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Australian Unity

Australian Unity savings and bank accounts

Here's a list of Australian Unity savings, transaction and term deposit accounts as well as details on the different ways to do your banking.

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Australian Unity savings, transaction and term deposit accounts

1 - 1 of 1
Name Product Contactless Payments Instant Payments Own network ATM fee Monthly account fee
Australian Unity Healthy Banking Everyday Account
Google Pay, Apple Pay, Samsung Pay
Osko, PayID
$0
$0
No monthly account keeping fees and no ATM fees when using any CommBank, NAB, ANZ or Westpac ATM.
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1 - 5 of 5
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro Period Government Guarantee Monthly Max Rate Conditions
Australian Unity Active Saver
Australian Unity Active Saver
1.20%
0.01%
Ongoing
  • Deposit $250
  • No withdrawals
Deposit $250, No withdrawals.
Australian Unity Easy Saver
Australian Unity Easy Saver
1.30%
0.01%
4 months
  • N/A
N/A
Australian Unity Kids Saver
Australian Unity Kids Saver
2.00%
1%
Ongoing
  • Deposit $5
  • No withdrawals
Deposit $5 , No withdrawals.
Australian Unity Freedom Saver
Australian Unity Freedom Saver
0.80%
0.8%
Ongoing
  • N/A
N/A
Australian Unity SMSF Cash Management Account
Australian Unity SMSF Cash Management Account
0.30%
0.3%
Ongoing
  • N/A
N/A
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1 - 2 of 2
Name Product 3 Mths p.a. 4 Mths p.a. 5 Mths p.a. 6 Mths p.a. 7 Mths p.a. 12 Mths p.a. 24 Mths p.a.
Australian Unity Term Deposit
Australian Unity Term Deposit
0.90%
0.85%
0.85%
0.95%
0.95%
1.70%
2.35%
Australian Unity SMSF Term Deposit
Australian Unity SMSF Term Deposit
0.85%
0.80%
0.80%
0.85%
0.85%
1.35%
1.55%
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1 - 1 of 1
Name Product Contactless Payments Instant Payments Own network ATM fee Monthly account fee
Australian Unity Healthy Banking Everyday Account
Google Pay, Apple Pay, Samsung Pay
Osko, PayID
$0
$0
No monthly account keeping fees and no ATM fees when using any CommBank, NAB, ANZ or Westpac ATM.
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1 - 5 of 5
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro Period Government Guarantee Monthly Max Rate Conditions
Australian Unity Active Saver
Australian Unity Active Saver
1.20%
0.01%
Ongoing
  • Deposit $250
  • No withdrawals
Deposit $250, No withdrawals.
Australian Unity Easy Saver
Australian Unity Easy Saver
1.30%
0.01%
4 months
  • N/A
N/A
Australian Unity Kids Saver
Australian Unity Kids Saver
2.00%
1%
Ongoing
  • Deposit $5
  • No withdrawals
Deposit $5 , No withdrawals.
Australian Unity Freedom Saver
Australian Unity Freedom Saver
0.80%
0.8%
Ongoing
  • N/A
N/A
Australian Unity SMSF Cash Management Account
Australian Unity SMSF Cash Management Account
0.30%
0.3%
Ongoing
  • N/A
N/A
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1 - 2 of 2
Name Product 3 Mths p.a. 4 Mths p.a. 5 Mths p.a. 6 Mths p.a. 7 Mths p.a. 12 Mths p.a. 24 Mths p.a.
Australian Unity Term Deposit
Australian Unity Term Deposit
0.90%
0.85%
0.85%
0.95%
0.95%
1.70%
2.35%
Australian Unity SMSF Term Deposit
Australian Unity SMSF Term Deposit
0.85%
0.80%
0.80%
0.85%
0.85%
1.35%
1.55%
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1 - 9 of 9
Name Product Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro Period Government Guarantee Monthly Max Rate Conditions
Virgin Money Boost Saver (25+ year olds)
Virgin Money Boost Saver (25+ year olds)
2.00%
0.05%
Ongoing
  • Deposit $2,000
  • 5 Go account purchases
  • 32 days' notice to withdraw (Lock Saver Feature)
Deposit $2,000, 5 Go account purchases, 32 days' notice to withdraw (Lock Saver Feature).
Earn up to 1.50% p.a. when Lock Saver Feature isn't enabled
Ubank Save Account
Ubank Save Account
1.85%
0.1%
Ongoing
  • Deposit $200
Deposit $200.
MyState Bank Bonus Saver Account
MyState Bank Bonus Saver Account
1.60%
0.05%
Ongoing
  • Deposit $20
  • 5 debit card purchases
Deposit $20, 5 debit card purchases.
Virgin Money Boost Saver (18-24 year olds)
Virgin Money Boost Saver (18-24 year olds)
2.00%
0.05%
Ongoing
  • Deposit $1,000
  • 5 Go account purchases
  • 32 days' notice to withdraw (Lock Saver Feature)
Deposit $1,000, 5 Go account purchases, 32 days' notice to withdraw (Lock Saver Feature).
Earn up to 1.50% p.a. when Lock Saver Feature isn't enabled
Rabobank High Interest Savings Account
Rabobank High Interest Savings Account
2.10%
1%
4 months
  • N/A
N/A.
Virgin Money Grow Saver
Virgin Money Grow Saver
1.50%
0.05%
Ongoing
  • No more than 1 deposit
  • 32 days' notice for withdrawals (Lock Saver)
No more than 1 deposit , 32 days' notice for withdrawals (Lock Saver) .
Commonwealth Bank NetBank Saver
Commonwealth Bank NetBank Saver
0.80%
0.3%
5 months
  • N/A
N/A.
NAB iSaver
NAB iSaver
0.80%
0.3%
4 months
  • N/A
N/A.
Citibank Online Saver
Citibank Online Saver
2.10%
1.1%
4 months
  • N/A
N/A.
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Quick facts about Australian Unity

