In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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BankSA Amplify Qantas Platinum
Terms and conditions apply
Bonus points
Purchase rate
19.49% p.a.
Reward points per $ spent
Annual fee for the first year ($199 p.a. thereafter)
$174 p.a.

Our verdict

This mid-tier frequent flyer credit card offers up to 70,000 bonus Qantas Points and complimentary insurance, with a discounted $174 first-year annual fee.

The BankSA Amplify Qantas Platinum boasts a relatively competitive bonus points offer, especially when you compare the spend requirement to other frequent flyer cards with bonus point offers. To give you an idea of your points potential, you could book a family getaway to Byron Bay with four return economy flights between Sydney and Ballina (64,000 points in total) or fly solo with a one-way business class booking between Brisbane and Tokyo (68,400 points).


  • Up to 70,000 bonus points offer
  • Balance transfer offer of 0% p.a. for the first 24 months
  • $174 first-year annual fee ($199 p.a. thereafter), including Qantas fee
  • Complimentary travel and purchase insurances


  • Charges a one-time 1% balance transfer fee
  • The earn rate of 0.5 Qantas Points per $1 spent is lower than some other platinum cards
  • Does not offer airport lounge passes

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The BankSA Amplify Qantas Platinum earns 0.5 Qantas Point per $1 on eligible credit card spending. Right now, you can also get 60,000 bonus Qantas Points when you apply as a new customer by 31 July 2024 and spend at least $3,000 in the first 90 days from card approval. And an additional 10,000 points after the first eligible purchase has been made in the second year (70,000 bonus points total). You'll also save with a first-year annual fee discount of $174. The annual fee and rewards fee add up to $199 after the first year.


Product details

Product Name BankSA Amplify Qantas Platinum
Balance transfer rate p.a. 0% for 24 months with 1% balance transfer fee, then 21.49%
Balance transfer limit 80% of available limit
Purchase rate p.a. 19.49%
Interest-free period Up to 55 days on purchases
Cash advance rate p.a. 21.49%
Min credit limit $6,000
Max credit limit $80,000
Card type Visa


Available to temporary residents Yes - Conditions apply
Joint application No


Rewards program Qantas Frequent Flyer
Bonus points 70,000
Rewards points per $ spent 0.5
Rewards points cap 100,000


Annual fee $174 first year ($199 after)
Minimum monthly repayment 2% of the closing balance or $10, whichever is greater
Late payment fee $15
Foreign currency conversion fee 3%
Cash advance fee 3%
Overseas cash advance fee 3% of each cash advance amount
Additional cardholder fee $0
Number of additional cardholders 1

How to apply

You can apply for the BankSA Amplify Qantas Platinum credit card online in 10 minutes and receive a response instantly.

Eligibility criteria

  • New customer. The bonus points offer is only available to new BankSA customers. This exclusion applies to people who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA or who have held one in the last 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident.

Card benefits

  • Bonus Qantas Points. Receive 60,000 bonus Qantas Points when you apply by 31 July 2024, get approved and spend $3,000 or more on eligible purchases within the first 90 days. You'll get another 10,000 points after making your first eligible purchase in the second year. Bonus points will be credited to your Qantas Frequent Flyer account within 12 weeks of meeting the spend requirement.
  • Discounted first-year annual fee. Apply by 31 July 2024 and save with a reduced annual fee of $174 for the first year ($199 p.a. thereafter). This includes both standard fee and $75 annual Qantas Rewards fee.

Rates & fees

  • Annual fee. Outside of any promotions, the BankSA Amplify Qantas Platinum charges an annual fee of $199.
  • Purchase interest rate. Your purchases will be charged interest at the variable 19.49% p.a. purchase interest rate.

Your reviews

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March 09, 2024

Would I be eligible to get the Qantas bonus points even though I had a amplify card less than 6 months ago?


Elizabeth Barry Finder

March 26, 2024

Hi Steven,

Unfortunately you are ineligible as you need to have not held a card for the previous 12 months. You can compare other frequent flyer credit cards here.

I hope this helps,


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March 31, 2023

I had a Bank SA housing loan approx 1982-1988. Can I apply for this credit card?


Amy Bradney-George Finder

March 31, 2023

Hi Wendy,

Yes, you would be eligible to apply. According to the terms and conditions, this offer is not available to “existing customers who currently hold an Amplify, Amplify Platinum or Amplify Signature card issued by BankSA, St.George or Bank of Melbourne, or who have held one in the last 12 months”. So, as long as you don’t have one of those cards and meet the other eligibility requirements, you can apply. I hope that helps.

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February 01, 2019


I currently have a St George Amplify Platinum, can I still qualify for the Bonus Points on signing up for this card? I know BoM Amplify Platinum had a ‘no ‘ clause if you had closed a BoM/St Geo/ BSa/Amplify rewards cards in the past 12 months?


Val Finder

February 06, 2019

Hi Justin,

Thank you for leaving a question. Yes, when you apply and are approved for the BankSA Amplify Platinum Qantas card by 22 May 2019, you can score 50,000 bonus Qantas Points when you spend $2,000 within 90 days of approval.

Hope this helps.





October 29, 2018

Are there are any credit cards open to non residents (eg student visa dependant with more than 60k salary) that have bonus quantas frequent flyers points?


Nikki Angco

October 29, 2018

Hi Marie,

Thanks for visiting Finder!

You can go to this page that lines up the list of credit cards for non-residents. On the page includes some credit cards that earns Qantas points.

Hope this helps! Feel free to reach out again if you have any questions, we’re on standby.



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