Key takeaways
- Roadside assistance can be bought alone or added to car insurance, so compare both options.
- Review yearly costs and specific inclusions like call-out limits or fuel replacement, as these differ.
- Over 60% of Australians have utilised roadside assistance, underscoring its practical value for drivers.
Roadside assistance comparison
First up, it's important to know that roadside assistance can be purchased as a standalone product or as an add-on to car insurance. Pricing and inclusions vary greatly so it's always good to compare your options.
Standalone roadside assistance in Victoria
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We currently don't have that product, but here are others to consider:
How we picked theseCar insurance policies who offer roadside assistance - VIC
Compare other products
We currently don't have that product, but here are others to consider:
How we picked theseFinder Score for car insurance
We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.
Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.
Finder survey: How many Australians have called roadside assistance?
| Response | |
|---|---|
| Yes | 60.93% |
| No | 35.49% |
| I don't own a car | 3.58% |
What does roadside assistance cover?
Roadside assistance can cover you for the following:
- Breakdowns and towing: If your car stops running, roadside assistance can help get you back on the road with a quick repair or give you a tow if it's something more major.
- Dead battery: Left the lights on and now your battery is flat? Roadside assistance can help get you back up and running.
- Lost keys: Most roadside assistance subscriptions include access to a locksmith.
- Running out of fuel: Thought you could go further on empty than you really could? Your roadside assistance provider should be able to get you enough litres of fuel to get to the next fuel station.
- Flat tyre: If you're not sure how to change your own tyre or you don't have a spare, roadside assistance can really save the day here.
Every provider is different and what's included will vary based on your own subscription. To get an idea of limits that apply, check with your provider or use our table above.
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I’m trying to find if any of the policies available in Victoria cover the Driver, regardless of the vehicle they are driving. Also, do any cover more than one vehicle owned by the same person or couple
Hi Roz, Some roadside assistance packages will cover you regardless of the vehicle you drive – for instance, RACV Total Care falls into this category. These packages are typically much more expensive though, so you’d need to weigh up how often you actually drive different vehicles.