Your ultimate guide to American Express Rewards
Discover the ideal card to suit your lifestyle and needs.
Learn how you can get rewarded when you spend with American Express, in both business and day-to-day life.
This guide is brought to you by American Express and Finder. Whether you're looking for business or personal spending, American Express has a card to suit. To learn more about American Express Cards, make sure to visit our handy guide to their products.
Getting the most from your Card Rewards
Whether you're a business owner or simply use your card for everyday expenses, it's important to get rewarded for the way you spend.
When you spend with your American Express Card, you can earn Membership Rewards points.
Depending on the Card you hold, you can earn up to 3 points for every $1 spent at major supermarkets and selected restaurants, 2 points per $1 spent on travel and at major petrol stations and 1 point per $1 spent almost everywhere else.
American Express Membership Rewards is a highly flexible program that lets you use your Points in the way you want to use them -- to suit your needs!
You can redeem these points in a variety of ways, including:
- Across 10 Airline Partners
- Hotels
- Car rentals
- Shopping
- Gift cards
- Travel
- Pay With Points
- Bill payments
- and more!
You can also score early access to tickets for live events. Depending on the specific American Express Card you have, you may also be able to access a range of onsite American Express facilities, such as airport and venue lounges.
Additionally, American Membership Rewards Points have no earning cap.
The right American Express Card for the right purpose
American Express offers a range of Card choices for two different types of customer -- Business and Personal.
Though they have some similarities in their uses and the rewards that can be earned, they are still distinct from one another.
- Business Cards are intended for business use, whether by the owner, key admin staff or day-to-day employees to cover work expenses. Rewards earned and inclusions might be used for covering company costs, managing company travel, rewarding staff or entertaining clients.
- Personal Cards are intended for the everyday consumer for personal expenses. Rewards and inclusions tend to be focused on the individual -- travel, using points for gift cards, covering your Card bill, etc.
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