saver
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.10%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance by $200
  • No withdrawals
View details
MOVE Bank Christmas Saver
Maximum Variable Rate p.a.
1.50%
Standard Variable Rate p.a.
1.50%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
View details
MOVE Bank Online Saver
Maximum Variable Rate p.a.
4.40%
Standard Variable Rate p.a.
4.40%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
View details
Bank of Heritage Isle Safeguard Account
Maximum Variable Rate p.a.
0.01%
Standard Variable Rate p.a.
0.01%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
View details
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Showing 6 of 6 results

Name Monthly fee Govt. Guarantee Own network ATM fee Card type
MOVE Bank Everyday Saver
Apple Pay Google Pay
Monthly fee
$5
Government Guarantee
Own network ATM fee
$0
Card type
Visa
MOVE Bank Everyday Transaction Account
Apple Pay Google Pay
Monthly fee
$5
Government Guarantee
Own network ATM fee
$0
Card type
Visa
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Showing 2 of 2 results
Name 3 Mths p.a. 4 Mths p.a. 5 Mths p.a. 6 Mths p.a. 7 Mths p.a. 12 Mths p.a. 24 Mths p.a.
MOVE Bank Term Deposit
$5,000 min. deposit$500,000 max. deposit
3 Mths p.a.
4.85%
4 Mths p.a.
4.75%
5 Mths p.a.
5.10%
6 Mths p.a.
5.00%
7 Mths p.a.
4.90%
12 Mths p.a.
4.90%
24 Mths p.a.
4.70%
More Info
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Showing 1 of 1 results
Name Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro Period Government Guarantee Monthly Max Rate Conditions
Bank of Queensland Future Saver Account - 14 to 35 years
Finder Award
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.05%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 eligible transactions
Go to siteView details
Macquarie Savings Account
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
4.75%
Intro Period
4 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Bendigo Bank Reward Saver
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
0.30%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow your balance
  • Requires Bendigo transaction account
Go to siteView details
ING Savings Maximiser
Finder Award
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 transactions
  • Grow your balance
Go to siteView details
ING Savings Accelerator ($150,000 - $500,000)
Maximum Variable Rate p.a.
5.20%
Standard Variable Rate p.a.
4.70%
Intro Period
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
Australian Unity Freedom Saver ($50,000 - $250,000)
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
5.10%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Rabobank High Interest Savings Account
Maximum Variable Rate p.a.
5.75%
Standard Variable Rate p.a.
4.40%
Intro Period
4 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Newcastle Permanent Online Savings Account
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
1.00%
Intro Period
3 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Bank of Queensland Simple Saver Account
Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
4.85%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Ubank High Interest Save Account
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.10%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $200
Go to siteView details
St.George Maxi Saver
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
1.10%
Intro Period
3 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Max Variable Rate includes 0.35% p.a. for 3 months for new customers who apply online
AMP Saver Account
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
1.20%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1000 in previous month
Go to siteView details
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Showing 12 of 15 results

Who is MOVE Bank?

Whether it be an account that takes care of your daily expenses, or a special savings product to see you through Christmas, MOVE Bank services are competitive with what you find at larger banks. Through features such as Internet banking and Visa debit cards linked to your account, you have full access to your savings whenever you want or the option to earn higher interest with limited access through term deposit accounts.

You are able register for the MOVE Internet banking system over the phone to help with managing your finances. You will also be given an access code and a guide that will help you in getting accustomed to banking online. Once set up, you will be able to make transactions through a number of different features.

Notable features include:

  • Around the clock availability and access to your accounts via desktop, mobile or myMOVE Bank APP
  • Funds transfer between your different MOVE Bank accounts
  • Transfer funds to and from other Australian financial institutions
  • Check your balances, transactions, and earned interest on your savings account
  • Use BPAY to pay your bills online
  • Confirm when your pay has been deposited or a cheque has been presented
  • Receive statements electronically

What about the mobile app?

Image Source: App Store
LoginMenuCards

What transaction accounts are offered by MOVE Bank?

  • Everyday Saver. This account allows you to manage your daily finances without any monthly account keeping fee. You have the option of choosing whether you interest is calculated on your daily balance or on the minimum monthly balance.

What high interest savings accounts are offered by MOVE Bank?

  • First Home Saver Club Account. Designed specifically to help you meet your down payment needs, this high interest savings account has no fees and access to your money when you need with no penalty.
  • Christmas Saver. The Christmas Saver gives you an easy way to prepare for the holiday shopping season by allowing you to add to the account during the entire year and have the money, plus the interest earned, transferred to your Everyday Saver on the last day of October.

What term deposits are offered by MOVE Bank?

For a length of time that can range from three months to two years you can earn competitive interest on your savings at a fixed interest rate. The minimum deposit required by MOVE Bank is $5,000 with interest calculated daily and paid to you monthly or at one time when the term deposit reaches maturity.

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What are the pros and cons of banking with MOVE Bank?

Pros

  • Visa debit card. For at call accounts you have the choice of linking a Visa debit card for easy access to your funds.
  • Fees. With most accounts you will not be charged a monthly account-keeping fee.
  • ATM network. The transaction fees are reduced when you use a rediATMs or ATMs in the Westpac or StGeorge networks.
  • Bank@Post. Withdrawals can be made at any one of the thousands of Bank@Post locations found in Australia using your Visa debit card.

Cons

  • Bonus rate conditions apply. In order to receive the bonus interest rate on the First Home Christmas Saver, a minimum $200 monthly deposit must be made, and no withdrawals in the calendar month. Otherwise, only the base interest will be applied to the account.
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How do I apply for a MOVE Bank?

To open an account, you need to submit an application form online. A MOVE Bank representative will be in touch.

More guides on Finder

  • MOVE Bank Growth Saver

    The MOVE Bank Growth Saver account is an online account that lets you earn a competitive rate. Learn more about this high interest savings account.

  • MOVE Bank Term Deposit

    With competitive interest rates and terms ranging from 3 to 24 months, a MOVE Bank Term Deposit can help you reach your financial goals.

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6 Responses

    Default Gravatar
    PhillipOctober 17, 2023

    Does the Move Bank online saver & term deposits allow for SMSF deposits?

      AvatarFinder
      AngusOctober 18, 2023Finder

      These products are designed for individual retail clients, not SMSF clients, according to the Move target market determination (TMD). Hope this helps.

    Default Gravatar
    TaliJuly 18, 2023

    Does Move bank also have government grantee?

      AvatarFinder
      AlisonJuly 21, 2023Finder

      Hi, yes it does.

    Default Gravatar
    albertJuly 21, 2016

    lost debit card in atm transaction ING bank haarlem holland could you help please regards A.Schuurman.

      AvatarFinder
      ClarizzaJuly 22, 2016Finder

      Hi Albert,

      Thanks for your question.

      Sorry to hear about your situation. In this case, it’s best to contact your bank direct to organise cancelling your debit card and sending out a replacement to you.

      Hope this helps.

      Clarizza

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