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Designed to help you save on credit card costs both overseas and at home, the Latitude 28° Global Platinum Mastercard offers no foreign transactions fees and a $0 annual fee. You can also enjoy up to 55 days interest-free on purchases.
21.99% p.a.
Purchase rate
$0 p.a.
Annual fee
55 days
Interest free period
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Product Name | Latitude 28° Global Platinum Mastercard |
---|---|
Balance transfer revert rate | Cash Advance Rate (21.99% p.a.) |
Purchase rate p.a. | 21.99% |
Annual fee | $0 |
Interest-free period | Up to 55 days on purchases |
Cash advance rate | 21.99% p.a. |
Min credit limit | $6,000 |
Card type | Mastercard |
Foreign currency conversion fee | 0% |
Available to temporary residents | Yes - Conditions apply |
---|---|
Joint application | No |
Bonus points | N/A |
---|
Annual fee | $0 |
---|---|
Minimum monthly repayment | 2.5% of the closing balance or $30, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | 0% |
Cash advance fee | 3% or $4, whichever is greater |
Overseas cash advance fee | 3% of transaction amount or $4 (whichever is greater) |
Overseas ATM withdrawal fee | $0 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.
We've answered the most frequently asked questions about the Latitude 28° Global Platinum Mastercard from our users. If you still have a question please leave a comment in the box below.
September 18, 2019
What is the minimum value of this credit card
September 18, 2019
Hi Tony,
Thanks for your message. The minimum value of this card is 6,000. This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
Hope this helps!
Best,
Nikki
September 2, 2019
If I loose or have a Latitude 28 credit card stolen overseas, am I covered for any purchases that are made on it?
September 3, 2019
Hi Sally,
Thank you for getting in touch with Finder.
Latitude 28 Degrees MasterCard doesn’t cover any lost or stolen items purchased entirely with your card.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
August 28, 2019
Is there a fees for a second card for my spouse?
August 29, 2019
Hi Shri,
Thank you for getting in touch with Finder.
Latitude 28° Global Platinum Mastercard doesn’t allow an additional cardholder. If you’re looking around, you may check out credit cards with free additional cardholders.
Please make sure though to read the eligibility criteria, features, and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
May 15, 2019
What details do you require for an applicant who has retired and has no employer?
Can I get a second card for an additional cardholder?
May 16, 2019
Hi John,
Thank you for getting in touch with Finder.
You may show some financial documents like proof of savings to show your source of income. Once you click on the green Go to Latitude Financial Services’ website button on this page, you will be redirected to 28 Degrees’ official application page. After you finish encoding your personal details, you will be asked for your financial details such as your annual income, assets and liabilities.
You may request for a card for your chosen additional cardholder by completing their online application form or calling their customer service team to ask for an additional cardholder application form.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
May 7, 2019
Hi,
Can I use this card in South Korea or Japan?
Thanks in advance
May 8, 2019
Hi Jae,
Thanks for getting in touch! Yes, you can use the 28 Degrees Platinum Mastercard can be used in Seoul or Japan. Mastercard will convert your AUD to the domestic currency at the daily exchange rate with 0% conversion fee. There are no fees or charges for making purchases overseas or online (in a foreign currency), making the 28 Degrees Platinum Mastercard ideal for traveling or online purchases. You can also take advantage of up to 55 interest-free days to make purchases with zero interest whilst traveling.
Hope this helps!
Best,
Nikki