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Hello! We're Finder, Australia's biggest comparison site! 👋 Founded in 2006, we understand that making everyday life decisions like finding a credit card, buying a home and getting health insurance can be daunting.
That's why we're here. Our goal is to help you navigate those complex decisions by making them less of a chore. We do this by helping you compare products more easily. We currently compare over 100+ categories – from energy and insurance to mobile plans and credit cards (plus so much more).
The Finder app is designed to help you save more and stay on top of your finances. With the Finder app you can get your free credit score and monthly credit report, as well as compare hundreds of financial products. We're constantly adding new features to help you save more money and make better financial decisions.
The Finder app has a bunch of great features that we know you'll love:
Absolutely not. We're a completely free service and there are no in-app purchases or fees. We even offer fee-free cryptocurrency trading. We're nice like that.
At Finder, we're committed to providing you with free, current and accurate information to help you make better decisions. Making that happen involves the work of hundreds of staff members and the use of complex technology. To do that, we rely on the support of our readers and our commercial partners to help us meet the costs of delivering our services to you.
We make money through a mix of commercial partnerships, content sponsorship and display advertising. If you decide to click on a link on Finder that leads to a third-party website that we have a commercial arrangement with or fill out a form to arrange a call with a partner (like a mortgage broker or health insurer), we may earn referral fees.
Experian, the credit bureau used to generate your Finder credit score, has recently rebuilt its scoring model. As a result, you may notice your Finder credit score has changed.
What's changed?
Experian has changed how it weighs certain credit information when working out your credit score. Whilst the data used to calculate your score and your credit report information are unchanged, your numerical score may be different.
What do I need to do?
Nothing. Your Finder credit score will update automatically in the Finder app.
Why has Finder made this change?
We want to make sure that our members are getting the most accurate and up-to-date credit score information so that they can better understand their financial position and borrowing power.
My credit score has decreased. What should I do?
If your credit score has dropped, it may be worth revisiting your borrowing habits to ensure that you're not hurting your credit rating. If you want to rebuild your score, there are also a number of simple ways you can improve your credit score.
When you get your credit score through the Finder app, you'll unlock a bunch of extra benefits that are great for you and your financial health. You'll get your credit score automatically updated every month and you'll be notified if there's a change on your report. We'll also give you tips and tricks on how to improve your score.
Getting your credit score through the Finder app also unlocks one of our coolest features – chance of approval. Our chance-of-approval feature takes your credit score and asks you a few questions to help determine how likely you are to be approved for a credit card or personal loan before you even apply.
Getting your credit score through the Finder app is pretty easy.
You can set up your Finder Wallet directly from the app, just make sure you have your personal ID info handy:
Your identity should then be confirmed and your Finder Wallet will be ready to go. If your identity fails to be verified you may need to provide another form of ID. If you're still having issues, please reach out to us.
Once you've verified your identity and set up your wallet, you can then add funds to your account by following these steps:
Deposits made using PayID should appear in your Wallet immediately, but you may have to wait 1 business day for your first deposit to clear. If you deposited funds using bank transfer, you may need to wait up to 3 days for the funds to appear.
You can only use the funds deposited into your Finder Wallet account to purchase cryptocurrency through the in-app crypto exchange or withdraw it to a bank account in your own name.
Finder Earn was designed to give our members a competitive return on their cryptocurrency. As interest rates have increased and the macroeconomic environment has changed, it's now possible to get a more attractive return elsewhere. Learn more here.
You can currently buy and sell 13 cryptocurrencies straight from the Finder app, with no trading fees. These are:
No, cryptocurrency trading is completely fee-free in the Finder app. There are also no fees for depositing into your cash balance.
You can buy crypto by navigating to the "Crypto" tab. You will need to deposit funds into your cash balance before you can begin trading. To do so, head to the "Wallet" tab, press "Cash balance", then tap "Add cash" and follow the instructions.
If you want to withdraw your crypto to your personal wallet or address, you can do so by navigating to the relevant coin's screen and tapping "Withdraw". You can also reach out to us via the live chat in the app by heading to the "Settings" tab in your Finder app and tapping "Get support".
You can set up fee-free recurring trades for all tradeable coins directly in the app. For detailed instructions, check out our recurring trades guide.
Chance of approval is our handy tool that will let you know the likelihood of you being approved for a credit card or personal loan – all before you even apply!
To find out your chance of approval, all you have to do is connect your credit score to the Finder app. We'll then use this and ask you a few additional questions to help determine how likely you are to be approved.
To access the chance-of-approval feature, head to the home screen of the app and select the credit cards or personal loans box at the top. Here, you'll be guided through a quiz. After you've answered a few questions, you'll be taken to a screen with some products listed on it. Just select the section where it asks you if you want to unlock your chance of approval and voila!
Read more about our chance-of-approval feature and how it's calculated.
We can compare over 100+ different categories on the app. Simply click the product you're after and it will redirect you to our dedicated page on our site.
If you're after a more personalised experience, we offer 8 savings insights: credit cards, health insurance, home loans, savings accounts, broadband, mobile plans, energy and balance transfer credit cards.