  • Australian Unity has been operating for more than 180 years
  • Australian Unity is a national, member-owned organisation that provides banking, insurance, healthcare and assisted living services
  • As well as day-to-day banking products, Australian Unity offers a range of investment products and solutions too

Accounts offered by Australian Unity

Australian Unity offers a number of different personal accounts as you can see in the table over. Here's a brief snapshot of its primary bank account and savings account offer.

Australian Unity Healthy Banking Everyday Account

This is a low-cost, flexible everyday bank account that charges no monthly account keeping fees and has no ongoing deposit requirements to meet. You can access your money using the linked Visa Debit Card, at ATMs, EFTPOS or online.

Read our full review of the Australian Unity Healthy Banking Everyday Account.

Australian Unity Active Saver

This a a bonus saver account that rewards you with bonus interest every month you deposit at least $250 and make no withdrawals. It's designed to help you save money, unlike the Healthy Banking Everyday Account which is designed to help you make day-to-day transactions and pay bills.

Read our full review of the Australian Unity Active Saver Account.

Different ways to bank with Australian Unity

Australian Unity has no bank branches, however it offers a few different ways to do your banking.

Australian Unity ATM network

Australian Unity customer can access more than 3,500 rediATMs in Australia with no withdrawal fees. Customers can also use their Australian debit cards to withdraw cash for free at more than 10,000 CommBank, NAB, Westpac and ANZ ATMs throughout Australia.

Bank@Post

Australian Unity doesn't have any branches. Instead, if you need to deposit cash into your Australian Unity account, you can do this at a participating Australia Post shop using Bank@Post.

Internet and mobile banking

Customers can access the Internet banking portal 24/7 to review transactions and balances, see more detailed transaction data, pay bills, transfer money between accounts and make BPAY payments. You can also view and download your statements and open new Australian Unity bank accounts.

The AU Banking app is free to download, and has a 2.2 star rating in the App Store and a 3 star rating in the Google Play store. You can do your day-to-day digital banking using the app 24/7.

Phone banking

You can contact Australian Unity over the phone on 1300 790 740 for help with day-to-day banking, to make transactions, pay bills or check your balance.

Australian Unity contactless payment options

You can male purchases with Apple Pay, Google Pay and Samsung Pay.

Pros and cons of banking with Australian Unity

The pros

  • No account keeping fees
  • Access to free ATMs using the reiATM network
  • Discounts on other products, like Australian Unity health insurance

The cons

  • No bank branches
  • Australian Unity doesn't have its own ATM network

How to apply for an Australian Unity account online

You can apply for a new account online in less than 10 minutes. Just make sure you meet the eligibility criteria and have the necessary documents handy before you start your application.

Eligibility

  • You're over 18 years old
  • You're an Australian resident for tax purposes
  • You have an Australian phone number and residential address

Documentation

  • Personal details like your name, date of birth, residential address, phone number and email address
  • ID documents such as your driver's licence, Medicare card, passport or proof-of-age card

If you haven't found what you're looking for yet, you can compare a wide range of additional savings accounts and bank accounts from other providers with Finder.

More guides on Finder

  • Australian Unity Active Saver

    The Australian Unity Active Saver is a reward saver account that pays bonus interest when you deposit at least $250 a month and don’t make any withdrawals. Find out more about the features of this account in this handy guide.

  • Australian Unity Healthy Banking Everyday Account

    The Australian Unity Healthy Banking Everyday account offers easy access to your funds 24/7 and smartphone tap-and-pay functionality.

  • Australian Unity Easy Saver

    The Australian Unity Easy Saver allows you to earn a short-term bonus interest rate on your savings balance with no strings attached.

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4 Responses

  1. Default Gravatar
    BernardFebruary 12, 2019

    How do I apply for an easy savers account,is there a form I have
    to fill in,or an address that I could write to perhaps a phone
    number.
    Bernard

    • Default Gravatar
      NikkiFebruary 13, 2019

      Hi Bernard,

      Thanks for getting in touch! To apply for the Easy Savers account, go to the providers website and apply online. The process can take as little as five minutes to complete, and your account will be created within just three business days. There is no address or phone number. Make sure you watch out for the eligibility requirements of the card to before applying. Hope this helps!

      Best,
      Nikki

  2. Default Gravatar
    BarryAugust 28, 2018

    Are the Australian Unity banking products covered by the Federal Gov’t guarantee?

    • Avatarfinder Customer Care
      JhezAugust 28, 2018Staff

      Hello Barry,

      Thank you for your comment.

      Yes, Australian Unity is covered by the Australian Government guarantee on deposits covering up to $250,000 per person.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.

      Regards,
      Jhezelyn

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