The Finder Banking Awards 2026 use our proprietary Finder Score ratings methodology to recognise market-leading savings accounts, term deposits and transaction accounts.
We compare over 100 providers for savings accounts, term deposits and transaction accounts, assessing multiple features, including interest rates.
Macquarie Bank won two categories at the Finder Banking Awards 2026: Best No Conditions Savings Account and Best Transaction Account. Rabobank PremiumSaver won Best Bonus Savings Account, Judo Bank won Best Term Deposit (12 months), HSBC Everyday Global won Best Global Debit Card and Australian Mutual Bank Young Saver won Best Kids Savings Account. Finder compared products from more than 100 providers.
Three products have now won their category three years in a row: Judo Bank's 12-month term deposit, the HSBC Everyday Global account and the Macquarie Transaction Account. ING was named Finder's Bank of the Year for 2026.
Rabobank PremiumSaver won Best Bonus Savings Account in the Finder Banking Awards 2026. It consistently offers one of the strongest ongoing bonus rates with minimal conditions, on balances up to $250,000. BCU Boss Saver, AMP Saver, People's Choice Dream Fund, ING Savings Maximiser, ME HomeME and Ubank Save were highly commended.
Rabobank PremiumSaver won Best Bonus Savings Account in the Finder Banking Awards 2026. It consistently offers one of the strongest ongoing bonus rates with minimal conditions, on balances up to $250,000. BCU Boss Saver, AMP Saver, People's Choice Dream Fund, ING Savings Maximiser, ME HomeME and Ubank Save were highly commended.
Highly commended 
The BCU Boss Saver account is highly commended in the bonus savings account category, as it has a strong bonus rate and doesn't restrict withdrawals.
The BCU Boss Saver account is highly commended in the bonus savings account category, as it has a strong bonus rate and doesn't restrict withdrawals.
The P&N Bank Savvy Saver account is highly commended in the bonus savings account category.
The P&N Bank Savvy Saver account is highly commended in the bonus savings account category.
The AMP Saver account is highly commended in the bonus savings account category, as it offers a strong ongoing bonus rate on large balances with minimal conditions.
The AMP Saver account is highly commended in the bonus savings account category, as it offers a strong ongoing bonus rate on large balances with minimal conditions.
The People's Choice Dream Fund is highly commended in the bonus savings account category as it offers a decent bonus rate when you grow your balance by any amount during the month.
The ING Savings Maximiser account is highly commended in the bonus savings account category as it consistently has one of the highest ongoing bonus rates in the market year after year.
The ING Savings Maximiser account is highly commended in the bonus savings account category as it consistently has one of the highest ongoing bonus rates in the market year after year.
The ME HomeME account is highly commended in the bonus savings account category as it has one of the highest ongoing bonus rates in the market.
The ME HomeME account is highly commended in the bonus savings account category as it has one of the highest ongoing bonus rates in the market.
The Ubank Save account is highly commended in the bonus savings account category as it has a high welcome bonus rate plus a decent ongoing bonus rate that's available on large balances up to $1 million.
The Ubank Save account is highly commended in the bonus savings account category as it has a high welcome bonus rate plus a decent ongoing bonus rate that's available on large balances up to $1 million.
Australian Mutual Bank Young Saver won Best Kids Savings Account in the Finder Banking Awards 2026. It offers one of the highest rates for a kids account, with tiered rates for larger balances and no deposit conditions or withdrawal restrictions.
Australian Mutual Bank Young Saver won Best Kids Savings Account in the Finder Banking Awards 2026. It offers one of the highest rates for a kids account, with tiered rates for larger balances and no deposit conditions or withdrawal restrictions.
Highly commended 
The Great Southern Bank Youth eSaver Account is highly commended in the kids savings account category as it has a high rate and no deposit conditions or withdrawal restrictions.
The Great Southern Bank Youth eSaver Account is highly commended in the kids savings account category as it has a high rate and no deposit conditions or withdrawal restrictions.
The First Option Bank Kids Bonus Saver is highly commended in the kids savings account category due to its high bonus interest rate when the monthly conditions are met.