To delete your account, you'll have to jump onto our website. Log in to your account on our website and then head to Settings and click "Delete".
If you're stuck at any point, you can live chat in the app or email us over at app@finder.com.
Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.
Finder is a comparison service. We do not compare every product or every provider in the market.
We make money through commercial arrangements with some of the providers on this site. Products marked 'Sponsored', 'Promoted', 'Featured' or 'Advertisement' appear as a result of a commercial arrangement.
Our editorial content, product reviews and any 'Top Pick' designations are prepared independently of these commercial arrangements.
The default order of products in our tables can be influenced by commercial arrangements. You can re-sort or filter using the controls above each table.
Some content on this site may be generated or supported by AI tools. You should verify details directly with the provider.
Finder is one of Australia's leading comparison websites. We are committed to our readers and stand by our editorial principles.
Our comparison service does not include every product or every provider in the market. Some product issuers offer their products under multiple brands or through associated companies. Where we can, we identify the underlying issuer so you can compare like with like, but you should always check with the provider directly to confirm which brand you are dealing with.
Finder is a comparison website and an intermediary. We are not a product issuer and we do not provide personal financial or credit advice. When you click a link to a product, or apply for a product through our site, you deal directly with the product issuer. We may receive a referral fee, commission or other payment from the issuer if you click through, apply or take out a product. We describe these arrangements in more detail under 'How we make money' below.
Product features, fees, terms and eligibility criteria are set by the product issuer and may change. We rely on information supplied by issuers when we present product details on our site. Before you apply for or take out any product, you should confirm the details directly with the issuer.
We earn revenue from Finder in four principal ways:
Referral fees and commissions. When you click a product link, complete an enquiry form or apply for a product through our site, we may receive a referral fee, commission or other payment from the product issuer. We may also receive payment based on the volume of leads or conversions we send to an issuer.
Sponsored placements. Products marked 'Sponsored', 'Promoted', 'Featured' or 'Advertisement' appear as a result of a commercial arrangement between Finder and the issuer. These labels always indicate a paid placement. We do not use them for editorial choices.
Display advertising. Banner advertising, newsletter advertising and similar display ads on our site are paid by advertisers.
Content sponsorship. Some articles, videos and social media posts are sponsored by an issuer and are clearly labelled as such.
Our editorial opinions, product reviews and any 'Top Pick' designations are prepared independently of these commercial arrangements. A 'Top Pick' is an editorial choice made by our writers and editors based on the criteria described on each comparison page. A 'Top Pick' is not a personal recommendation and does not mean the product is appropriate for your circumstances.
If you would like to know whether we have a commercial arrangement with a specific product issuer, please contact us.
When products are grouped in a table or list, the default order can be influenced by commercial arrangements we have with product issuers. In some categories, sponsored or featured products appear in the top positions of the table by default, and are always labelled as such.
Other factors that influence default order include price, fees and features, and (where relevant) our editorial view of the product.
You can re-sort every comparison table using the controls above the table. You can filter by product features that matter to you. The order you see after re-sorting or filtering is not influenced by commercial arrangements.
Some content on this site is generated or supported by artificial intelligence tools, including our AI-powered assistant FinderBot. AI-generated content may contain errors. Please verify important information directly with the product issuer before making a financial decision. For more information about FinderBot, see the FinderBot Terms of Use and FinderBot Privacy Collection Notice.
Please read our website terms of use and privacy policy for more information about our services and our approach to privacy.
We update our data regularly, but information can change between updates. Confirm details with the provider you're interested in before making a decision.
Thank you for your feedback
Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve.
Is there any rewards for signing non reward items through finder eg mobile plans
Hi Pradeep,
We frequently feature exclusive deals, discounts and bonuses, in addition to Finder Rewards. These offers are always clearly displayed in the comparison tables. Hope this helps!
I refinanced my home loan and closed my mortgage account with CBA. My credit score went down by 71 points. Not sure why?
Hi Varun,
This can happen during a refinance as there’s a crossover period where it can look like you still have both credit accounts open. Give it a month or two, and your score should stabilise. If not, you can reach out to the credit reporting agency for help. Hope this helps!
Hi, my credit score dropped last month and I have no idea why. Where can I find out what specifically caused the drop. Thanks :)
Hi Dani,
You’ll need to contact Experian directly – your best bet is to get a copy of your full report first, to see if you can spot any errors or changes, then contact their customer service team if you have further questions. Good luck!
Will I be eligible for the finder $110 reward for dodo internet if I set it up over the phone with dodo? I found the deal through your website but called dodo to see if there would be any other set up costs involved as it’s FTTN? And now that salesman is pressuring me to sign up with him over the phone.
Hi Dan,
No, you wouldn’t be eligible for the Finder Rewards offer if you sign up over the phone with Dodo directly. You’d need to sign up through Finder so we have your contact information, can track your transaction and confirm your eligibility to then send you your reward.
I just joined medibank through your app, and the premium already being deducted, just would like to confirm when can I receive the 300 bonus
Hi Yao,
You can check the status of your reward when you login to your Finder dashboard.