The Finder app is here! 🥳

Get your savings sorted.

Compare MOVE Banking Accounts

Members of the Australian railway industry have been benefiting from exclusive banking products from MOVE Bank for over 40 years.


  • MOVE Bank has been a financial services provider for the Australian railways workforce since 1968. Through them, members can access a number of different banking accounts, each designed to suit a particular need. Employees of the Australian railway industry and their families are welcome to join and take advantage of any of credit union’s financial products and services.
    Data indicated here is updated regularly
    Name Product 3 Mths p.a. 4 Mths p.a. 5 Mths p.a. 6 Mths p.a. 7 Mths p.a. 12 Mths p.a. 24 Mths p.a.
    MOVE Bank Term Deposit
    A Term Deposit Account that earn you a competitive interest rate.

    Compare up to 4 providers

    Data indicated here is updated regularly
    Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned Product Description
    Rabobank Online Savings High Interest Savings Account
    $0 / $0
    Maximum variable rate of 2.25% p.a. for 4 months, reverting to a rate of 0.80% p.a. No deposit or withdrawal conditions. Available on balances below $250,000
    Bank of Queensland Fast Track Saver Account
    $0 / $0
    Ongoing, variable 1.85% p.a. when you link to an BOQ Day2Day Plus Account, deposit $1,000+ into the Day2Day account each month from an external account and make 5+ eligible transactions per month. Available on balances up to $250,000.
    ME Online Savings Account
    $0 / $0
    Ongoing, variable 1.80% p.a. rate when you link to a ME Everyday Transaction account and have at least four tap & go purchases with your Debit Mastercard processed each month. Available on balances up to $250,000.
    Bankwest Hero Saver
    $0 / $0
    Ongoing, variable 1.25% p.a. rate when you deposit at least $200 each month and make no withdrawals. Available on balances up to $250,000.

    Compare up to 4 providers

    Who is MOVE Bank?

    Whether it be an account that takes care of your daily expenses, or a special savings product to see you through Christmas, MOVE Bank services are competitive with what you find at larger banks. Through features such as Internet banking and Visa debit cards linked to your account, you have full access to your savings whenever you want or the option to earn higher interest with limited access through term deposit accounts.

    You are able register for the MOVE Internet banking system over the phone to help with managing your finances. You will also be given an access code and a guide that will help you in getting accustomed to banking online. Once set up, you will be able to make transactions through a number of different features.

    Notable features include:

    • Around the clock availability and access to your accounts via desktop, mobile or myMOVE Bank APP
    • Funds transfer between your different MOVE Bank accounts
    • Transfer funds to and from other Australian financial institutions
    • Check your balances, transactions, and earned interest on your savings account
    • Use BPAY to pay your bills online
    • Confirm when your pay has been deposited or a cheque has been presented
    • Receive statements electronically
    Back to top

    What about the mobile app?

    Image Source: App Store

    What transaction accounts are offered by MOVE Bank?

    • Everyday Saver. This account allows you to manage your daily finances without any monthly account keeping fee. You have the option of choosing whether you interest is calculated on your daily balance or on the minimum monthly balance.

    What high interest savings accounts are offered by MOVE Bank?

    • Express Saver. Keep your savings aside from your everyday money and earn the highest at call interest rate available. You can open this account with as little as one dollar and access your savings at any time you need to.
    • First Home Saver Club Account. Designed specifically to help you meet your down payment needs, this high interest savings account has no fees and access to your money when you need with no penalty.
    • Christmas Saver. The Christmas Saver gives you an easy way to prepare for the holiday shopping season by allowing you to add to the account during the entire year and have the money, plus the interest earned, transferred to your Everyday Saver on the last day of October.

    What term deposits are offered by MOVE Bank?

    For a length of time that can range from three months to two years you can earn competitive interest on your savings at a fixed interest rate. The minimum deposit required by MOVE Bank is $5,000 with interest calculated daily and paid to you monthly or at one time when the term deposit reaches maturity.

    Back to top

    What are the pros and cons of banking with MOVE Bank?


    • Visa debit card. For at call accounts you have the choice of linking a Visa debit card for easy access to your funds.
    • Fees. With most accounts you will not be charged a monthly account-keeping fee.
    • ATM network. The transaction fees are reduced when you use a rediATMs or ATMs in the Westpac or StGeorge networks.
    • Bank@Post. Withdrawals can be made at any one of the thousands of Bank@Post locations found in Australia using your Visa debit card.


    • Bonus rate conditions apply. In order to receive the bonus interest rate on the Express Saver and First Home Christmas Saver, a minimum $200 monthly deposit must be made, and no withdrawals in the calendar month. Otherwise, only the base interest will be applied to the account.
    Back to top

    How do I apply for a MOVE Bank?

    To open an account, you need to submit an application form online. A MOVE Bank representative will be in touch.

  • Ask an Expert

    You are about to post a question on

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.

    2 Responses

    1. Default Gravatar
      albert schuurmanJuly 21, 2016

      lost debit card in atm transaction ING bank haarlem holland could you help please regards A.Schuurman.

      • Avatarfinder Customer Care
        ClarizzaJuly 22, 2016Staff

        Hi Albert,

        Thanks for your question.

        Sorry to hear about your situation. In this case, it’s best to contact your bank direct to organise cancelling your debit card and sending out a replacement to you.

        Hope this helps.


    Ask a question
    Go to site