Compare MOVE Banking Accounts

Members of the Australian railway industry have been benefiting from exclusive banking products from MOVE Bank for over 40 years.


MOVE Bank has been a financial services provider for the Australian railways workforce since 1968. Through them, members can access a number of different banking accounts, each designed to suit a particular need. Employees of the Australian railway industry and their families are welcome to join and take advantage of any of credit union’s financial products and services.

Rates last updated August 23rd, 2019
Name Product 3 Mths p.a. 4 Mths p.a. 6 Mths p.a. 7 Mths p.a. 12 Mths p.a. 24 Mths p.a. Interest Earned
MOVE Bank Term Deposit

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Rates last updated August 23rd, 2019
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit Interest Earned Product Description
Rabobank Online Savings High Interest Savings Account
$0 / $0
Maximum variable rate of 2.75% p.a. for 4 months, reverting to a rate of 1.30% p.a. No deposit or withdrawal conditions. Available on balances below $250,000
UBank USaver
2019 Winner
UBank USaver
$0 / $0
Ongoing, variable 2.41% p.a. when you link your USaver account to a UBank Ultra transaction account and transfer at least $200 per month into either account. The linked transaction account has no monthly fees and no international fees. Bonus interest available on balances up to $200,000.
AMP Saver Account
$0 / $0
Introductory rate of 2.75% p.a. for 4 months, reverting to a rate of 1.65% p.a. The bonus rate offer is for new AMP Saver customers only, and applies to the first $250,000 deposited.
HSBC Flexi Saver Account
$0 / $0
Ongoing, variable 2.15% p.a. when you grow your balance by $300+ per month. Earn bonus interest even if you make withdrawals during the month. Available on balances up to $5,000,000.
Suncorp Growth Saver Account
$0 / $0
Ongoing, variable 2.05% p.a. when you make a total deposit of at least $200 and make no more than one withdrawal. Available on the entire balance.

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Who is MOVE Bank?

Whether it be an account that takes care of your daily expenses, or a special savings product to see you through Christmas, MOVE Bank services are competitive with what you find at larger banks. Through features such as Internet banking and Visa debit cards linked to your account, you have full access to your savings whenever you want or the option to earn higher interest with limited access through term deposit accounts.

You are able register for the MOVE Internet banking system over the phone to help with managing your finances. You will also be given an access code and a guide that will help you in getting accustomed to banking online. Once set up, you will be able to make transactions through a number of different features.

Notable features include:

  • Around the clock availability and access to your accounts via desktop, mobile or myMOVE Bank APP
  • Funds transfer between your different MOVE Bank accounts
  • Transfer funds to and from other Australian financial institutions
  • Check your balances, transactions, and earned interest on your savings account
  • Use BPAY to pay your bills online
  • Confirm when your pay has been deposited or a cheque has been presented
  • Receive statements electronically
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What about the mobile app?

Image Source: App Store
Menu Transfer Cards

What transaction accounts are offered by MOVE Bank?

  • Everyday Saver. This account allows you to manage your daily finances without any monthly account keeping fee. You have the option of choosing whether you interest is calculated on your daily balance or on the minimum monthly balance.
  • Budget Saver. Using a fee-free structure, you can set aside the money you need to take care of your continuing expenses like home loan payments or your utility bills. This account also pays interest on the balance which is calculated on your minimum monthly balance and paid at the end of each month.

What high interest savings accounts are offered by MOVE Bank?

  • Christmas Saver. The Christmas Saver gives you an easy way to prepare for the holiday shopping season by allowing you to add to the account during the entire year and have the money, plus the interest earned, transferred to your Everyday Saver on the last day of October.
  • Express Saver. Keep your savings aside from your everyday money and earn the highest at call interest rate available. You can open this account with as little as one dollar and access your savings at any time you need to.
  • First Home Saver Club Account. Designed specifically to help you meet your down payment needs, this high interest savings account has no fees and access to your money when you need with no penalty.

What term deposits are offered by MOVE Bank?

For a length of time that can range from three months to two years you can earn competitive interest on your savings at a fixed interest rate. The minimum deposit required by MOVE Bank is $5,000 with interest calculated daily and paid to you monthly or at one time when the term deposit reaches maturity.

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What are the pros and cons of banking with MOVE Bank?


  • Visa debit card. For at call accounts you have the choice of linking a Visa debit card for easy access to your funds.
  • Fees. With most accounts you will not be charged a monthly account-keeping fee.
  • ATM network. The transaction fees are reduced when you use a rediATMs or ATMs in the Westpac or StGeorge networks.
  • Bank@Post. Withdrawals can be made at any one of the thousands of Bank@Post locations found in Australia using your Visa debit card.


  • Debit card fees. You will have to pay an extra monthly fee for a linked Visa debit card.
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How do I apply for a MOVE Bank?

To open an account, you need to submit an application form online. A MOVE Bank representative will be in touch.

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2 Responses

  1. Default Gravatar
    albert schuurmanJuly 21, 2016

    lost debit card in atm transaction ING bank haarlem holland could you help please regards A.Schuurman.

    • Avatarfinder Customer Care
      ClarizzaJuly 22, 2016Staff

      Hi Albert,

      Thanks for your question.

      Sorry to hear about your situation. In this case, it’s best to contact your bank direct to organise cancelling your debit card and sending out a replacement to you.

      Hope this helps.


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