In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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St.George Maxi Saver savings account

St.George Maxi Saver
Maximum variable rate
5.35% p.a.
Base interest rate

Our verdict

You can earn an introductory bonus interest rate of 5.35% p.a. for the first 3 months.

When applying for the Maxi Saver you'll automatically receive a linked St. George transaction account, no need to complete two applications! This transaction account comes packed with handy features including Cardless Cash and access to the mobile banking app.


  • Introductory rate of 5.35% p.a. for first 3 months
  • $0 Account keeping fees
  • Unlimited electronic transactions
  • Bonus interest applies to the entire balance


  • Interest rate drops significantly to 1.1% after the introductory period
  • Required to link to a St.George Everyday bank account

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question

New Maxi Saver customers who open an account online can earn an introductory bonus rate of 5.35% p.a. for the first 3 months. Plus, pay no account keeping fees and make withdrawals whenever you need while still being eligible for interest.


Key details

Product Name St.George Maxi Saver
Maximum Variable Rate 5.35% p.a.
Standard Variable Rate 1.10% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 18

Key features

Introductory bonus interest rate of 5.35% p.a. for the first 3 months

New Maxi Saver customers who open an account online can earn an introductory bonus rate of 5.35% p.a. for the first 3 months. This is made up of the standard variable rate of 1.1%, a bonus introductory rate of 3.9% and an additional bonus rate of 0.35% when you apply online as a new customer.

Once the 3 month period is over, the interest reverts back to 1.1% p.a..

Launch savings calculator

How to apply


Before filling out the online application, make sure that you are able to meet the following eligibility requirements:

  • Your age. Applications will only be accepted from individuals who are at least 18 years of age.
  • Your residency. You have to be an Australian resident with a verifiable Australian residential address for St.George to open an account in your name.

Your reviews

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March 18, 2024

I do not have any account with St George. To open a Maxi Saver account must I have an existing account with St George ?


Sarah Megginson Finder

March 25, 2024

Hi Maria, No you don’t need to be an existing account holder, however you may have to visit a branch to verify your identity.



December 06, 2021

how to delete my maxi account on st george and are there any fees if i keep it without by savings in it?


Alison Banney Finder

December 11, 2021

Hi Cynthia,

For guidance in closing your account, you may visit a St.George branch near you or call them on 13 33 30.

The Maxi Saver doesn’t have monthly account-keeping fees nor does it have a minimum monthly balance/deposit requirements. However, keep an eye out for monthly fees applied to the linked St.George bank account.

I hope this helps.



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November 08, 2018

I am an existing home loan customer of St George.

My daughter is transfering to me $1800 a fortnight from her pay as a forced savings measure (otherwise she just spends it).

I imagine this will keep building for a year or several years.

I need to separate these funds from my own.

What would be the best St George accumulation account for this?


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Joshua Finder

November 21, 2018

Hi Craig,

Thanks for getting in touch with Finder. I hope all is well with you. :)

The best St.George savings account for you would be depending on your needs, preference, and budget. Aside from St. George Maxi Saver, you can explore other St.George savings account using our comparison table.

If you are also open to other brands, there are other high-interest rate savings accounts with interest rates as high as 3.10%.

Once you have chosen a particular account, you may then click on the “Go to site” button to be redirected to the bank’s website where you can proceed with your application or get in touch with their representatives for further assistance.

I hope this helps. Should you have further questions, please don’t hesitate to reach out again.

Have a wonderful day!



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March 28, 2018

Am I considered a “new customer” if I open up a St George Maxi Saver even if I have previously been a customer before with one of your subsidiary banks like Bank of Melbourne ?


Lou Finder

March 28, 2018

Hi Marie,

Thanks for your question.

You are still considered a new customer even if you previously held an account with one of St. George’s subsidiary banks. A new customer is someone who is opening a St.George Maxi Saver account for the first time.



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Margaret Comer

September 27, 2017

Are there penalties for withdrawals? i.e reduced interest etc.



September 27, 2017

Hello Margaret,

Thank you for your query.

The St. George Maxi Saver Account is a savings account that offers the bonus rate for 3 months as an introductory promotion, regardless of any withdrawals you make during this time.

Hope this helped.



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