With the Australian Unity Healthy Banking Everyday account, there are $0 account-keeping fees. The account also provides easy access to your money 24/7 with no withdrawal fees at more than 3,800 rediATMs around Australia, and you can conveniently manage your account through the Australian Unity smartphone banking app.
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Australian Unity Healthy Banking Everyday Account
- Account keeping fee
- $0
- ATM withdrawal fee
- $0
- Overseas ATM withdrawal fee
- $5
- Overseas transaction fee of transaction value
- 3%
Our verdict
A healthier bank account with a linked Visa debit card to access your money from all around the world.
This is a low-cost, flexible everyday bank account that charges no monthly account keeping fees and has no ongoing deposit requirements to meet.
You can access all ATMs owned by the Big Four banks for free with your Visa Debit Card. You can also use Apple Pay, Google Pay or Samsung Pay with this account, plus make instant bank transfers with Osko using your unique PayID.
There may not be an Australian Unity bank branch near you, so if you like to head in branch regularly this might be something to consider. However, you can make free cash deposits or withdrawals at Australia Post stores via Bank@Post.
Pros
-
Manage your finances from day to day
-
Visa debit card with payWave
-
No account keeping fee
Cons
-
foreign currency conversion fee applies when using the debit card overseas
Details
Key details
| Product Name | Australian Unity Healthy Banking Everyday Account |
| Monthly account fee | $0 |
| Card access | Visa |
| Own network ATM fee | $0 |
| International ATM Fee | $5 + 3% |
| International transaction fee | 3% |
| Monthly deposit required to waive account fee | N/A |
| Contactless Payments | Apple Pay, Google Pay, Samsung Pay |
Eligibility
| Minimum Age | 16 |
| Joint account availability | No |
| Minimum opening deposit | N/A |
| Residency status | Permanent Australian residents with an Australian address |
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Alison Finder
Editor
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Alison Banney Finder
July 01, 2022
Hi King,
The online application form can be completed with one named signatory only. We suggest you contact Australian Unity directly regarding having 2 signatories on the account – they might have a separate form for this.
You can call Australian Unity Monday to Friday – 8:30 am to 5:30 pm AEST on 1300 790 740.
Thanks,
Alison
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King
May 23, 2022
I would like to open a Active Kids Saver account for our newborn grandson, with two signatories.
Can I do this online?