In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other transaction accounts
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.
IMB Everyday Account

This product is not currently available via Finder. Visit the provider's website directly, or compare other options.

Compare other options
Account keeping fee
$0
ATM withdrawal fee
$0.7
Overseas ATM withdrawal fee
$5
Overseas transaction fee of transaction value
2.5%

Summary

This account offers a range of different ways to pay, however transaction fees do apply.

This is an everyday transaction account designed for your day-to-day spending and banking. It offers several different ways to pay including internet, phone and mobile banking as well as BPAY, Google Pay, Samsung Pay and instant payments via Osko.

While there's no account keeping fee, this account does charge more transaction fees than most standard transaction accounts including EFTPOS transaction fees and ATM withdrawal fees, even with IMB ATMs.

Pros

  • $0 account keeping fee per month

Cons

  • IMB ATM withdrawal fee applies
  • Overseas ATM fees and international transaction fees apply
  • EFTPOS transaction fees apply
  • Monthly fee applies to have a Visa Debit card

In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Compare other transaction accounts
  • Your reviews
  • Ask a question

Details

Key details

Product Name IMB Everyday Account
Monthly account fee $0
Card access Visa
Own network ATM fee $0.70
International ATM Fee $5
International transaction fee 2.5%
Monthly deposit required to waive account fee N/A
Contactless Payments Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay

Eligibility

Minimum Age 18
Joint account availability Yes
Minimum opening deposit $1
Residency status Permanent Australian residents with an Australian address

Key features

Picture not described

No monthly account keeping fees

This account is free from any monthly account fees.

Transaction fees

Transaction fees do apply with this account. The most common fees you'll likely face are EFTPOS transaction fees and ATM withdrawal fees when using IMB ATMs.

You are given a transaction fee allowance based on the length of time you have been a member and the average monthly balance in your transaction account. However, based on the amount of transactions you make each month, you're still likely to incur fees even with the allowance deducted.


How to apply

Eligibility

You can start your application online. There is no need to become a member first, as activating your account assumes membership into the credit union. There are other eligibility criteria to take into consideration before you can begin your online application:

  • Minimum age. You must be at least 13 to open this account, and at least 18 to add a Visa Debit card.
  • Residency requirements. You must be a permanent Australian resident.

Compare other transaction accounts

Name Monthly fee Govt. Guarantee Own network ATM fee Card type
ING Orange Everyday Account
Apple Pay Google Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Go to siteMore Info
1% cashback on utility bills (T&Cs apply)
Suncorp Everyday Options Account
Apple Pay Google Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Go to siteMore Info
MyState Bank Glide Account
Apple Pay Google Pay Samsung Pay Fitbit Pay Garmin Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Go to siteMore Info
St.George Complete Freedom Account
Apple Pay Google Pay Samsung Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa
Go to siteMore Info
Get up to 4 $10 cashbacks when you spend $40 at Woolworths on your Visa Debit Card.
Westpac Choice
Apple Pay Google Pay Samsung Pay Fitbit Pay Garmin Pay Digital Card
Monthly fee
$5
Government Guarantee
Own network ATM fee
$0
Card type
Mastercard
Go to siteMore Info
Eligible cardholders can get discounts when shopping at partner brands.

Revolut Account
Apple Pay Google Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Visa and Mastercard
Go to siteMore Info
Up Everyday Account
Apple Pay Google Pay Samsung Pay Fitbit Pay Garmin Pay
Monthly fee
$0
Government Guarantee
Own network ATM fee
$0
Card type
Mastercard
Go to siteMore Info
loading
Showing 7 of 7 results

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question
Avatar

Alison Finder

Editor

Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.

Go to site