Designed to help you save on credit card costs both overseas and at home, the Latitude 28° Global Platinum Mastercard offers no foreign transactions fees on purchases and an ongoing $0 annual fee. You can also enjoy up to 55 days interest-free on purchases.
Latitude 28° Global Platinum Mastercard

- Purchase rate
- 26.99% p.a.
- Annual fee
- $0 p.a.
- Interest-free on purchases
- Up to 55 days
Our verdict
Enjoy no fees on overseas purchases when you travel or shop online with the Latitude 28° Global Platinum Mastercard.
Pros
-
Ongoing $0 annual fee
-
0% foreign currency conversion fees on purchases
-
Free global data roaming with Flexiroam
-
Complimentary Flight Delay Pass
Cons
-
High purchase interest rate of 26.99% p.a.
-
Charges a payment handling fee of $0.95 for BPAY payments and $3.95 for payment at Australia Post. You can avoid the fee by using Latitude’s Online Service Centre or via direct debit.
Details
Product details
Product Name | Latitude 28° Global Platinum Mastercard |
Purchase rate p.a. | 26.99% |
Interest-free period | Up to 55 days on purchases |
Cash advance rate p.a. | 29.99% |
Min credit limit | $1,000 |
Card type | Mastercard |
Eligibility
Available to temporary residents | Yes - Conditions apply |
Joint application | No |
Rewards
Bonus points | N/A |
Fees
Annual fee | $0 |
Minimum monthly repayment | 2.5% of the closing balance or $30, whichever is greater |
Late payment fee | $35 |
Foreign currency conversion fee | 0% |
Cash advance fee | 3% or $4, whichever is greater |
Overseas cash advance fee | 3% of transaction amount or $4 (whichever is greater) |
Additional cardholder fee | $0 |
We've answered the most frequently asked questions about the Latitude 28° Global Platinum Mastercard from our users. If you still have a question please leave a comment in the box below.
Back to topFrequently asked questions
Your reviews
Sally Finder
Producer
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Amy Bradney-George Finder
August 25, 2023
Hi Raj,
ATM cash withdrawals made with this card are treated as cash advances and attract a fee worth 3% of transaction amount or $4 (whichever is greater). These transactions also attract the cash advance interest rate. This is similar to other credit cards, so you may want to consider a prepaid travel debit card or regular debit card for cash withdrawals instead. Keep in mind individual ATMs may also charge fees, which will be displayed on the ATM. I hope this helps.
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Susan
August 01, 2023
I have a 28 degrees global platinum mastercard.
Why do I pay interest every month, and dont get the 55 days interest free credit?
Why am i charged insurance monthly also?

Amy Bradney-George Finder
August 07, 2023
Hi Susan,
Interest-free days are only available if you pay the entire closing balance listed on each statement by the due date. So if you carry a balance on the card from month-to-month, interest would apply. In regards to insurance, this card previously offered Shoppers Protection insurance, which attracted a fee based on the percentage of the account balance. According to the insurance policy document on the Latitude website, this insurance attracted a fee worth 1% of the card’s balance for policies purchased after 20 August 2019. You can contact Latitude on 1800 800 230 to discuss or cancel this insurance. I hope this helps.
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Loui Soravia
May 30, 2023
Dear Sir/Madam
I’ve tried to call the number 1300552079 and waited for quite some time 15 min or more no response..!! as I do travel overseas and use my Latitude Global Platinum credit card I’m concerned if I have a transaction problem I can’t wait that long for a response to resolve the problem is a different tel. for calling for problems thank you..
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Sarah Megginson Finder
May 30, 2023
Hi Loui,
We’re a review site and we’re not directly affiliated with Latitude, so we can’t provide any customer support.
For emergency issues or to report lost and stolen cards, their support line is open 24/7 within Australia: phone 1300 882 289.
Hope this helps!
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Liv
May 02, 2023
Can you use this card in Fiji with Fijian dollars?

Amy Bradney-George Finder
May 04, 2023
Hi Liv,
You can use this credit card in Fiji with any business that accepts Mastercard credit cards. Any transactions in Fijian dollars will just be converted to an Australian dollar amount before they are shown on the credit card account. I hope that helps.

Bernard
February 27, 2023
I have read that Latitude send sms messages when you are abroad to confirm purchases. If you don’t have international roaming, won’t this make the card unusable?

Amy Bradney-George Finder
March 07, 2023
Hi Bernard,
If you were overseas and suspicious account activity was detected, it’s likely that Latitude would send an SMS or attempt to make contact by phone. This is a security process that’s used by many other bank and credit card fraud detection services. Most cards include an international phone number that you can call when you’re overseas and something happens, such as the card being blocked. This card also offers global data roaming through Flexiroam, which could be another option to consider. You could also let Latitude know before you go overseas, so there’s awareness about where you’re going.
Hope that helps!
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Raj
August 24, 2023
Is there fee free ATM cash withdrawals in Australia and International?