Rabobank savings accounts and term deposits

See Rabobank's range of different savings accounts and term deposit options, with current Rabobank interest rates.

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Rabobank savings accounts and term deposits

Rabobank savings accounts

17 of 17 results
Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly max rate conditions
Finder score
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
3.45%
Intro/Ongoing
4 month intro rate
Balance $0 to $250,000
Earn a high interest rate of 5.00% p.a. for the first 4 months and then 3.45% p.a. thereafter, with $0 account keeping fees and no monthly balance requirements.
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Finder score
Maximum Variable Rate p.a.
4.65%
Standard Variable Rate p.a.
0.60%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance up to $250,000
Grow your balance by $200+ each month
Get a high ongoing rate when you grow your balance by just $200 a month.
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Rabobank Purpose Saver
Finder score
Maximum Variable Rate p.a.
2.70%
Standard Variable Rate p.a.
2.70%
Intro/Ongoing
Ongoing rate
(conditions apply)
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Finder score
Maximum Variable Rate p.a.
2.70%
Standard Variable Rate p.a.
2.70%
Intro/Ongoing
4 month intro rate
Balances $1000001+
Earn a high interest rate of 2.70% p.a. for the first 4 months and then 2.7% p.a. thereafter, with $0 account keeping fees and no monthly balance requirements.
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Finder score
Maximum Variable Rate p.a.
2.70%
Standard Variable Rate p.a.
2.70%
Intro/Ongoing
4 month intro rate
Balance $250,001 to $1,000,000
Earn a high interest rate of 2.70% p.a. for the first 4 months and then 2.7% p.a. thereafter, with $0 account keeping fees and no monthly balance requirements.
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Finder score
Maximum Variable Rate p.a.
3.95%
Standard Variable Rate p.a.
3.95%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $0 to $250,000
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Finder score
Maximum Variable Rate p.a.
3.90%
Standard Variable Rate p.a.
3.90%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $0 to $250,000
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Finder score
Maximum Variable Rate p.a.
3.85%
Standard Variable Rate p.a.
3.85%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $0 to $250,000
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Rabobank High Interest Savings Account (Business)
Finder score
Maximum Variable Rate p.a.
4.00%
Standard Variable Rate p.a.
2.85%
Intro/Ongoing
4 month intro rate
Balance Up to $1,000,000
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Maximum Variable Rate p.a.
2.85%
Standard Variable Rate p.a.
2.85%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance from $2,000,001
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Finder score
Maximum Variable Rate p.a.
2.85%
Standard Variable Rate p.a.
2.85%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $250,001 to $2,000,000
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Finder score
Maximum Variable Rate p.a.
2.80%
Standard Variable Rate p.a.
2.80%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance from $2,000,001
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Finder score
Maximum Variable Rate p.a.
2.80%
Standard Variable Rate p.a.
2.80%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $250,001 to $2,000,000
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Maximum Variable Rate p.a.
2.75%
Standard Variable Rate p.a.
2.75%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $250001 to $2000000
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Finder score
Maximum Variable Rate p.a.
2.75%
Standard Variable Rate p.a.
2.75%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $2000001+
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Rabobank High Interest Savings Account (Business)
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Maximum Variable Rate p.a.
2.35%
Standard Variable Rate p.a.
2.35%
Intro/Ongoing
4 month intro rate
Balance $1,000,001 to $2,000,000
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Rabobank High Interest Savings Account (Business)
Finder score
Maximum Variable Rate p.a.
2.00%
Standard Variable Rate p.a.
2.00%
Intro/Ongoing
4 month intro rate
Balance from $2,000,000
More info
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Showing 17 of 17 results

How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full breakdown

Want more interest on your savings?

Compare now and find a better rate.

Rabobank term deposits

3 of 3 results
Finder Score 3 Mths p.a. 6 Mths p.a. 10 Mths p.a. 12 Mths p.a. 24 Mths p.a.
Rabobank logo
Finder Score
Rabobank Term Deposit $100k - $500k
$100,000.01 min. deposit
$500,000 max. deposit
Finder Score
3 Mths p.a.
4.00%
6 Mths p.a.
4.10%
10 Mths p.a.
-
12 Mths p.a.
4.00%
24 Mths p.a.
3.65%
More info
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Finder Score
Rabobank Term Deposit (SMSF)
$1,000 min. deposit
$100,000 max. deposit
Finder Score
3 Mths p.a.
3.85%
6 Mths p.a.
3.95%
10 Mths p.a.
-
12 Mths p.a.
3.85%
24 Mths p.a.
3.50%
More info
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Rabobank logo
Finder Score
Rabobank Term Deposit (Business)
$1,000 min. deposit
$100,000 max. deposit
Finder Score
3 Mths p.a.
3.70%
6 Mths p.a.
3.80%
10 Mths p.a.
-
12 Mths p.a.
3.70%
24 Mths p.a.
3.35%
More info
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Showing 3 of 3 results

Finder Score for term deposits

Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.

