In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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BankSA Visa Business Credit Card

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BankSA Visa Business Credit Card
Terms and conditions apply
Purchase rate
9.99% p.a.
Annual fee
$55 p.a.
Interest-free on purchases
Up to 55 days

Our verdict

Manage business spending with a 9.99% variable purchase rate and additional cards for employees.

The BankSA Visa Business credit card is suited to small or medium-sized businesses looking for a way to manage spending and cash flow. It gives new cardholders a competitive variable interest rate of 9.99% p.a. for purchases and offers up to 99 additional cards for employees.


  • Low 9.99% p.a. interest rate on purchases
  • Complimentary insurance against unauthorised transactions
  • Up to 55 days interest-free on purchases


  • Charges a 3% foreign transaction fee

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The BankSA Visa Business credit card offers detailed statements that can help you keep track of expenses and complimentary insurance against unauthorised transactions.


Product details

Product Name BankSA Visa Business Credit Card
Purchase rate p.a. 9.99%
Interest-free period Up to 55 days on purchases
Cash advance rate p.a. 17.15%
Min credit limit $1,000
Card type Visa


Available to temporary residents No
Joint application No


Bonus points N/A


Annual fee $55
Late payment fee $0
Foreign currency conversion fee 3%
Cash advance fee 3%
Overseas cash advance fee 3% of each cash advance amount
Additional cardholder fee $0
Number of additional cardholders 99

How to apply

You can apply for the BankSA Visa Business credit card by calling 1800 804 411 or visiting a branch. Get started now by checking that you meet the following eligibility requirements and have the details and documents you need for the application.

Eligibility criteria

  • Business details. Your business must be registered in Australia.
  • Residency. You must be an Australian citizen or permanent resident.

Card benefits

  • Simple expense reporting. The BankSA Visa Business credit card gives you comprehensive statements that help you monitor and manage expenses. You also have the option of getting consolidated summaries by department or division.
  • Up to 100 cards linked to the account. Keep track of business spending and manage expenses with up to 99 additional cards for employees.

Rates & fees

  • Annual fee. The BankSA Visa Business charges an annual fee of $55 p.a. per card.
  • Cash advance rate. This card has a variable interest rate of 17.15% p.a. for cash advance transactions. Note that cash advances are ineligible for interest-free days.

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April 09, 2015

Hi ,I am a discharged bankrupt as at November 2013 ,I am pensioner have a part time job in administration in a Real Estate company.

I have been developing a marketing program for selected Real Estate Agencies and will be releasing this to the market later this year.

This will be through a new company that I have formed.

With my pension and part time income I currently have an annual income of $45,000 a year.

Would I qualify for consideration for a Business Credit Card,I currently do not have any credit cards and loans.

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Jonathan Finder

April 10, 2015

Hi Verne, thanks for your inquiry!

The requirements are your business must be trading for a minimum of 1 year & you will need to provide minimum 1 year of tax return documents, with no minimum income requirement. BankSA will assess your application, personal situation and needs to best advise on your options upon application completion.



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