Australian Unity Travel Insurance

Australian Unity teams up with WorldCare and Allianz to give you 7 different travel insurance options.

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Travel insurance rules continue to change as a result of the pandemic. Some information may not be accurate at this time. It’s even more important to double-check all details that matter to you before taking out cover. Please note:
    • Some policies may not be available through Finder at this time
    • It’s unlikely that your policy will cover expenses from border closures
    With over 175 years of experience, Australian Unity is among the country's oldest mutual companies. They have now partnered up with Worldcare to provide travel insurance.

    You can choose from 7 different policy options, from basic to comprehensive, with higher limits for couples and families. You can also get non-medical, domestic and returning residents cover. Find out more below.

    Australian Unity travel insurance is not currently available through Finder. You can visit their website at for more information or compare alternative options available below.

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    warning Finally, some good news! Domestic travel is picking up, so some insurers have started offering cover again 🦘
    Just remember, you won't be covered for any pandemic related claims if you do take out domestic travel insurance.
    International travel insurance is limited and sometimes unavailable at this point.

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    What travel insurance policies are available with Australian Unity?

    Australian Unity have 7 different travel insurance policies to choose from:




    Multi-Trip plan



    Returning Residents

    Australian Unity travel insurance review of features

    Here are a few of the benefits you could be entitled to with a policy from Australian Unity.

    FeatureComprehensive planEssentials planBasic planMulti-Trip planDomestic planNon-medical planReturning residents plan
    Overseas emergency assistanceUnlimitedUnlimitedUnlimitedUnlimited
    Overseas emergency medical and hospital expensesUnlimitedUnlimitedUnlimitedUnlimited
    Personal liability$2.5 million$2.5 million$2.5 million$2.5 million$2.5 million$2.5 million$2.5 million
    Cancellation costsUnlimitedUnlimited
    Travel delay expenses$2,000$2,000
    Luggage & personal effects$10,000$5,000
    Travel documents, transaction cards & travellers cheques$5,000
    Theft of cash$250
    Accidental death$25,000
    Rental vehicle excess$3,000$3,000

    Table was last updated: August 2019

    Are there any additional cover options?

    If you're looking for some more cover options, whether it's skiing or cruise cover, Australian Unity travel insurance comes with the following additional cover options:

    • Cruise Pack. This add-on provides medical cover for cruises, evacuation cover, cabin confinement, pre-paid shore excursion cancellation and more.
    • Golf Pack. Get cover for expensive golf clubs, golf green fees if you can't play due to illness and hole in one cover.
    • Increased Rental Vehicle Excess. If you know you're hiring a car, maybe even planning a road trip, you might consider getting increased rental vehicle excess to make sure you're covered.
    • Increased Item Limits. If you're travelling with items that exceed your luggage and personal effects cover limits, you can purchase extra cover.
    • Snow Pack. Available to those aged 74 and under, the snow pack add-on includes emergency rescue, cover for your own snow sport gear or hire equipment, piste closure and a couple other snow related services.

    What isn't included in this policy?

    A number of exclusions apply to Australian Unity Travel Insurance. Your claim will not be paid if:

    • Your loss is covered under any other policy or scheme, for example a workers' compensation scheme.
    • Your claim arises from a pre-existing medical condition.
    • Your claim is for an accident, illness or disease and you are over 70 years of age.
    • Your claim is related to pregnancy or childbirth and you are more than 24 weeks along.
    • You fail to take reasonable care to safeguard yourself or your property.
    • You fail to take reasonable care to minimise your loss.
    • Your claim relates to any act of violence or intentional damage by you.
    • Your claim relates to motorcycling, unless the driver has a current Australian motorcycle licence.
    • Your claim relates to hunting, racing, polo, professional sports, off piste skiing, diving, hang gliding, rock climbing etc.
    • You or your travelling companion decide that you simply no longer want to travel.
    • You ignored a government or mass media warning against travelling to a particular area.
    • Your claim arises from suicide or attempted suicide.
    • Your claim is related to sexually transmitted diseases.
    • It is the result of an unlawful act of you.
    • It relates to you being under the influence of alcohol or drugs.
    • It relates to you breaching a government regulation.
    • It arises because of the insolvency of a travel agent, tour operator or accommodation provider.

    Claims and contact details for Australian Unity travel insurance

    Claims and contact details

    Emergency Assistance: +61 7 3305 7499 (reverse charges)

    Make a claim online: Start here

    Make a claim over the phone: 1300 726 087

    Make a claim over email:

    General enquiries: 1800 008 614

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    2 Responses

      Default Gravatar
      RoslynMarch 20, 2015

      I wish to speak with someone about travel insurance, I did get a quote for the 3 trips I am taking overseas this year but have mislaid those quotes.
      First trip Prague then Phuket in April, 2nd trip to Canada and USA and third trip Singapore and cruise back to Sydney. I was told you do not do annual policies.
      Could someone ring me about the quotes, perhaps you have them in your system?
      I belong to Australian Unity for health insurance.
      Many thanks

        Avatarfinder Customer Care
        ShirleyMarch 20, 2015Staff

        Hi Roslyn,

        Thanks for your question.

        Please note that is an online comparison service and does not represent Australian Unity Travel.

        Please speak to a member of the customer service team at Australian Unity Travel Insurance, they will able assist you further.


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