Australian Mutual Bank savings and bank accounts

Are you a young adult, retired or just looking for a little more this Christmas? Australian Mutual Bank have a savings account to help you reach your savings goals.

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Australian Mutual Bank

Australian Mutual Bank savings accounts, bank accounts and term deposits

Australian Mutual Bank savings accounts

5 of 5 results
Finder Score Maximum interest rate Base interest rate Max rate type & duration Monthly max rate conditions
Australian Mutual Bank logo
Finder score
Australian Mutual Bank Pensioner Aware
Finder score
Maximum Variable Rate p.a.
1.70%
Standard Variable Rate p.a.
1.70%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance from $49,200
More info
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Australian Mutual Bank logo
Finder score
Australian Mutual Bank Young Saver Account
Finder score
Maximum Variable Rate p.a.
4.75%
Standard Variable Rate p.a.
4.75%
Intro/Ongoing
Ongoing rate
(conditions apply)
Balance $0 to $5,000
For under 18 years old
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Australian Mutual Bank logo
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Australian Mutual Bank Savings Motivator Account
Finder score
Maximum Variable Rate p.a.
3.90%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing rate
(conditions apply)
Deposit $1 or more each month
No withdrawals
More info
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Australian Mutual Bank logo
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Australian Mutual Bank iNet Saver Account (Business)
Finder score
Maximum Variable Rate p.a.
1.90%
Standard Variable Rate p.a.
1.90%
Intro/Ongoing
Ongoing rate
(conditions apply)
More info
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Australian Mutual Bank logo
Finder score
Australian Mutual Bank iNet Saver Account
Finder score
Maximum Variable Rate p.a.
1.90%
Standard Variable Rate p.a.
1.90%
Intro/Ongoing
Ongoing rate
(conditions apply)
More info
Compare product selection
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How the Finder Score helps you find a better savings account

The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.

We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?

Read the full breakdown

Want more interest on your savings?

Compare now and find a better rate.

Australian Mutual Bank bank accounts

1 of 1 result
Finder Score Monthly fee Govt. Guarantee Own network ATM fee Card type
Australian Mutual Bank logo
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Australian Mutual Bank Transaction Account
Apple Pay Google Pay Samsung Pay
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Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
More info
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Finder Score for bank accounts

We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.

Read the full methodology

Looking for a better bank account?

Compare everyday accounts and find one that works harder for you.

Australian Mutual Bank term deposits

3 of 3 results
Finder Score 3 Mths p.a. 6 Mths p.a. 10 Mths p.a. 12 Mths p.a. 24 Mths p.a.
Australian Mutual Bank logo
Finder Score
Australian Mutual Bank Term Deposit $5,000+
$5,000 min. deposit
$99,999 max. deposit
Finder Score
3 Mths p.a.
2.95%
6 Mths p.a.
3.40%
10 Mths p.a.
3.35%
12 Mths p.a.
3.35%
24 Mths p.a.
3.00%
More info
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Australian Mutual Bank logo
Finder Score
Australian Mutual Bank Term Deposit - $100,000+
Finder Score
3 Mths p.a.
3.00%
6 Mths p.a.
3.45%
10 Mths p.a.
3.40%
12 Mths p.a.
3.40%
24 Mths p.a.
3.05%
More info
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Australian Mutual Bank logo
Finder Score
Australian Mutual Bank Term Deposit - $250,000+
Finder Score
3 Mths p.a.
3.05%
6 Mths p.a.
3.50%
10 Mths p.a.
3.45%
12 Mths p.a.
3.45%
24 Mths p.a.
3.10%
More info
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Finder Score for term deposits

Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.

Read the full methodology

Lock in a great rate

Compare term deposits to grow your savings with confidence.

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Congratulations, Australian Mutual Bank!

The Australian Mutual Bank Young Saver Account was highly commended for Best Kids Savings Account in the 2025 Finder Awards.

Full list of 2025 winners

What are the pros and cons of banking with Australian Mutual Bank?

Pros

  • Bonus interest. Australian Mutual Bank provides you an incentive to save through bonus interest when you make regular deposits and no withdrawals.
  • Kid’s accounts. Australian Mutual Bank have a great range of savings products specifically tailored to meet the needs of junior savers.

Cons

  • Limited branch access. Australian Mutual Bank offer a suite of tools so you can do your banking online or over the phone; however, there is a limited number of Australian Mutual Bank branches if you wish to do your banking in person, especially outside of Sydney.
  • Dated online banking. Australian Mutual Bank online banking lacks to the fresh and new look and feel of other online banking facilities, such as Commbank for example.

How to apply for a Australian Mutual Bank savings account

Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.

Sources

Shirley Liu's headshot
Written by

Publisher

Shirley Liu is Finder's global program manager. She was previously the publisher for banking and investments and has also written comparisons for energy, money transfers, Uber Eats and many other topics. Shirley has a Master of Commerce and a Bachelor of Media, Journalism and Communications from the University of New South Wales. She is passionate about helping people find the best deal for their needs. See full bio

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