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How to save money

50 easy and practical money-savings tips that will help you budget and save money quickly.

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50 money-saving tips

With the cost of living as high as it is, it's more important than ever to make sure you're finding ways to save money.

We've got some great tips on how to beat the rising cost of living. These simple hacks will help you save money, make your money go further and earn some extra income on the side. We've broken them down by category:

Tips to save money on food and drinks

  • For more money-saving tips at the supermarket, check out our 20 best hacks for how to save money on groceries.
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Tips to save money when shopping

How to make some extra money

For more inspiration on potential side hustles, check out our full guide.
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How to save money on products and services

Save money on your finances

Save money on your daily lifestyle

Finder survey: How do people track their monthly expenses?

Banking app24.7%20.04%
I don't track my expenses15.06%18.25%
Pen and paper10.84%18.25%
No formal tracking14.66%16.07%
Budgeting app5.22%3.97%
Receipts and invoices2.81%4.37%
Expense tracking in statements3.21%2.98%
Automated transactions2.81%2.78%
Source: Finder survey by Pure Profile of 1004 Australians, December 2023

How to save money in 2 steps

In simple terms, there's two parts to saving more money - cutting down on your spending and growing your savings:

1. Make your money go further.

This includes things like budgeting, tracking your spending and decreasing your living costs to build up your savings. On this page we've included 50 money-saving tips to help you find more ways to save.

2. Use your existing savings to grow your wealth.

You can grow your savings by putting it somewhere where it generates a return, such as a high interest savings account or ETF.

How much could you save per month?

To give you an idea, the average person saves approximately $720 per month, according to our consumer sentiment tracker (November data). NSW and ACT are the biggest savers, putting away $813 and $895 a month. Families with 2 kids are best at saving for a rainy day. They manage to put away over $940 a month.

20 easy ways to save more money [VIDEO]

Pictures: Getty images

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