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Banking Awards 2024

Recognising Australia’s best banking and savings accounts through comprehensive, objective analysis.

The Finder Banking Awards 2024 celebrate Australia's best transaction, savings and term deposit accounts. Using 12 months' worth of data, Finder's experts have analysed the rates, fees and offer details for every account in our database – that's hundreds of accounts! Check out the winners for the best banking products below.

Best Savings Account

Savings Account Highly commended

Best Young Adult Savings Account

Savings AccountHighly commended

Best Kids Savings Account

Savings AccountHighly commended

Best Transaction Account

Transaction AccountHighly commended

Best Travel Debit Card Award

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The HSBC Everyday Global Account has no account keeping fees, no international transaction fees and access to free ATMs around the world. However what really makes this account a great travel option is that you can hold up to 10 different currencies in the one account. This allows you to top up on a particular currency while the exchange rate is good, then spend in that local currency while you're overseas.

How we chose the best travel debit card award

Travel Debit CardHighly commended

Best Term Deposit (12 months)

Best Term Deposit

Judo Bank

The Judo Bank 12-month term deposit has offered one of the highest rates in the market consistently. Currently you can earn 5.25% on a 12-month term with this account. You can open this term deposit with a low minimum balance of just $1000, and there's also a 0.10% p.a. loyalty bonus available if you roll over your term.

How we chose the best term deposit

Best Term DepositHighly commended

Why you can trust our awards

expert advice

Expert analysis

Our banking award winners are based on 200+ hours of research by our expert authors and insights team.


They're comprehensive

We researched 200+ banking products including transaction accounts, savings accounts and term deposits.


They're independent

Some winners may be partners but this never influences our decisions. All policies are based on a clear methodology and must meet editorial standards.


We're here to help

We've published 100+ guides and our in-house experts regularly appear on Sunrise, 7News and SBS News.

🧪 Methodology: How we chose our Finder Award Winners

Our team of expert analysts use an objective rating system to determine our award winners.

  • We examined 12 months of data for each product, with scores weighted towards more recent months.
  • We excluded any accounts that are only available to a certain subset of customers based on location.
  • We excluded any restricted accounts.

Meet our experts

Richard Whitten

Richard Whitten

Richard Whitten - Editor, Money

Richard Whitten is a money editor at Finder, and has been covering home loans, property and personal finance for the last 6 years.
Saranga Sudarshan awards analyst

Saranga Sudarshan

Insights Analyst, Finder Awards

Saranga is responsible for gathering the data that fuels the Finder Awards. He ensures our winners are based on facts, not biases.

Explore our past award winners:

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