We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Summerland Credit Union Credit Cards Comparison
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
What types of credit cards does Summerland offer?
Low rate credit card
The Summerland Low Rate Credit Card offers a 11.99% p.a. variable interest rate for purchases and a $0 annual fee in the first year ($49 thereafter). If you want to pay off existing credit card debt, you can also take advantage of 0% p.a. for 9 months on balance transfers when you request the transfer at the time of your application.
Rewards credit card
The Summerland Rewards credit card earns 1 point per $1 spent on eligible purchases, with 1,000 points converting to $10 cashback on your account. This cashback is automatically converted and added to your account every six months. The Summerland Rewards credit card has a $0 annual fee for the first year (reverts to $79 p.a.) and offers an introductory 0% p.a. balance transfer rate for the first 12 months.
Benefits of banking with Summerland Credit Union
Here are the features and services you can look forward to if you choose one of these Summerland Credit Union credit cards:
$0 annual fee in the first year
Both the Summerland Low Rate and Rewards credit cards offer a $0 annual fee for the first year. After the first 12 months, the annual fee for the Low Rate card reverts to $49 p.a., while the annual fee for the Rewards card reverts to $79 p.a. and is charged around the anniversary of your account opening.
Pay your account’s closing balance in full by the due date on your statement and you can enjoy interest-free days on purchases. The interest-free period starts at the beginning of your statement period and ends on the due date listed on the statement for that period. Note that interest-free days are not available when you carry a balance, including from a balance transfer debt.
As well as worldwide acceptance through the Visa network, this card offers tap-and-go payments at checkout and extra security online through Verified by Visa. You can also make faster online payments through Visa Checkout and access exclusive offers on entertainment, shopping, dining and more through Visa Offers + Perks.
How to apply for a Summerland Credit Union Credit Card
You can apply for a Summerland credit card online in a few minutes. You can also apply by visiting any Summerland branch or by calling 1300 802 222. To get started, make sure that you meet the following eligibility criteria and have all the required documents and details on hand for the application.
- Age. You must be at least 18 years of age.
- Residency status. You must be a citizen or permanent resident of Australia.
- Employment. You must currently have paid employment.
- Personal details. This includes your full name, date of birth, marital status, number of dependents and a valid form of ID, such as your driver's licence or passport.
- Employment details. This covers your current job title, salary and employer's contact details. You may also need to provide recent payslips to help verify these details.
- Financial details. This section requires information about your assets and expenses. This includes savings and other investments as well as your regular living expenses and any other recurring expenses. You also have to provide details about existing loans, credit cards, store cards and other debts.
If you’re not an existing Summerland member, you will also have to apply for Summerland membership before you can get a new credit card. This is a simple process, but you may need to visit a Summerland branch as part of the identification process.
Frequently asked questions
More guides on Finder
BankSA Vertigo – Cashback Offer
The BankSA Vertigo card offers $300 cashback, a waived first-year annual fee and a low ongoing purchase interest rate.
St.George Vertigo Card – Cashback Offer
Offers a low ongoing purchase interest rate, $0 first year annual fee and a $300 cashback offer.
July’s best balance transfer credit card offers
Australians are paying interest on over $20 billion of credit card debt, but you can save with one of these 0% balance transfer offers for up to 36 months.
Coles Rewards Mastercard – Exclusive Offer
The Coles Rewards Mastercard offers a $0 first-year annual fee, $100 off a Coles Supermarket shop and a 0% p.a. interest rate on balance transfers for the first 26 months.
Zip Business Trade Plus
Zip's Business Trade Plus service allows you to split the cost of your business expenses up to $150K over four4 monthly instalments, without having to pay anything for the first 60 days, for a 3% fee. Find out more here.
Great Southern Bank Fixed Rate Personal Loan
When you have a large expense that your savings can’t cover, a personal loan at a fixed rate from Great Southern Bank is an option worth considering. With no fees and a competitive fixed interest rate, this could be the right loan for you.
June’s best balance transfer credit card offers
Get your credit card balance sorted in time for the end of financial year with one of these 0% balance transfer offers that lasts up to 36 months.
May’s best balance transfer credit card offers
Need time to deal with credit card debt? This month's pick of 0% balance transfer offers could help you pay it off with no interest for up to 30 months.
CommBank Neo Business Interest-Free Card
This no interest, flat-fee credit card gives you a way to manage your business spending with predictable costs.
Virgin Money Boost Saver (for 18-24 year olds)
The Virgin Money Boost savings account (for 18-24 year olds) offers bonus interest each month you deposit money and meet the purchase requirements. Here's how the account works and how to apply.
Ask an Expert