In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

Rabobank PremiumSaver

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Rabobank PremiumSaver

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Maximum variable rate
5.35% p.a.
Base interest rate
1.45% p.a.
Minimum deposit
$200

Our verdict

Save a modest amount each month and you can stay on track to earn a higher interest rate.

This account offers a decent interest rate with no minimum balance. You just need to save at least $200 a month. Plus, you'll pay no account keeping fees, meaning every dollar you save gets you closer to achieving your savings goal.

Pros

  • Ongoing interest rate of 5.35% p.a. (conditions apply)
  • $0 Account keeping fees

Cons

  • Need to increase balance by $200 each month in order to earn bonus interest.

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

Details

Key details

Product Name Rabobank PremiumSaver
Maximum Variable Rate 5.35% p.a.
Standard Variable Rate 1.45% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $0
Minimum Age 16

Key features

$0 monthly account keeping fees

With the PremiumSaver you are not charged any monthly fees for maintaining the account.

Earn up to 5.35% interest on your balance

You can earn a competitive maximum variable rate of 5.35% on your balance each month you deposit at least $200. If you don't meet the deposit requirement, you'll earn the standard variable interest rate of 1.45%.

Launch savings calculator


How to apply

Eligibility

If the features of the Rabobank PremiumSaver provide you with what you need to meet your savings goals, click "Go to Site" and be redirected to the secure application page. Check first to make sure that you are able to meet the eligibility requirements for this account:

  • Minimum age. Applicants for this account must be at least 16 years of age.
  • Residency requirements. Only Australian residents and citizens can apply for the PremiumSaver.

Compare other savings accounts

1 - 14 of 183
Name Maximum Variable Rate p.a. Base interest rate Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
Bank of Queensland Smart Saver Account - 36+ years
BOQ logo
Maximum Variable Rate p.a.
5.15%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Deposit $1,000
5 eligible purchases
Balances up to $250,000
Go to siteView details
Aged 36+? You can earn 5.15% p.a. on balances up to $250,000 when you meet the account conditions each month.
Ubank Save Account
Ubank logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.00%
Intro/Ongoing
Ongoing
Government Guarantee
Deposit $500
Savings up to $100,000
Go to siteView details
Use code EASY30 to score $30 after 5 card purchases in your first 30 days. See terms link on the app store.
BCU Boss Saver
BCU logo
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Deposit $500
5 Access Account debit card purchases
Balance under $100,000
Go to siteView details
Earn an ongoing 5.1% p.a. when you deposit $500 per month and make 5+ card payments from your BCU Access Account each month. You can make withdrawals and still earn bonus interest.
Rabobank High Interest Savings Account
Rabobank logo
Maximum Variable Rate p.a.
5.60%
Standard Variable Rate p.a.
4.35%
Intro/Ongoing
4 months
Government Guarantee
Balances up to $250,000 Go to siteView details
Earn a high interest rate of 5.6% for the first 4 months and then 4.35% thereafter, with $0 account keeping fees and no monthly balance requirements.
ING Savings Accelerator ($150,000 - $500,000)
ING logo
Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
4.70%
Intro/Ongoing
4 months
Government Guarantee
Welcome rate applies up to $500K Go to siteView details
Ideal for higher balances, savers can earn up to 5.4% for the first 4 months and up to 4.7% thereafter. There are no conditions and $0 account-keeping fees.
Westpac Life
Westpac logo
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Make a deposit
Grow your balance
Keep the balance above $0 at all times
Go to siteView details
Suncorp Bank Growth Saver Account
Suncorp Bank logo
Maximum Variable Rate p.a.
5.05%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing
Government Guarantee
Grow balance by $200 each month (excl. interest)
Only 1 withdrawal
No balance limit on earning interest

Go to siteView details
Get a solid interest rate on your entire balance, with minimal conditions in order to get the max rate. This account doesn’t offer card access but you can make 1 withdrawal per month & grow your net balance by $200 (excl. interest) to earn the max rate.
Macquarie Savings Account
Macquarie Bank logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
5.00%
Intro/Ongoing
4 months
Government Guarantee
Balances up to $250,000 Go to siteView details
Westpac Bump Savings Account
Westpac logo
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
2.00%
Intro/Ongoing
Ongoing
Government Guarantee
Make a deposit
Grow balance
Keep balance above $0
Go to siteView details
Newcastle Permanent Smart Saver Account
Newcastle Permanent logo
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Grow balance
No more than 2 withdrawals
Go to siteView details
ING Savings Maximiser
ING logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Deposit $1,000
5 transactions
Grow your balance
Balances up to $100,000
Go to siteView details
Westpac Life (18-29 year olds only)
Westpac logo
Maximum Variable Rate p.a.
5.20%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Make a deposit
Grow your balance
5 debit card purchases
Balances up to $30,000
Go to siteView details
St.George Incentive Saver
St.George Bank logo
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Grow balance $50 ($0.01 if under 21)
Balance up to $249,999.99
Go to siteView details
Extra 0.10% p.a. for 3 months for new customers who apply online, balances under $250k. Kids may be eligible for $30 bonus (until 28/02/2025, T&Cs apply)
P&N Bank Savvy Saver
P&N Bank logo
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Deposit $500
5 Access Account debit card purchases
Balance under $100,000
Go to siteView details
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Alison Finder

Editorial Manager, Money

Hi there, looking for more information? Ask us a question.

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Jen

January 19, 2025

What is the daily withdrawal limit for the premium saver account?


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Sarah Megginson Finder

January 20, 2025

Hi Jen,


According to the bank’s T&Cs, Rabobank Australia customers can withdraw up to the amount they have in their account, less any pending withdrawals, up to a daily transfer limit of $300,000.


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David

November 04, 2024

Can the Rabobank Premium Saver Account be opened in a physical branch or SOLELY an online account only?


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Angus Kidman Finder

November 04, 2024

Hi David, The Premium Saver account is an online product – branch staff can potentially assist you to do this in branch, but you’d need to check with Rabobank itself to be sure.


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Ed

June 27, 2023

Can Rabobank’s Premium Saver Account be held jointly?


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Alison Banney Finder

July 06, 2023

Hi, yes it can.


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Les

March 06, 2023

Does Rabo bank have its own banking licence in Australia or does it use another banks licence


Avatar

Alison Banney Finder

March 07, 2023

Hi Les,

Rabobank has its own banking license in Australia.

Thanks,

Alison


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