Which Qantas credit card earns the most points?

As of January 2025, the HSBC Premier World MasterCard - Qantas Frequent Flyer and the HSBC Platinum Qantas Credit Card have the highest direct earn rate for Qantas Points in Australia at 1.5 points per $1 on everyday purchases. The Qantas Premier Titanium also earns 1.25 Qantas Points per $1 spent on everyday purchases, but this is capped at $12,500 a month for eligible spending in Australia (0.5 points per $1 after that). It charges a $1,200 annual fee and offers a 10% discount on Qantas operated flights for up to 2 bookings per year.

How long does it take to get Qantas Points from a credit card?

The points you earn on a Qantas credit card are usually added to your Qantas Frequent Flyer account each month, around the time you get your credit card statement. If you've earned bonus Qantas Points, these will usually be added to your frequent flyer account within 8 to 12 weeks of meeting a spend requirement.

Does credit card churning still work?

Some dedicated Qantas Points chasers will choose a card based on the bonus points offer, keep it for a while and then look for another sign-up offer. This strategy is known as credit card churning . You can get stacks of points doing this but it's getting harder to do and has some risks: Having multiple cards limits your chances of getting new ones approved. Too many applications in a short time can hurt your credit score. If you carry a balance on any card, you'll have to pay interest – not to mention all the annual fees. These days many credit card companies limit bonus points offers to new customers only. Or they require you to hold the card for a while before getting the points.

What's the biggest bonus Qantas Points offer on the market?

The Qantas Premier Titanium Credit Card currently has one of the biggest bonus Qantas Points offers in Australia, with 150,000 bonus Qantas Points when you spend $5,000 in the first 3 months of approval as a new cardholder. It's also one of the most exclusive frequent flyer credit cards on the market, with a minimum income requirement of $200,000 and a $1,200 annual fee. You can get 200,000 bonus Qantas Points with the NAB Qantas Business Signature Card , but you'll need to run a business and have an ABN to get this card.

Can I earn bonus points for signing up and then cancel it?

If you meet the criteria for the bonus points, once they are credited to your account, you can cancel your credit card at any time. Just remember that you'll need to pay off the account balance before you cancel it.

How much would I have to spend to get a free flight?

You need at least 8,000 Qantas Points for a Classic Flight Reward, which would mean spending at least $8,000 on a card that earned 1 point per $1. On a card that earned 0.5 points per $1, you'd need to spend at least $16,000. So it depends on your earn rate and spending. But if you get a card with bonus points, you might need to spend $3,000 to $6,000 in the first few months to get enough points for a longer flight.

Do Qantas Points expire?

Qantas Points only expire if you do not earn or spend Qantas Points for 18 consecutive months. This means paying with a Qantas credit card is one way to avoid points expiring, because you'll earn Qantas Points per $1 spent. Check out Finder's guide to points expiry for more information and how you can avoid having your points expire.

Does Qantas have its own credit card?

Yes, there are 3 credit cards from Qantas Money that you can compare. Other banks and credit card issuers also offer cards that are linked to the Qantas Frequent Flyer program.

Are there Qantas credit cards with no annual fee?

As of January 2025, the Qantas American Express Discovery Card, the BankVic Qantas Visa Card and the HSBC Premier World MasterCard - Qantas Frequent Flyer all have ongoing $0 annual fees.