Australian Unity Credit Cards
An Australian Unity credit card offers simple, low-cost features and can be used anywhere Visa is accepted.
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Australian Unity is a member-owned bank that's part of Australian Unity Limited, which has been operating for over 180 years. It offers one credit card, the Australian Unity Low Rate Visa, which offers a low interest rate for purchases, competitive annual fee and can be added to Apple Pay, Google Pay and Samsung Pay.
The Australian Unity Low Rate Visa Credit Card has a 9.9% p.a. interest rate for purchases, which is around 10 percentage points lower than the average standard credit card interest rate in Australia according to Reserve Bank of Australia (RBA) data. Its $59 p.a. annual fee is also competitive with other low rate credit cards.
You can tap to pay with an Australian Unity Low Rate Visa Credit Card and won't need to enter a PIN if your purchase is under $100. If you have Apple Pay, Google Pay or Samsung Pay, you can also add this card and shop straight from your mobile phone or device.
Australian Unity credit cards offer Vigil 24/7 security monitoring to help detect and prevent fraud. Visa's Zero Liability Policy also offers cover for unauthorised or fraudulent transactions. And when you're shopping online, you'll get an added level of security with Visa Secure.
You can use an Australian Unity Bank credit card in over 200 countries and territories around the world, anywhere Visa is accepted. It also gives you access to deals on shopping, travel, dining and entertainment through Visa Offers + Perks.
Australian Unity offers internet banking and a mobile app, which gives you a way to check your balance, make payments and put a temporary lock on your card.
You can apply for an Australian Unity credit card online in around 5-10 minutes. Before you get started, make sure you meet the eligibility requirements and have all the relevant documents and details on hand.
If you have any questions about the application, call Australian Unity on 1300 790 740. You can also check out Finder's credit card application tips to help improve your change of approval.
If you want a card from a member-owned bank, here are 3 other credit card providers you could compare with Australian Unity:
Want to compare a wider range of credit cards? Check out the latest offers for rewards, balance transfers, low rates and more.
Australian Unity Low Rate Visa Credit Card comes with a low annual fee of $59, a low ongoing interest rate on purchases and up to 4 free additional cardholders.