Bendigo Bank savings and bank accounts
Compare Bendigo Bank's savings accounts, everyday accounts and term deposits, and see how to open one in the Bendigo Bank app, through e-banking or at a branch.
Bendigo Bank savings accounts, bank accounts and term deposits
Bendigo Bank savings accounts
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How we picked these
How the Finder Score helps you find a better savings account
The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
Want more interest on your savings?
Compare now and find a better rate.
Bendigo Bank bank accounts
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How we picked these
Finder Score for bank accounts
We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.
Looking for a better bank account?
Compare everyday accounts and find one that works harder for you.
Bendigo Bank term deposits
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How we picked these
Finder Score for term deposits
Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.
Lock in a great rate
Compare term deposits to grow your savings with confidence.
Pros and cons of banking with Bendigo Bank
Bendigo Bank has a national branch network, including Community Bank branches, and a full range of digital banking options. Here's how it stacks up.
Pros
- Community-focused banking through its Community Bank branches
- Wide variety of account options for different customer needs
- A national branch network for face-to-face help
- Lots of ways to bank, including the Bendigo Bank app, e-banking, phone banking, branches, ATMs, Bank@Post and digital wallets
Cons
- Some accounts may charge fees for certain transactions or services
- Smaller ATM network than the big four banks
- Some savings accounts, such as Reward Saver and PiggySaver, need to be opened in a branch rather than online
How to apply for Bendigo Bank savings account
Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.
New Bendigo Bank customers can sign up for an everyday account in the Bendigo Bank app, and existing customers can open new accounts by logging in to Bendigo e-banking. Some savings accounts, such as Reward Saver and PiggySaver, need to be opened at a branch. To verify your identity online, you'll need your driver's licence or Australian passport. For help, call Bendigo Bank on 1300 236 344 or visit a branch.
Moved across from Adelaide Bank?
Bendigo Bank finished moving more than 180,000 Adelaide Bank customer accounts onto the Bendigo Bank platform in December 2025. If your account came across from Adelaide Bank, contact Bendigo Bank for help with it.
Compare other products from Bendigo Bank
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8 Responses
Read more on Bank Accounts
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Bendigo Bank Term Deposit $5,000+
Lock in a fixed rate on a range of term lengths between 1 month and 5 years for deposits of $5,000 or more.
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Bendigo Easy Retirement Account
Find out how the Bendigo Bank Easy Retirement account lives up to its name by making retirement saving easier.
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Bendigo Bank EasySaver Account
Meet your saving goals easily with a simple to use account that provides a competitive interest rate.
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Bendigo Bank PiggySaver Account
With the PiggySaver Account a child can start turning small change into dollars.
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Bendigo Bank Student Account
Study stress-free with a Student Account that takes care of all of your financial needs without charging you for it.
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Bendigo Bank Trust Account
Your organisation’s money can earn interest through the Bendigo Bank Trust Account and no monthly fees.
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Bendigo Bank term deposit (under $5000)
Bendigo Bank term deposits can give you easy means to save for a short or long term goal. Though, you can find other similar offerings out there, so compare a few before deciding.
Hello B.B
With the “Bendigo Bank Reward Saver (for 31 years old or over)”
1. How often is the interest calculated on the above account and how often is interest deposited back into the account
2. could I have two of these “Bendigo Bank Reward Saver (for 31 years old or over)” I.e when balance is nearing $100K instead of going back to a base rate can one just open a second account?
Hi John, you’ve reached Finder, not Bendigo Bank.
The interest is calculated daily and paid monthly. You can only have one Reward Saver account open in your name.
Thanks,
Alison
How is the term deposit it says 3.5 % then interest then higher the longer you leave it there. when is the interest paid into the account. Can i deposit and with draw at any time
Hi Ian, term deposits will often offer a higher rate on longer term lengths. This is because you need to lock your money away for longer. When you’ve opened a term deposit, you can’t deposit or withdraw money until the term length has ended. The interest rates on this page are for interest being paid at maturity of the term.
if i withdraw cash from yr atm ie$1500 with a qudos card how much is your fee ?
Hi,
Bendigo bank doesn’t specify the charge for external customers using their ATMs. You could confirm the charge by calling them directly on 1300 236 344, or you can also see the fee on the ATM screen itself before you confirm your transaction.
I hope this helps.
Best,
Alison
My bank is changing the name of its Deeming Account to “Retirement Savings Account” and dropping the interest rate from 3.25% to 2.3%. Are there better deeming accounts?
Hi Trevor,
Thank you for getting in touch with Finder.
You can start comparing deeming accounts. There are a wide number of financial investments that are assessed under the deeming rules. The main types include:
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni