How much am I covered for?

Credit card providers will typically have a maximum amount they will pay back in a 12-month period as part of their extended warranty. You will need to check the terms and conditions for not only your credit card company but also the exact credit card you have. For example, NAB's original warranty is up to 12 months.

How much does it cost?

While extended warranty itself might not cost you anything, there can be an excess fee if you make a claim. This varies depending on the bank, but is usually between $100 and $300 per person per claim. It will be taken out of the cost given back to you. Depending on the original cost of the item you are claiming against, you will need to consider if the claim is worth lodging.

Who issues my extended warranty insurance?

While extended warranty protection is offered through your bank or credit card company, the insurance is provided by a separate insurer like Allianz or Zurich.

Can I extend the extended warranty insurance for up to 24 months?

This depends on the terms and conditions of your extended warranty insurance. Some providers, like Westpac and its subsidiaries, do offer 24 months' extended warranty, as long as your existing warranty is for less than 5 years.

Are there credit cards with travel insurance and extended warranty insurance?

It is common for high annual fee and reward credit cards to have both travel insurance and extended warranty insurance. To check, please read our review on the particular credit card you're interested in.