In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
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Bendigo Bank Student Account

Bendigo Bank Student Account
Account keeping fee
ATM withdrawal fee
Overseas ATM withdrawal fee
Overseas transaction fee of transaction value

Our verdict

An everyday bank account for Australian students with no account keeping fees and no ATM fees.

You must be a full time student, apprentice or trainee to be eligible for this account. The account has no monthly account keeping fees, which is designed to help you save while you’re studying and when you may not be earning a regular income.

You’ll get a Debit Mastercard with this account, and you can also link your account to Google Pay, Apple Pay and Samsung Pay to make tap and go payments with your phone or watch for free.

If you’re not a student and you’re looking for a bank account with Bendigo, the Bendigo Bank Everyday account can be opened by anyone. There is an account keeping fee for this account, but it can be waived if you meet the monthly deposit requirement.


  • Pay no account keeping fees or ATM fees in Australia
  • Linked Debit Mastercard
  • 24/7 access to funds via Internet and mobile banking
  • Apple Pay, Google Pay and Samsung Pay available
  • Personalise your debit Mastercard with an image or colour of your choice


  • Only available for students
  • Overseas ATM fee applies

In this guide

  • Our verdict
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question

The Bendigo Bank Student Account is an everyday transaction account for full time students, apprentices or trainees. This account provides easy access to your balance, and charges no account keeping fees, no ATM fees, and offers unlimited free EFTPOS transactions within Australia.


Key details

Product Name Bendigo Bank Student Account
Monthly account fee $0
Card access Mastercard
Own network ATM fee $0
International ATM Fee $5 + 3%
International transaction fee 3%
Monthly deposit required to waive account fee N/A
Contactless Payments Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay


Minimum Age 13
Joint account availability No
Minimum opening deposit $1
Residency status Permanent Australian residents with an Australian address

Key features

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Designed for students

The Bendigo Bank Student Account is only available to full time students, apprentices or trainees aged 12 or older. Bendigo Bank does require that you provide proof of ongoing enrollment by the 14th of April each year in order to keep the account active.

No monthly account keeping fee

You will not be charged any monthly fees for this account, so each dollar you deposit is yours to keep.

How to apply

You can apply online in less than 10 minutes.


  • Minimum age. In order to apply for this account you must be at least 12 years old.
  • Student status. You must be enrolled in school full time, or be an apprentice or trainee. The status of your ongoing studies will be checked annually to ensure that you still are eligible for this account.

Your reviews

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Ask a question

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June 09, 2017

Hi there,

My daughter is 17 years old and will be studying in Australia for a year. I would like to know what would be the banking fees for our payments made from Switzerland to her Bendigo Bank student account.

Thanks for your feedback



Rench Finder

June 09, 2017

Hi Anne-Marie,

Thanks for your inquiry. Please note that we are not affiliated with Bendigo Bank any company we feature on our site and so we can only offer you general advice.

A Telegraphic Transfer is a simple and direct way to receive funds electronically in most currencies to your daughter’s Bendigo Bank account.

Please note:

– The exchange rates apply for the day your funds are received by Bendigo Bank

– The remitting or any intermediary bank may deduct fees from the payment prior to us receiving the funds. This may reduce the amount you expect to receive.

– A $2 fee is charged for payments received in Australian dollars;

– A $10 fee is charged for payments received in a foreign currency.

I suggest contacting Bendigo Bank directly on 1300 236 344 or visit their official site for further info and to view their exchange rates.

Hope this information helped.



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