The First Option Bank Kids Bonus Saver is highly commended in the kids savings account category due to its high bonus interest rate when the monthly conditions are met.
The IMB Reward Saver Kick Starter is highly commended in the kids savings account category as it offers a high bonus rate on large balances up to $100,000 when the monthly conditions are met.
The IMB Reward Saver Kick Starter is highly commended in the kids savings account category as it offers a high bonus rate on large balances up to $100,000 when the monthly conditions are met.
The Newcastle Permanent Smart Saver Account (under 25s) is highly commended in the kids savings account category as it offers a decent, tiered bonus rate on large balances up to $250,000 and over.
The Newcastle Permanent Smart Saver Account (under 25s) is highly commended in the kids savings account category as it offers a decent, tiered bonus rate on large balances up to $250,000 and over.
The Bank Australia mySaver Account (under 25s) is highly commended in the kids savings account category, as it has a strong ongoing bonus rate on balances up to $50,000.
The Bank Australia mySaver Account (under 25s) is highly commended in the kids savings account category, as it has a strong ongoing bonus rate on balances up to $50,000.
The Macquarie Bank Savings Account has been named the best no-conditions savings account in this year's Finder Awards. It offers a high welcome rate followed by a strong ongoing rate with no deposit conditions, spend requirement or withdrawal restrictions. Plus, the ongoing rate is available on really large balances up to $2 million.
The Macquarie Bank Savings Account has been named the best no-conditions savings account in this year's Finder Awards. It offers a high welcome rate followed by a strong ongoing rate with no deposit conditions, spend requirement or withdrawal restrictions. Plus, the ongoing rate is available on really large balances up to $2 million.
Highly commended 
The Bankwest Easy Saver account is highly commended in the no conditions savings account category, as it offers a really strong introductory rate followed by a decent ongoing rate with no conditions to meet.
The Bankwest Easy Saver account is highly commended in the no conditions savings account category, as it offers a really strong introductory rate followed by a decent ongoing rate with no conditions to meet.
The Bank of Queensland Simple Saver account is highly commended in the no conditions savings account category as it offers a strong ongoing rate on really large balances up to $5 million, with no conditions.
The Bank of Queensland Simple Saver account is highly commended in the no conditions savings account category as it offers a strong ongoing rate on really large balances up to $5 million, with no conditions.
The G&C Mutual Bank MoneyMAX account is highly commended in the no conditions savings account category as it offers a decent ongoing rate with zero conditions to meet.
The G&C Mutual Bank MoneyMAX account is highly commended in the no conditions savings account category as it offers a decent ongoing rate with zero conditions to meet.
The Unity Bank MoneyMAX account is highly commended in the no conditions savings account category as it offers a decent ongoing rate with zero conditions to meet.
The Unity Bank MoneyMAX account is highly commended in the no conditions savings account category as it offers a decent ongoing rate with zero conditions to meet.
The Rabobank High Interest Savings account is highly commended in the no conditions savings account category as it offers one of the highest introductory rates in the market, followed by a decent ongoing rate with no conditions to meet.
The Rabobank High Interest Savings account is highly commended in the no conditions savings account category as it offers one of the highest introductory rates in the market, followed by a decent ongoing rate with no conditions to meet.
The Macquarie Transaction Account won Best Transaction Account in the Finder Banking Awards 2026, its third win in a row. It has no account fees, no ATM fees and no international transaction fees, and pays interest on your balance. HSBC Everyday Global and ING Orange Everyday were highly commended.
The Macquarie Transaction Account won Best Transaction Account in the Finder Banking Awards 2026, its third win in a row. It has no account fees, no ATM fees and no international transaction fees, and pays interest on your balance. HSBC Everyday Global and ING Orange Everyday were highly commended.
Highly commended 
The HSBC Everyday Global account is highly commended in the transaction account category as it has no account fees or international fees, offers 2% cashback on local purchases plus the ability to hold 10 currencies.
The HSBC Everyday Global account is highly commended in the transaction account category as it has no account fees or international fees, offers 2% cashback on local purchases plus the ability to hold 10 currencies.
