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MOVE Bank has been a financial services provider for the Australian railways workforce since 1968. Through them, members can access a number of different banking accounts, each designed to suit a particular need. Employees of the Australian railway industry and their families are welcome to join and take advantage of any of credit union’s financial products and services.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Whether it be an account that takes care of your daily expenses, or a special savings product to see you through Christmas, MOVE Bank services are competitive with what you find at larger banks. Through features such as Internet banking and Visa debit cards linked to your account, you have full access to your savings whenever you want or the option to earn higher interest with limited access through term deposit accounts.
You are able register for the MOVE Internet banking system over the phone to help with managing your finances. You will also be given an access code and a guide that will help you in getting accustomed to banking online. Once set up, you will be able to make transactions through a number of different features.
Notable features include:
Around the clock availability and access to your accounts via desktop, mobile or myMOVE Bank APP
Funds transfer between your different MOVE Bank accounts
Transfer funds to and from other Australian financial institutions
Check your balances, transactions, and earned interest on your savings account
Use BPAY to pay your bills online
Confirm when your pay has been deposited or a cheque has been presented
Receive statements electronically
What about the mobile app?
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What transaction accounts are offered by MOVE Bank?
Everyday Saver. This account allows you to manage your daily finances without any monthly account keeping fee. You have the option of choosing whether you interest is calculated on your daily balance or on the minimum monthly balance.
What high interest savings accounts are offered by MOVE Bank?
First Home Saver Club Account. Designed specifically to help you meet your down payment needs, this high interest savings account has no fees and access to your money when you need with no penalty.
Christmas Saver. The Christmas Saver gives you an easy way to prepare for the holiday shopping season by allowing you to add to the account during the entire year and have the money, plus the interest earned, transferred to your Everyday Saver on the last day of October.
What term deposits are offered by MOVE Bank?
For a length of time that can range from three months to two years you can earn competitive interest on your savings at a fixed interest rate. The minimum deposit required by MOVE Bank is $5,000 with interest calculated daily and paid to you monthly or at one time when the term deposit reaches maturity.
What are the pros and cons of banking with MOVE Bank?
Pros
Visa debit card. For at call accounts you have the choice of linking a Visa debit card for easy access to your funds.
Fees. With most accounts you will not be charged a monthly account-keeping fee.
ATM network. The transaction fees are reduced when you use a rediATMs or ATMs in the Westpac or StGeorge networks.
Bank@Post. Withdrawals can be made at any one of the thousands of Bank@Post locations found in Australia using your Visa debit card.
Cons
Bonus rate conditions apply. In order to receive the bonus interest rate on the First Home Christmas Saver, a minimum $200 monthly deposit must be made, and no withdrawals in the calendar month. Otherwise, only the base interest will be applied to the account.
Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs.
Sorry to hear about your situation. In this case, it’s best to contact your bank direct to organise cancelling your debit card and sending out a replacement to you.
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Does the Move Bank online saver & term deposits allow for SMSF deposits?
These products are designed for individual retail clients, not SMSF clients, according to the Move target market determination (TMD). Hope this helps.
Does Move bank also have government grantee?
Hi, yes it does.
lost debit card in atm transaction ING bank haarlem holland could you help please regards A.Schuurman.
Hi Albert,
Thanks for your question.
Sorry to hear about your situation. In this case, it’s best to contact your bank direct to organise cancelling your debit card and sending out a replacement to you.
Hope this helps.
Clarizza