In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
Finder makes money from featured partners, but editorial opinions are our own.

BankSA Vertigo – Cashback Offer

  • Amy Bradney-George's headshot
BankSA Vertigo - Cashback Offer
Terms and conditions apply
Balance transfer rate for 12 months with no balance transfer fee
6.99% p.a.
Purchase rate
13.99% p.a.
Annual fee
$55 p.a.
Interest-free on purchases
Up to 55 days

Our verdict

Offers up to $400 cashback on supermarket and petrol spending, with a $55 annual fee.

The BankSA Vertigo is a simple, low rate credit card with a 13.99% p.a. variable interest rate on purchases. Right now, it has an introductory cashback offer that gives you 10% back on spending at major supermarkets and petrol stations in the first 180 days when you apply by 31 July 2024. This gives you a way to get up to a maximum of $400 back on your new card, but keep in mind that there's no ongoing cashback or rewards program.


  • Up to $400 cashback offer
  • Competitive 13.99% p.a. interest rate for purchases
  • Shopping cashbacks through ShopBack


  • No rewards program
  • 3% international transaction fee

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The BankSA Vertigo Credit Card offers worldwide acceptance through the Visa network and mobile payments with Apple Pay, Google Pay and Samsung Pay. Similar to other credit cards, it offers up to 55 days interest-free on purchases when you pay the full monthly payment balance listed on your statement by the due date. If you want to switch to this card and already have a balance on a different credit card, you may want to consider the BankSA Vertigo's 0% balance transfer offer instead.


Product details

Product Name BankSA Vertigo - Cashback Offer
Balance transfer rate p.a. 6.99% for 12 months, then 21.99%
Balance transfer limit 80% of available limit
Purchase rate p.a.
Interest-free period
Up to 55 days on purchases
Cash advance rate p.a. 21.99%
Min credit limit $500
Max credit limit $80,000
Card type Visa


Available to temporary residents Yes - Conditions apply
Joint application No


Bonus points N/A


Annual fee
Minimum monthly repayment 2% of the closing balance or $10, whichever is greater
Late payment fee $15
Foreign currency conversion fee
Cash advance fee 3%
Overseas cash advance fee 3% of each cash advance amount
Additional cardholder fee $0
Number of additional cardholders 1

How to apply

You can apply for the BankSA Vertigo Credit Card online in around 20 minutes. To get started, check that you meet the eligibility requirements and have all the details and documents you need to complete the application.

Eligibility criteria

  • New cardholder. The cashback offer is available when you apply for the BankSA Vertigo Credit Card as a new cardholder. This means you can't have held a BankSA, St.George or Bank of Melbourne in the last 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident.

Card benefits

  • Up to $400 cashback. Apply for this BankSA Vertigo Credit Card offer by 31 July 2024 as a new cardholder, and you'll get 10% cashback on eligible spending at participating petrol stations and supermarkets and petrol stations in the first 180 days (up to a maximum of $400). This includes shopping at ALDI, Coles, IGA and Woolworths. Transactions that are excluded from this spend requirement include gift card or eGift card purchases at the participating supermarkets, fees, cash, cash-equivalent transactions and third party payments such as AfterPay, BPAY, PayPal or PayPal equivalent. The 10% cashback will be added as a statement credit on your Vertigo account within 30 days of meeting the offer requirements.
  • Low rate for purchases. This card offers a 13.99% p.a. variable interest rate on purchases, which is low compared to the average standard credit card interest rate of around 20%.

Rates & fees

  • Annual fee. The BankSA Vertigo has an annual fee of $55, which is competitive with other similar low rate credt cards.
  • Cash advance rate. If you use this card to withdraw cash or make any other cash advance transactions, a 21.99% p.a. variable interest rate applies from the time of the transaction.

Your reviews

No reviews yet. Write a review

Ask a question

Ask a question

Amy Finder


Hi there, looking for more information? Ask us a question.

Error label

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked
Accept and continue

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

This site is protected by reCAPTCHA and the Privacy Policy and Terms of Service apply.

Go to site