In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question
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BankSA Amplify Signature Credit Card

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BankSA Amplify Signature
Terms and conditions apply
Bonus points
150,000
Purchase rate
19.49% p.a.
Reward points per $ spent
1.5
Annual fee for the first year ($295 p.a. thereafter)
$199 p.a.

Our verdict

Offers 150,000 bonus Amplify Points and a discounted $199 annual fee in the first year, which goes to $295 p.a. after that.

The BankSA Amplify Signature is a top-tier rewards credit card that offers a lot of value in the first year, with the 150,000 bonus Amplify Points worth $675 in eGift card rewards. To get the bonus points, you need to apply as a new cardholder by 31 July 2024 and spend $12,000 on eligible purchases in the first year. This is a long spend requirement compared to cards offering bonus points in the first few months. But it means you have more time to plan your purchases and repayments.

Pros

  • 150,000 bonus Amplify Points
  • Discounted $199 annual fee in the first year
  • 0% p.a. on balance transfers for the first 24 months
  • Offers complimentary airport lounge passes and overseas travel insurance options

Cons

  • $295 annual fee after the first year
  • A 1% balance transfer fee applies
  • Charges a 3% foreign transaction fee

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask a question

The BankSA Amplify Signature Credit Card earns reward points that you can redeem for digital gift cards, travel rewards and retail items like coffee machines. You can also transfer points to Velocity Frequent Flyer and Singapore Airlines KrisFlyer. If you're currently focused on paying off credit card debt, it also offers 0% p.a. on balance transfers for the first 24 months, with a one-time balance transfer fee of 1%. But as there are also balance transfer offers with no balance transfer fees and lower annual fees, it's worth comparing other options if this is your main goal right now.

Details

Product details

Product Name BankSA Amplify Signature
Balance transfer rate p.a. 0% for 24 months with 1% balance transfer fee, then 21.49%
Balance transfer limit 80% of available limit
Purchase rate p.a. 19.49%
Interest-free period Up to 55 days on purchases
Cash advance rate p.a. 21.49%
Min credit limit $15,000
Max credit limit $80,000
Card type Visa

Eligibility

Available to temporary residents Yes - Conditions apply
Joint application No

Rewards

Rewards program Amplify Rewards
Bonus points 150,000
Rewards points per $ spent 1.5
Rewards points cap Uncapped

Fees

Annual fee $199 first year ($295 after)
Minimum monthly repayment 2% of the closing balance or $10, whichever is greater
Late payment fee $15
Foreign currency conversion fee 3%
Cash advance fee 3%
Overseas cash advance fee 3% of each cash advance amount
Additional cardholder fee $0
Number of additional cardholders 1

How to apply

You can apply for the BankSA Amplify Signature online in around 10 minutes. To get started, check that you meet the following eligibility criteria and have all the documents and details needed to complete your application.

Eligibility criteria

  • New cardholder. The bonus point offer on this card is only available if you are a new cardholder and have not held an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA in the last 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident.

Card benefits

  • 150,000 bonus Amplify Points. You'll get 150,000 bonus Amplify Points when you apply by 31 July 2024 and spend $12,000 on eligible purchases in the first 12 months. Points will be credited to your account within 12 weeks of meeting the spend requirement. Eligible purchases cover most everyday spending but transactions that don't earn points include balance transfers, cash advances, account fees and spending with government or government-related agencies.
  • Discounted first-year annual fee. When you apply and get approved for a new BankSA Amplify Signature Credit Card by 31 July 2024, you'll get a first-year annual fee of $199. This saves you $96 on the $295 p.a. annual fee that applies from the second year on.

Rates & fees

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Amy Finder

Editor

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Julien

December 08, 2018

I cannot see the Go to Site button.


Avatar

Jhezelyn Finder

December 11, 2018

Hello Julien,


Thank you for your comment.


If you’re referring to the BankSA Amplify Signature – Online Offer Go to Site button, you can see it above inside the green button at the right side of the screen.


Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.


Regards,

Jhezelyn


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CLAUDIO

April 01, 2018

HI I HAVE JUST APPLIED FOR THIS PARTICULAR CARD AND I WANT TO ADD MY WIFE AS AN ADDITIONAL CARD HOLDER, CAN THIS BE DONE? CHEERS CLAUDIO


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May Finder

April 01, 2018

Hi Claudio,


Thanks for your inquiry.


Yes, that’s possible. Additional cardholder is free. Please contact BankSA directly if you want to add your wife.


Cheers,

May


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asha

February 08, 2018

Do you get Qantas points when paying ATO with BankSA Amplify Signature Card ?


Avatar

Joel Marcelo

February 28, 2018

Hi Asha,


Thanks for leaving a question on finder.


Since ATO is a government transaction, you will not get points when make transactions there. While Amplify Points are earned when you purchase goods and services, please note that Amplify Points are not earned in respect of the following amounts that may be charged to your Card Account:


• government charges (other than GST payable in connection with the purchase of goods or services on which you earn Amplify Points)

• interest and other bank fees and charges (including any GST payable on any of these)

• cash advances

• balance transfers

• BPAY payments, i.e. bill payments and other payments made through the BPAY Electronic Payments Scheme.


Also, if you (or an Additional Cardholder) return any goods or services purchased with the Card or Card Account, or your Card Account is credited in connection with a disputed transaction, St.George will adjust the Amplify Points total earned by deducting any Amplify Points, which were earned in connection with the original or disputed transaction.


Cheers,

Joel


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Doug

January 14, 2018

Hello,

This add says a new cardholder receives 90,000 bonus Amplify or Qantas points if they apply by 18 April 2018 and meet the spend requirements. Can you please confirm the QANTAS points transferred are 90,000?

Thank you.

Kind regards,


Avatar

Arnold

January 15, 2018

Hi Doug,


Thanks for your inquiry


Yes, that is correct. The new card holder receives 90,0000 Amplify or Qantas points if you meet the requirements.


Hope this information helps


Cheers,

Arnold


Avatar

Cal

October 11, 2017

Hi! With regards to Qantas FF points, your site mentions we can redeem over 3,000 products, vouchers and experiences on offer under the program but you haven’t actually specified flights. Just to get clarification, are points earned able to be used for flights too?


Avatar

Jonathan

October 11, 2017

Hello Cal,


Thank you for your inquiry today. :-)


Yes, you can redeem Qantas points on flights such as:

– Classic Award flights on Qantas and 35 partner airlines

– Qantas and Jetstar Any Seat Award flights

– Flight Upgrade Awards on eligible Qantas flights when available


Hope this clarifies.


Cheers,

Jonathan


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