The ING Orange Everyday account is highly commended in the transaction account account category as it has no account fees, no international transaction fees and offers 1% cashback on utility bills.
The ING Orange Everyday account is highly commended in the transaction account account category as it has no account fees, no international transaction fees and offers 1% cashback on utility bills.
The HSBC Everyday Global account has been named the best global debit card in this year's Finder Awards. It has no account keeping fees, no international transaction fees and access to free ATMs around the world. You can hold up to 10 different currencies, which allows you to top up on a particular currency while the exchange rate is good, then spend in that local currency while you're overseas.
The HSBC Everyday Global account has been named the best global debit card in this year's Finder Awards. It has no account keeping fees, no international transaction fees and access to free ATMs around the world. You can hold up to 10 different currencies, which allows you to top up on a particular currency while the exchange rate is good, then spend in that local currency while you're overseas.
Highly commended
The Macquarie Transaction Account is highly commended in the global debit card category, as it has no overseas ATM fees or international transaction fees plus it pays a decent interest rate on your balance.
The Macquarie Transaction Account is highly commended in the global debit card category, as it has no overseas ATM fees or international transaction fees plus it pays a decent interest rate on your balance.
The Suncorp Everyday Options account has been named highly commended in the global debit card category, as it has no international transaction fees and no overseas ATM withdrawal fee by Suncorp. You can link up to 9 sub accounts to your main account which could help you manage your travel expenses and budget for your holiday.
The Suncorp Everyday Options account has been named highly commended in the global debit card category, as it has no international transaction fees and no overseas ATM withdrawal fee by Suncorp. You can link up to 9 sub accounts to your main account which could help you manage your travel expenses and budget for your holiday.
Judo Bank's 12-month term deposit has been named the best term deposit in this year's Finder Awards. It had the highest rate on offer in the market over the judging period, and has a small minimum deposit of just $1,000. It also offers a loyalty bonus for repeat terms.
Judo Bank's 12-month term deposit has been named the best term deposit in this year's Finder Awards. It had the highest rate on offer in the market over the judging period, and has a small minimum deposit of just $1,000. It also offers a loyalty bonus for repeat terms.
Highly commended 
Gateway Bank's 12 month term deposit has been named highly commended, as it has consistently offered a competitive fixed rate along with a low minimum deposit of just $1,000.
Gateway Bank's 12 month term deposit has been named highly commended, as it has consistently offered a competitive fixed rate along with a low minimum deposit of just $1,000.
Southern Cross Credit Union's 12-month term deposit has been named highly commended, as it has consistently offered a strong fixed rate throughout the year.
Southern Cross Credit Union's 12-month term deposit has been named highly commended, as it has consistently offered a strong fixed rate throughout the year.
Bankwest's 12 month term deposit has been named highly commended, as it has consistently offered a competitive fixed rate along with a low minimum deposit of just $1,000.
Bankwest's 12 month term deposit has been named highly commended, as it has consistently offered a competitive fixed rate along with a low minimum deposit of just $1,000.
ING's 12-month term deposit has been named highly commended in the term deposit category as it has consistently offered one of the most competitive fixed interest rates in the market across the judging period. It also has a low minimum deposit amount of just $1,000.
ING's 12-month term deposit has been named highly commended in the term deposit category as it has consistently offered one of the most competitive fixed interest rates in the market across the judging period. It also has a low minimum deposit amount of just $1,000.
Finder's Banking Awards recognises market-leading savings accounts, term deposits and transaction accounts, using our proprietary Finder Score ratings methodology. We compare over 100 providers for savings accounts, term deposits and transaction accounts, assessing multiple features, including interest rates. Check out the winners for the best banking products below.
Our banking award winners are based on 200+ hours of research by our expert authors and insights team.
We researched 100+ banking product providers including transaction accounts, savings accounts and term deposits.
Some winners may be partners but this never influences our decisions. All policies are based on a clear methodology and must meet editorial standards.
We've published 100+ guides and our in-house experts regularly appear on Sunrise, 7News and SBS News.
Check out the best of the best, judged by experts.