Read the full methodology

Lock in a great rate

Compare term deposits to grow your savings with confidence.

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Congratulations, Rabobank!

The Rabobank PremiumSaver was highly commended for Best Savings Account in the 2025 Finder Awards.

Full list of 2025 winners

Any pros and cons to Rabobank accounts?

Pros

  • Variety of savings accounts. Rabobank's savings accounts are designed to meet various saving styles.
  • No fees. You are not charged any fees when with Rabobank accounts.
  • Rabobank offers high interest rates. Rabobank's interest rates are often very competitive, and you can earn bonus interest when you meet certain conditions.
  • Link account from another bank. You can link your transaction account from another bank to your savings account with Rabobank.

Cons

  • No branch access. There are no physical Rabobank branches for you to visit. All banking is done online.
  • Poor app ratings. The mobile app has a very low user rating, particularly with Android users.
  • Conditions. You have to meet specific conditions in order to receive the bonus interest on the savings accounts.

How to apply for a Rabobank savings account

Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.

Sources

Alison Banney's headshot
Written by

Editorial Manager, Money

Alison is an editor at Finder and a personal finance journalist with over 10 years of experience, having contributed to major financial institutions and publications such as Westpac, Money Magazine, and Yahoo Finance. She is frequently quoted in media outlets like SmartCompany and SBS, offering expert insights on superannuation and money management. Alison holds a Bachelor of Communications in Public Relations and Journalism from the University of Newcastle, and has earned three ASIC RG146 certifications in superannuation, securities and managed investments and general financial advice, ensuring her expertise is fully aligned with ASIC standards. See full bio

Alison's expertise
Alison has written 660 Finder guides across topics including:
  • Superannuation
  • Savings accounts, bank accounts and term deposits
  • Budgeting and money-saving hacks
  • Managing the cost of living

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14 Responses

    Default Gravatar
    NormanOctober 6, 2025

    How long does it take to open a Robobank savings account?

      Sarah Megginson's headshotFinder
      SarahOctober 7, 2025Finder

      Hi Norman,

      If you’re an existing customer, you can log into internet banking and open an account instantly, if your application is processed automatically, and you’ll receive your (bank-state-branch) and ACC (account) numbers instantly to fund the account. If you’re a new customer, you should set aside 10 – 15 minutes to complete the application. If your application is processed automatically, you will also immediately receive your BSB and account numbers. if there are any delays with processing your information, you may need to wait 24-48 hours for the bank to verify. Hope this helps!

    Default Gravatar
    NormanOctober 6, 2025

    With Robobank, am I correct that the monthly interest cannot be transferred automatically to another bank account?.

      Sarah Megginson's headshotFinder
      SarahOctober 7, 2025Finder

      Hi Norman,
      That’s correct, the interest is automatically credited to the savings account that earned the interest.

    Default Gravatar
    StephenJuly 13, 2024

    I am my mothers Enduring Power of Attorney, and I look after her finances on her behalf. She doesn’t have a computer or a mobile phone. Can I arrange an account in her name using her address, security details etc, but using my email address and Mobile number. I can supply documented proof of the EPOT.

      Sarah Megginson's headshotFinder
      SarahJuly 16, 2024Finder

      Hi Stephen,

      That should be fine, provided you’re able to verify her ID to the bank’s satisfaction. If you have any concerns or want help arranging your mother’s accounts, you can contact Rabobank directly for customer support on (07) 3115 1810.

    Default Gravatar
    GeorgeSeptember 9, 2023

    hello .
    can I deposit money into my high interest account from any another bank other than my linked account .
    thank you george

      Alison Banney's headshotFinder
      AlisonSeptember 29, 2023Finder

      Hi George, yes you can transfer money into the account as a normal bank to bank transfer using the BSB and Account Number.

    Default Gravatar
    PeterJuly 20, 2022

    How and where do I apply for a Rabobank term deposit in joint names ( 2 people)?

      Alison Banney's headshotFinder
      AlisonAugust 12, 2022Finder

      Hi Peter,

      You can see the current rates for a Rabo term deposit here.

      When you apply online, you can open the account as a joint account.

      Thanks,
      Alison

Read more on Bank Accounts

  • Rabobank Term Deposit

    The Rabobank Term Deposit (SMSF) offers a range of benefits and features to help you boost your savings.

  • Rabobank Notice Saver (31 days)

    With Rabobank’s Notice Saver, you are given flexibility to access your funds with advanced notice, along with a competitive interest rate.

  • Rabobank Term Deposit

    Be rewarded for your loyalty with bonus interest when you roll your term deposit with Rabobank into a new one at maturity.

  • Rabobank PremiumSaver

    By paying you higher interest for growing your account, Rabobank is providing you with a good incentive to stay on track with your savings.

  • Rabobank High Interest Savings Account

    With Rabobank you get simplified savings with better rates on your investments, especially if you are looking for complete access with a high interest savings account.

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