Compare IMB savings and bank accounts
IMB offers an extensive range of savings accounts to choose from, plus some everyday accounts and a term deposit product.
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IMB savings accounts, bank accounts and term deposits
IMB savings accounts
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How we picked theseHow the Finder Score helps you find a better savings account
The Finder Score is a simple score out of 10. The higher a savings account's score, the better we think it is for the average customer.
We score each savings account in our database of hundreds based on a data-driven methodology with 2 main criteria: Does the account offer a high interest rate? And is it easy for savers to actually earn that rate?
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IMB bank accounts
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How we picked theseFinder Score for bank accounts
We assess multiple product features for transaction accounts from over 100 providers and assign each product a score out of 10.
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IMB term deposits
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We currently don't have that product, but here are others to consider:
How we picked theseFinder Score for term deposits
Finder Score assigns Term Deposit products a score out of 10, comparing interest rates and features, to make comparison easier. We assess over 150 products from more than 90 providers, assessing products across different terms to determine an average score per product.
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What are the pros and cons to banking with IMB?
Pros
- Variety. IMB offers a wide range of different account options.
- Fees. IMB's products charge no or minimal account fees.
- Youth accounts. IMB offers dedicated product options for young people.
Cons
- Interest rates. The interest offered on some IMB accounts is lower than what you can find elsewhere.
- Lack of physical presence. Compared to the bigger banks, IMB has less branches and fewer ATMs available.
How to apply for a IMB savings account
Applying online for a new bank account is fast and easy. You'll need identity documents such as your driving licence or passport. For more about the process, check out our full guide to opening an account online.
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Read more on Bank Accounts
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IMB Reward Saver Kick Start
Read Finder's review of the IMB Reward Saver Kick Start. Learn more about this savings account aimed at young people.
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IMB Cash Management
With an account pulling double duty as an interest earner and access provider, all of your banking needs can easily be met.
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IMB Christmas Club
Put more spirit in your holidays with an account that is specially designed to help you have the money you need to play Santa to all your friends and family.
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IMB Everyday 50PLUS
With your retirement cash tucked away in one convenient account you can add to your monthly budget from your interest earnings while still getting the advantage of total access to your money.
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IMB Reward Saver Account
With bonus on top of bonus, the Reward Saver Account can accelerate your savings growth and push you closer to your goals.
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IMB DIY Super
IMB provides a super account for investors that pays a competitive interest rate while allowing full access to your cash.
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IMB Everyday Unlimited Account
The Everyday Unlimited gives you an unlimited amount of ways to access your money without charging you any fees.
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IMB Term Deposit
With its relatively low opening balance, IMB’s term deposit could make it easy for Australians to begin making a positive investment towards their financial future.