In this guide

  • Our verdict
  • Details
    • Product details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

BCU Boss Saver account

BCU Boss Saver
Maximum variable rate
5.10% p.a.
Base interest rate
0.55% p.a.
Minimum deposit
$500

Our verdict

Earn an ongoing bonus interest rate of up to 5.10% p.a. on balances up to $100,000.

The BCU Boss Saver account offers a total variable bonus interest rate of 5.10% p.a. when you deposit $500 a month, and make at least 5 card purchases from your linked BCU Access Account each month. You can earn the bonus interest rate on balances up to $100,000.

Pros

  • High bonus rate up to 5.10% p.a.
  • No account fees
  • Bonus interest is available ongoing each month
  • You can make withdrawals and still earn bonus interest

Cons

  • Standard variable rate is quite low
  • Must make 5+ purchases and deposit $500 a month to get bonus interest

In this guide

  • Our verdict
  • Details
    • Product details
  • Key features
  • How to apply
  • Compare other savings accounts
  • Your reviews
  • Ask a question

Details

Product details

Product Name BCU Boss Saver
Maximum Variable Rate 5.10% p.a.
Standard Variable Rate 0.55% p.a.
Monthly Account Fee $0
Minimum Age 18

Key features

Ongoing variable rate of up to 5.10% p.a.

This account offers a total, ongoing variable rate of up to 5.10% p.a. on balances up to $100,000 when the account conditions are met (outlined below). This is made up of a standard variable rate of 0.55% p.a. and a bonus variable rate of 4.55% p.a.

Conditions for bonus interest

To earn the full bonus rate you must deposit $500 a month from an external account, and make at least 5 card purchases from your linked BCU Access Account each month. If you don't meet the account criteria one month you'll earn the standard variable rate for that month.

You can make withdrawals.

As long as you deposit $500 a month and make 5+ card transactions a month, you can make withdrawals from your savings and still earn bonus interest. There is no requirement that your account balance needs to grow each month.

Link to a BCU Access Account

You will get both a BCU Boss Saver and BCU Access Account when you open this account. These two accounts are linked, allowing you to easily transfer money from your Access Account into your savings.

The Access Account has no monthly or ongoing fees, and comes with a Visa Debit card to access your money.


How to apply

Eligibility

Check first to make sure that you are able to meet the eligibility requirements:

  • Age. You need to be aged 18 years or older
  • Address. You must have a valid Australian residential address
  • Tax status. You must not be a foreign tax resident.

Compare other savings accounts

1 - 12 of 182
Name Maximum Variable Rate p.a. Base interest rate Intro/Ongoing Government Guarantee Monthly Max Rate Conditions
Rabobank High Interest Savings Account
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Maximum Variable Rate p.a.
5.60%
Standard Variable Rate p.a.
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4 months
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Monthly Max Rate Conditions
  • Balances up to $250,000
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Bank of Queensland Smart Saver Account - 36+ years
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Maximum Variable Rate p.a.
5.15%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
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Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 eligible purchases
  • Balances up to $250,000
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BCU Boss Saver
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Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.55%
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Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • 5 Access Account debit card purchases
  • Balance under $100,000
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ING Savings Accelerator ($150,000 - $500,000)
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Maximum Variable Rate p.a.
5.40%
Standard Variable Rate p.a.
4.70%
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4 months
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Monthly Max Rate Conditions
  • Welcome rate applies up to $500K
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Suncorp Bank Growth Saver Account
Suncorp Bank logo
Maximum Variable Rate p.a.
5.05%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance by $200 each month (excl. interest)
  • Only 1 withdrawal
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Macquarie Savings Account
Macquarie Bank logo
Maximum Variable Rate p.a.
5.35%
Standard Variable Rate p.a.
5.00%
Intro/Ongoing
4 months
Government Guarantee
Monthly Max Rate Conditions
  • Balances up to $250,000
Go to siteView details
Newcastle Permanent Smart Saver Account
Newcastle Permanent logo
Maximum Variable Rate p.a.
4.50%
Standard Variable Rate p.a.
0.05%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance
  • No more than 2 withdrawals
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ING Savings Maximiser
ING logo
Maximum Variable Rate p.a.
5.50%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $1,000
  • 5 transactions
  • Grow your balance
  • Balances up to $100,000
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Westpac Life (18-29 year olds only)
Westpac logo
Maximum Variable Rate p.a.
5.20%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Make a deposit
  • Grow your balance
  • 5 debit card purchases
  • Balances up to $30,000
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NAB Reward Saver
NAB logo
Maximum Variable Rate p.a.
5.00%
Standard Variable Rate p.a.
0.35%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • 1 deposit
  • No withdrawals
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St.George Incentive Saver
St.George Bank logo
Maximum Variable Rate p.a.
5.25%
Standard Variable Rate p.a.
1.85%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Grow balance $50 ($0.01 if under 21)
  • Balance up to $249,999.99
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Extra 0.10% p.a. for 3 months for new customers who apply online, balances under $250k. Kids may be eligible for $30 bonus (until 28/02/2025, T&Cs apply)
P&N Bank Savvy Saver
P&N Bank logo
Maximum Variable Rate p.a.
5.10%
Standard Variable Rate p.a.
0.55%
Intro/Ongoing
Ongoing
Government Guarantee
Monthly Max Rate Conditions
  • Deposit $500
  • 5 Access Account debit card purchases
  • Balance under $100,000
Go to siteView details
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