Bank of Melbourne Amplify Qantas Platinum Card

• Age. You must be 18 years of age or older.
• Credit history. You'll need a good credit history with no defaults or bad debt to receive approval.

Required documents

• Personal information. This includes your full name, date of birth, residential address, contact information, marital status and number of financial identification.
• Proof of identification. To verify your identity, you'll need a valid Australian driver's licence, passport, Medicare card, birth certificate or NSW photo card.
• Income. You'll need to confirm your annual income with payslips, bank statements or similar financial documents on hand to verify your income.
• Finances. Have a detailed list of your financial assets and liabilities on hand.
• Employment. You'll need to confirm your current place of employment and provide your employer's contact information. If you're self-employed, you'll need to have your tax information on hand. You may also need your accountant's contact information.
• Qantas Frequent Flyer number. To ensure your Qantas Points are credited to your account, you need to provide your Qantas Frequent Flyer membership number.

• Discounted first-year annual fee for existing customers. Existing Bank of Melbourne customers will receive a discounted annual fee of $174 (including $75 Qantas Rewards fee) in the first year, which reverts to $250 p.a.
• Shopping cashbacks. Eligible Bank of Melbourne credit card holders can get cashbacks when they shop with their card on the online rewards platform ShopBack.
• Complimentary travel insurance. Travel with peace of mind and save on necessary costs with complimentary international travel insurance. The policy covers you, your spouse and dependent children travelling with you for up to 3 months of travel. The cover includes emergency and medical services, loss or damage of personal property, travel cancellation or delay and more.
• Extended warranty. When you purchase certain items that come with a manufacturer's warranty with your Amplify Qantas Platinum card, you will get an extended warranty that will come into effect when the manufacturer's warranty ends. This is helpful with larger purchases that can be costly to fix or replace.
• Purchase protection. If a newly-purchased item gets damaged or stolen, purchase protection through your Amplify card can help you get a reimbursement or pay for repairs on the item as long as the claim falls within a certain time frame after the original purchase date.
• Mobile payment technology. You can easily make contactless payments with your eligible device if you add this card to your Apple Pay, Samsung Pay or Google Pay wallet.

• Interest-free days. When you pay your monthly payment balance in full, which excludes current balance transfers, listed on your statement by the payment due date, you will receive up to 55 days interest-free on new purchases. Note that interest-free days are separate from any longer-term interest rate promotions.
• Cash advances. If you use your card to make a cash advance, such as an ATM withdrawal, you'll immediately collect the variable 21.99% p.a. interest rate. You'll also be charged a cash advance fee of 3% of each cash advance amount.
• Credit limits. This card offers credit limits ranging from $6,000 to $80,000.
• Additional cardholders. You can choose to add an additional cardholder to your account for $0. Eligible purchases on the additional card will also earn points, so it could help you boost your points balance.