In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.

BCU Term Deposit

  • Avatar
BCU Term Deposit
Interest rate 6 months interest rate
Up to 4.7% p.a.
Minimum opening deposit
Account keeping fee
Maximum deposit


Invest your money for a length of time that suits you, from just one month to three years, and benefit from a fixed interest rate.


  • Deposit as little as $1,000
  • Terms from one month to three years
  • No setup or account keeping fees
  • Fixed rate of interest
  • Flexible repayment and reinvestment solutions


  • Interest rates are less competitive than some savings accounts
  • You can't access your money for the duration of the term

In this guide

  • Review
  • Details
    • Key details
    • Eligibility
  • Key features
  • How to apply
  • Your reviews
  • Ask a question


Key details

Product Name BCU Term Deposit
3 month interest rate 4.40%
4 month interest rate 3.70%
6 month interest rate 4.70%
7 month interest rate 4.00%
9 month interest rate 4.40%
12 month interest rate 4.50%
24 month interest rate 4.40%
36 month interest rate 4.00%
Minimum Opening Deposit $1,000
Minimum age requirement 18
Government guarantee Yes


Minimum Age Requirement 18
Joint account availability No
Min Deposit $1,000
Available to children Not available for children

Key features

Available to non-BCU customers

The BCU Term Deposit is available to customers and non-customers.

$0 account keeping fees

You're charged zero account keeping fees, and there's no charges to set up the account.

How to apply

You don't need to be an BCU customer to be eligible for this product. Interested individuals and businesses can apply online.


Here's some other information you'll need when applying for BCU Investment.

  • Minimum age. You have to be a minimum of 18 years old to apply for this product.
  • Residency requirements. You must be an Australian resident with a valid residential address. BCU might still be able to assist you if you don't live in Australia.

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question

Alison Finder


Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our 1. Terms Of Service and 6. Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.

Go to site