In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.

St.George Maxi Saver savings account

  • Avatar
St.George Maxi Saver
Maximum variable rate
5.35% p.a.
Base interest rate
1.1%p.a.

Our verdict

You can earn an introductory bonus interest rate of 5.35% p.a. for the first 3 months.

When applying for the Maxi Saver you'll automatically receive a linked St. George transaction account, no need to complete two applications! This transaction account comes packed with handy features including Cardless Cash and access to the mobile banking app.

Pros

  • Introductory rate of 5.35% p.a. for first 3 months
  • $0 Account keeping fees
  • Unlimited electronic transactions
  • Bonus interest applies to the entire balance

Cons

  • Interest rate drops significantly to 1.1% after the introductory period
  • Required to link to a St.George Everyday bank account

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

New Maxi Saver customers who open an account online can earn an introductory bonus rate of 5.35% p.a. for the first 3 months. Plus, pay no account keeping fees and make withdrawals whenever you need while still being eligible for interest.

Details

Key details

Product Name St.George Maxi Saver
Maximum Variable Rate 5.35% p.a.
Standard Variable Rate 1.10% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

Introductory bonus interest rate of 5.35% p.a. for the first 3 months

New Maxi Saver customers who open an account online can earn an introductory bonus rate of 5.35% p.a. for the first 3 months. This is made up of the standard variable rate of 1.1%, a bonus introductory rate of 3.9% and an additional bonus rate of 0.35% when you apply online as a new customer.

Once the 3 month period is over, the interest reverts back to 1.1% p.a..

Launch savings calculator


How to apply

Eligibility

Before filling out the online application, make sure that you are able to meet the following eligibility requirements:

  • Your age. Applications will only be accepted from individuals who are at least 18 years of age.
  • Your residency. You have to be an Australian resident with a verifiable Australian residential address for St.George to open an account in your name.

Compare other savings accounts

1 - 15 of 186
Name Maximum Variable Rate p.a. Standard Variable Rate p.a. Intro Period Government Guarantee Monthly Max Rate Conditions
MyState Bank Bonus Saver Account
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.05%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $20
  • 5 debit card purchases
Go to siteView details
Bank of Queensland Future Saver Account - 14 to 35 years
Finder Award
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.05%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 eligible transactions
Go to siteView details
AMP Saver Account
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
1.20%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1000 in previous month
Go to siteView details
Rabobank High Interest Savings Account
Maximum Variable Rate p.a.
5.75%
Standard Variable Rate p.a.
4.40%
Intro Period
4 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
ING Savings Accelerator ($150,000 - $500,000)
Maximum Variable Rate p.a.
5.20%
Standard Variable Rate p.a.
4.70%
Intro Period
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
Go to siteView details
Macquarie Savings Account
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
4.75%
Intro Period
4 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Westpac Life (18-29 year olds only)
Maximum Variable Rate p.a.
5.20%
Standard Variable Rate p.a.
2.00%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow your balance
  • 5 debit card purchases
Go to siteView details
Newcastle Permanent Online Savings Account
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
1.00%
Intro Period
3 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
ING Savings Maximiser
Finder Award
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 transactions
  • Grow your balance
Go to siteView details
St.George Maxi Saver
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
1.10%
Intro Period
3 months
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Max Variable Rate includes 0.35% p.a. for 3 months for new customers who apply online
IMB Reward Saver Account
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
0.00%
Intro Period
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $50
  • No withdrawals
Go to siteView details
Australian Unity Freedom Saver ($50,000 - $250,000)
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
5.10%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Bank of Queensland Simple Saver Account
Maximum Variable Rate p.a.
4.85%
Standard Variable Rate p.a.
4.85%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • N/A
Go to siteView details
Ubank High Interest Save Account
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.10%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $200
Go to siteView details
Easy Street Bonus Saver Account
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.01%
Intro Period
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $50+ each month
  • No withdrawals
Go to siteView details
loading
Showing 15 of 15 results

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question
Avatar

Alison Finder

Editor

Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.

Avatar

Maria

March 18, 2024

I do not have any account with St George. To open a Maxi Saver account must I have an existing account with St George ?


Avatar

Sarah Megginson Finder

March 25, 2024

Hi Maria, No you don’t need to be an existing account holder, however you may have to visit a branch to verify your identity.


Avatar

cynthia

December 06, 2021

how to delete my maxi account on st george and are there any fees if i keep it without by savings in it?


Avatar

Alison Banney Finder

December 11, 2021

Hi Cynthia,


For guidance in closing your account, you may visit a St.George branch near you or call them on 13 33 30.


The Maxi Saver doesn’t have monthly account-keeping fees nor does it have a minimum monthly balance/deposit requirements. However, keep an eye out for monthly fees applied to the linked St.George bank account.


I hope this helps.


Best,

Alison


Show more Show less
Avatar

Craig

November 08, 2018

I am an existing home loan customer of St George.

My daughter is transfering to me $1800 a fortnight from her pay as a forced savings measure (otherwise she just spends it).

I imagine this will keep building for a year or several years.

I need to separate these funds from my own.

What would be the best St George accumulation account for this?

Thanks.


Show more Show less
Avatar

Joshua Finder

November 21, 2018

Hi Craig,


Thanks for getting in touch with Finder. I hope all is well with you. :)


The best St.George savings account for you would be depending on your needs, preference, and budget. Aside from St. George Maxi Saver, you can explore other St.George savings account using our comparison table.


If you are also open to other brands, there are other high-interest rate savings accounts with interest rates as high as 3.10%.


Once you have chosen a particular account, you may then click on the “Go to site” button to be redirected to the bank’s website where you can proceed with your application or get in touch with their representatives for further assistance.


I hope this helps. Should you have further questions, please don’t hesitate to reach out again.


Have a wonderful day!


Cheers,

Joshua


Show more Show less
Avatar

Marie

March 28, 2018

Am I considered a “new customer” if I open up a St George Maxi Saver even if I have previously been a customer before with one of your subsidiary banks like Bank of Melbourne ?


Avatar

Lou Finder

March 28, 2018

Hi Marie,


Thanks for your question.


You are still considered a new customer even if you previously held an account with one of St. George’s subsidiary banks. A new customer is someone who is opening a St.George Maxi Saver account for the first time.


Cheers,

Anndy


Show more Show less
Avatar

Margaret Comer

September 27, 2017

Are there penalties for withdrawals? i.e reduced interest etc.


Avatar

Gru

September 27, 2017

Hello Margaret,


Thank you for your query.


The St. George Maxi Saver Account is a savings account that offers the bonus rate for 3 months as an introductory promotion, regardless of any withdrawals you make during this time.


Hope this helped.


Cheers,

Gru


Go to site