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Roadside assistance Victoria

Compare 10 policies with roadside assistance cover in Victoria for less than $7 a month.

You can save more than $30 a year just by taking a few minutes to compare roadside assistance in Victoria. Our comparison table lets you compare up to 4 policies side by side so you can see who's offering better features. We've also listed the prices further down the page.

Get roadside assistance from less than $7 a month

Name Product Call-outs (Unlimited/4 per year) Joining Fee Fuel Replacement Locksmith Cost per Month
Budget Direct Roadside Assistance
Unlimited
No joining fee
$125
$6.37
15% discount on your first year's membership when you buy online and use the code SOLVED15. T&Cs apply.
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Name Product Roadside assistance Accidental damage Choice of repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Anyone who wants a good value policy.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

Who it might be good for: Those who want good customer service with lots of inclusions.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

⭐ Current offer: Earn up to 20,000 Qantas Points with every Qantas Car Insurance policy you take out by 22 April. T&Cs apply.

Who it might be good for: People who want more bang for their buck with Qantas Points.
Huddle Comprehensive
Optional
Agreed or Market
Finder's summary: Huddle's comprehensive policy will cover you if your vehicle is damaged or lost as a result of a collision, a natural event, a malicious act, theft or fire. It also includes up to $500 for essential repairs.

Who it might be good for: Someone who drives less than 15,000 km a year can opt for Pay As You Drive cover.
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What does roadside assistance cover me for in Victoria?

What you're covered for varies from provider to provider, but there are some basic services and situations you can expect them to have covered whoever you end up going with:

  • No petrol. Your gauge is reading empty and you just can't get that engine to start. Whatever roadside assistance comes along to help is likely to be carrying a bit of petrol or diesel, but if they aren't they'll take you to a nearby station.
  • Restarting that engine. It's stopped! Why won't it just turn on? Instead of you needing to fiddle around under the hood, you can get roadside assistance to check that engine for you and figure out what ails it.
  • Dead batteries. Perhaps you've been leaving your lights on or the spark's just gone out of your poor car battery. In any case, roadside assistance can give you a quick jump-start on-scene.
  • Burst or flat tyres. Your tyre's gone funny or it's blown a gasket and you can't safely steer. Roadside assistance will pump it up for you or change it over to a brand new one.
  • Lockouts. With some modern cars, they won't let you lock those keys in there even if you tried. But for everyone else, mistakes can happen. Rely on roadside assistance to let you back in or help pay to replace your locks if you have to.
  • Towing. Occasionally, you'll run into a problem even roadside assistance can't fix on the spot. In these cases, they'll whip out the tow and take you where you can get your woes attended to.

What happens if I'm travelling interstate?

If for some reason you tire of Victoria's natural beauty and decide to head on out and see some other parts of Australia, you should still retain whatever roadside assistance benefits you have at home. While some roadside assistance providers only operate inside Victoria, like the Royal Automobile Club of Victoria, these insurers have partnerships with other companies so that you're still protected wherever you're driving.

How do I choose a roadside assistance brand in Victoria?

If you're hunting around for the right roadside assistance provider for you, ask the same questions you would when seeking any other insurance: what do I need and what can I afford? Certain providers like AAMI have roadside assistance as an optional extra with their comprehensive insurance policies. Bundling all the automobile protection you need – like third-party fire, theft and damage cover – using a single provider can be cheaper than seeking standalone roadside assistance.

Alternatively, if roadside assistance is all you're looking for, plenty of providers like the RACV or Ultra Roadside Assistance offer it independently of any insurance plan. While services may be comparable between the different insurers, one of the major sources of variance is how fast they'll respond to your emergency. Adding a little extra on to the yearly payments might be worth it so you don't have to spend an extra day at Phillip Island (though it may provide a good excuse!)

How does roadside assistance compare?

Here is how some insurance companies in Australia stack up. Most insurers offer very similar cover as each other but as you can see, the joining requirements, cost and benefit limits can vary quite a bit.

  • None of the following policies require a joining fee, although only a few will let you purchase roadside assistance as standalone cover.
  • Towing limit can vary by as much as 30km in urban areas and 50km in rural areas.
  • Cost can vary by more than $30 per year.
CompanyCost per yearJoining feeCallout limitsNeed to hold a policy with them?Lockout / Lost keyOut of fuelBreakdown towingGet quote
Youi logo

Youi

Included with a comprehensive policy$0First 2 includedYes$15010 litres50km in the city, 20km in rural areasGet quote
NRMA

NRMA

$121$0UnlimitedNoYesYes25km in the city, towing to attending NRMA centre in rural areasMore info

Budget Direct

$89.95$0UnlimitedNo$125$15Up to 20km in metro and up to 50km in remote areasGet quote
coles logo

Coles

$83/year$0UnlimitedYes$150Enough to reach the next petrol station20km in the city, 50km in rural areasMore info

AAMI

$86$0UnlimitedYes$250$1020km in the city, 100km in rural areasMore info

Allianz

$99$0UnlimitedYes$200Yes20km in the city, 50kms in rural areasMore info

GIO

$95$0UnlimitedYes$250$1020km in the city, 100km countryMore info
Suncorp logo new

Suncorp

$95$0UnlimitedYes$250$1020km in the city, 100km countryMore info

Apia

$84$0UnlimitedYes$250$1020km in the city, 100km in rural areasMore info

Who has the cheapest roadside assistance in Victoria?

We got the costs for some of Victoria's roadside assistance providers. Here's how they stack up:

Standalone:

  • 24/7 Roadservices Australia – $69 a year or $110 for 2 years (3 tiers)
  • Ultra Roadside Assistance – $74.50 (2 tiers)
  • Budget Direct – $89.95
  • 365 Roadside Assistance – $89 (3 tiers)
  • Allianz – $99 (2 tiers)
  • Royal Automobile Club of Victoria – $114

With comprehensive insurance policy:

  • Youi – free
  • Apia – $84
  • AAMI – $86
  • GIO – $95
  • Suncorp – $95

Which providers offer roadside assistance in Victoria?

Want cover for roadside assistance?

Name Product Roadside assistance Accidental damage Choice of repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: The 2024 winner of our Best Value Car Insurance award. It's cheaper than most, plus you can lower costs by adding age restrictions.

⭐ Current offer: 15% off your first year's premium when you take out a policy online. T&Cs apply.

Who it might be good for: Anyone who wants a good value policy.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: The 2023 winner of our Best Features Car Insurance award. Plus, it's one of the only insurers to automatically include roadside assistance.

Who it might be good for: Those who want good customer service with lots of inclusions.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You need car insurance so why not get one that lets you earn Qantas Points? It's good value too (it's underwritten by the same insurer as Budget Direct).

⭐ Current offer: Earn up to 20,000 Qantas Points with every Qantas Car Insurance policy you take out by 22 April. T&Cs apply.

Who it might be good for: People who want more bang for their buck with Qantas Points.
Huddle Comprehensive
Optional
Agreed or Market
Finder's summary: Huddle's comprehensive policy will cover you if your vehicle is damaged or lost as a result of a collision, a natural event, a malicious act, theft or fire. It also includes up to $500 for essential repairs.

Who it might be good for: Someone who drives less than 15,000 km a year can opt for Pay As You Drive cover.
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*Make sure to read the Product Disclosure Statement (PDS) before deciding to buy insurance as brands have different benefits and coverages.

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