In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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IMB Reward Saver Account

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IMB Reward Saver Account
Maximum variable rate
5.25% p.a.
Base interest rate
Minimum deposit

Our verdict

Earn a total bonus rate of up to 5.25% for the first 4 months.

You can earn up to 5.25% for the first 4 months. This account has a low monthly deposit requirement, which should be easy for most savers to meet. But if you don't save this every month, or you withdraw any money, you won't get the interest benefits.

This account is suited to someone who probably has another IMB account and can easily put money in this account each month with a specific saving goal in mind.


  • No monthly account keeping fee
  • Can set up automatic transfers to easily meet deposit requirements


  • Bonus interest only awarded if you meet conditions
  • Tiered interest rate system

In this guide

  • Our verdict
  • Details
    • Key details
  • Key features
  • How to apply
  • Your reviews
  • Ask a question


Key details

Product Name IMB Reward Saver Account
Maximum Variable Rate 5.25% p.a.
Standard Variable Rate 0.00% p.a.
Monthly Account Fee $0
Minimum Opening Deposit $1
Minimum Age 13

Key features

The introductory rate delivers an additional 3.25% p.a. for the first 4 months, with a total balance of $5,000 or more. This brings your total rate to 5.25%. To earn this rate you need to deposit $50 per month and make no withdrawals.

3.25% variable bonus rate

After the introductory period, you'll earn 3.25% each month that you deposit at least $50 into the account and make no withdrawals.

How to apply

You are not required to be a member of IMB before applying for the Reward Saver Account, but in ten minutes can have both the membership and bank account application completed.


  • Minimum age. You must be at least 13 years of age in order to open this account.
  • Residency requirements. Only Australian residents with an Australian residential address in Victoria, Queensland, South Australia or The Australian Capital Territory are able to apply.

Your reviews

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March 12, 2024

Is there a maximum balance limit?


Sarah Megginson Finder

March 25, 2024

Hi Robert, Interest is available for account balances up to $1,000,000.



March 03, 2016

No joint application? Does this mean a/c can only be held in 1 (one) persons name not a Mr and Mrs. Please confirm…tks


Shirley Liu Finder

March 06, 2016

Hi Renee,

Thanks for your question.

This is an error on our end, apologies for the inconvenience. The IMB Reward Saver is available for joint applications.

Hope this helps.

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