Australian Unity Travel Insurance

With over 175 years of experience, Australian Unity is among the country's oldest mutual companies. They have now partnered up with Worldcare to provide travel insurance.

You can choose from 7 different policy options, from basic to comprehensive, with higher limits for couples and families. You can also get non-medical, domestic and returning residents cover. Find out more below.

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As of 18 March 2020, Smartraveller has raised its travel advice to "Do not travel" overseas and is urging Australians abroad to come home as soon as possible. Most travel insurance brands will not cover you if you travel against a government warning. If you already have a policy, please contact your insurer directly for more information.
We are currently updating our site to reflect the Australian government’s advice. Some travel insurance policies will be temporarily unavailable.

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• Who underwrites Australian Unity travel insurance?

  Australian Unity travel insurance is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850, AFS Licence 234708, of 2 Market Street, Sydney NSW 2000.
  

What travel insurance policies are available with Australian Unity?

Australian Unity travel insurance review of features

Here are a few of the benefits you could be entitled to with a policy from Australian Unity.

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• Some features explained further

  • Additional expenses. This can cover your accommodation and transport expenses if you get ill or sick and can't continue your journey.
  • Personal liability. For whatever reason, if you become legally liable to pay compensation for damaging property or a person that results in injury or death, personal liability will pay the compensation for you.
  • Return Airfare. If you get ill during your journey, Australian Unity will in certain circumstances pay for you to return to Australia with a medical escort.
  • Rental vehicle excess.>Australian Unity will reimburse you for the excess you need to pay if you are involved in an accident in your car hire when travelling.
  • Alternative Transport Expenses. If your scheduled transport is delayed or cancelled - and you would not have otherwise been able to get to a wedding, funeral or other pre-paid event - you can get reimbursed for the travel expenses you used in order to arrive on time.
  • Domestic Pets. If you're delayed getting home, you will be reimbursed a specific amount each day for every 24 hour period to cover boarding kennel or cattery fees. They'll also reimburse you for vet fees if your pet suffers an injury while you're away.

Are there any additional cover options?

If you're looking for some more cover options, whether it's skiing or cruise cover, Australian Unity travel insurance comes with the following additional cover options:

• Cruise Pack. This add-on provides medical cover for cruises, evacuation cover, cabin confinement, pre-paid shore excursion cancellation and more.
• Golf Pack. Get cover for expensive golf clubs, golf green fees if you can't play due to illness and hole in one cover.
• Increased Rental Vehicle Excess. If you know you're hiring a car, maybe even planning a road trip, you might consider getting increased rental vehicle excess to make sure you're covered.
• Increased Item Limits. If you're travelling with items that exceed your luggage and personal effects cover limits, you can purchase extra cover.
• Snow Pack. Available to those aged 74 and under, the snow pack add-on includes emergency rescue, cover for your own snow sport gear or hire equipment, piste closure and a couple other snow related services.

What isn't included in this policy?

A number of exclusions apply to Australian Unity Travel Insurance. Your claim will not be paid if:

• Your loss is covered under any other policy or scheme, for example a workers' compensation scheme.
• Your claim arises from a pre-existing medical condition.
• Your claim is for an accident, illness or disease and you are over 70 years of age.
• Your claim is related to pregnancy or childbirth and you are more than 24 weeks along.
• You fail to take reasonable care to safeguard yourself or your property.
• You fail to take reasonable care to minimise your loss.
• Your claim relates to any act of violence or intentional damage by you.
• Your claim relates to motorcycling, unless the driver has a current Australian motorcycle licence.
• Your claim relates to hunting, racing, polo, professional sports, off piste skiing, diving, hang gliding, rock climbing etc.
• You or your travelling companion decide that you simply no longer want to travel.
• You ignored a government or mass media warning against travelling to a particular area.
• Your claim arises from suicide or attempted suicide.
• Your claim is related to sexually transmitted diseases.
• It is the result of an unlawful act of you.
• It relates to you being under the influence of alcohol or drugs.
• It relates to you breaching a government regulation.
• It arises because of the insolvency of a travel agent, tour operator or accommodation provider.

Claims and contact details for Australian Unity travel insurance

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